USFRvsBILETF Comparison
VS
ETF 2
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.02%
WisdomTree Floating Rate Treasury Fund (USFR) belongs to the US Government Bonds segment. State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) is part of the Money Market Bonds segment. Both ETFs have the same top 1 sector exposures: Sovereign. USFR is more expensive with a Total Expense Ratio (TER) of 0.15%, versus 0.1353% for BIL. USFR is up 2.71% year-to-date (YTD) with +$2.83B in YTD flows. BIL performs worse with 2.48% YTD performance, and +$4.35B in YTD flows. Run a side-by-side ETF comparison of USFR and BIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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USFR vs BIL performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/11/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | USFR BIL | +0.33%+0.31% | +0.99%+0.91% | +2.71%+2.48% | +4.03%+3.69% | +14.62%+14.12% | +21.04%+19.43% |
| Flows | USFR BIL | +$424M+$452M | +$1.75B-$522M | +$2.83B+$4.35B | +$591M+$5.03B | +$1.11B+$17.36B | +$18.10B+$34.92B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | USFR BIL | +0.16%+0.15% | +0.16%+0.15% | +0.21%+0.19% | +0.22%+0.20% |
| Max drawdown | USFR BIL | n/an/a | n/an/a | n/an/a | -0.04%-0.05% |
| Max drawdown duration | USFR BIL | n/an/a | n/an/a | n/an/a | 29d247d |
Trading data
USFR | BIL | |
Last sale 9/11/2026 at 1:30 PM | $50.46 | $91.50 |
| Previous close 09/10/2026 | $50.42 | $91.47 |
| Consolidated volume 09/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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USFR | BIL | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 9/11/2026 at 1:30 PM
Live
Closed
USFR | BIL | |
|---|---|---|
| Last price | $50.46 | $91.50 |
| 1D performance | +0.08% | +0.03% |
| AuM | $19.24 B | $47.09 B |
| E/R | 0.15% | 0.1353% |
Characteristics
USFR | BIL | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | WisdomTree | State Street Investment Management |
| Benchmark | Bloomberg U.S. Treasury Floating Rate Bond Index | Bloomberg U.S. Treasury Bills 1-3 Months Index |
| N° of holdings | 5 | 18 |
| Asset class | Bonds | Fixed Income |
| Trailing 12m distribution yield | Join | Join |
| Inception date | February 4, 2014 | May 25, 2007 |
| ESG | No | No |
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Exposure
Countries
USFR
USA
99.02%
Other
0.98%
BIL
USA
98.9%
Other
1.1%
Sectors
USFR
Sovereign
99.02%
Other
0.98%
BIL
Sovereign
98.9%
Other
1.1%
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Diversification
USFR
Total weight of top 5 holdings out of 5
99.02%
BIL
Total weight of top 15 holdings out of 15
91.95%
Top 15 holdings
Data as of July 31, 2026
USFR
USA, Notes FRN 31oct2027, USD (BK-2027)
27.83%
USA, Notes FRN 30apr2028, USD (BB-2028)
27.80%
USA, Notes FRN 31jan2028, USD (AX-2028)
27.80%
USA, Notes FRN 31jul2027, USD (BF-2027)
9.06%
USA, Notes FRN 31jul2028, USD (BF-2028)
6.53%
BIL
USA, Bills 0% 3sep2026, USD (364D)
10.37%
USA, Bills 0% 10sep2026, USD (182D)
10.10%
USA, Bills 0% 29oct2026, USD (364D)
8.05%
USA, Bills 0% 1oct2026, USD (364D)
7.34%
USA, Bills 0% 17sep2026, USD (182D)
7.01%
USA, Bills 0% 24sep2026, USD (182D)
6.94%
USA, Bills 0% 22sep2026, USD (119D)
5.93%
USA, Bills 0% 22oct2026, USD (182D)
5.86%
USA, Bills 0% 8oct2026, USD (182D)
5.76%
USA, Bills 0% 15oct2026, USD (182D)
5.23%
USA, Bills 0% 1sep2026, USD (119D)
5.05%
USA, Bills 0% 15sep2026, USD (119D)
4.72%
USA, Bills 0% 8sep2026, USD (119D)
4.36%
USA, Bills 0% 29sep2026, USD (119D)
2.62%
USA, Bills 0% 27oct2026, USD (119D)
2.61%
Frequently asked questions about USFR and BIL
How have the USFR and BIL ETFs performed in 2026?
As of September 11, 2026, USFR is up 2.71% year-to-date (YTD), while BIL has returned 2.48%. That puts USFR better performer ahead so far this year.
Which ETF is attracting more investor money: USFR or BIL?
Year-to-date, the USFR ETF saw +$2.83B in flows, compared to +$4.35B for BIL.
Which ETF is more volatile: USFR or BIL?
Over the past year, USFR had a volatility of 0.16%, while BIL experienced 0.15%.
Which ETF is bigger: USFR or BIL?
As of September 11, 2026, USFR holds $19.24 B in assets under management (AUM), while BIL manages $47.09 B.
What sectors do the USFR and BIL ETFs invest in?
USFR leans toward sectors like Sovereign. Meanwhile, BIL focuses on Sovereign.
What are the top holdings of the USFR ETF and BIL ETF?
USFR top holdings include USA, Notes FRN 31oct2027, USD (BK-2027), USA, Notes FRN 30apr2028, USD (BB-2028) and USA, Notes FRN 31jan2028, USD (AX-2028). BIL holds in its top three: USA, Bills 0% 3sep2026, USD (364D), USA, Bills 0% 10sep2026, USD (182D) and USA, Bills 0% 29oct2026, USD (364D).
Which ETF is more diversified: USFR or BIL?
USFR has 5 securities. BIL has 18 securities and a top 15 weight of 91.95%.
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