SCHXvsSPYETF Comparison
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Schwab U.S. Large-Cap ETF (SCHX) and State Street SPDR S&P 500 ETF Trust (SPY) belong to the same industry segment: US Large Cap. Both ETFs have the same top 3 sector exposures: Technology, Finance and Consumer Non-Cyclicals. SCHX is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.0945% for SPY. SCHX is up 11.15% year-to-date (YTD) with +$2.57B in YTD flows. SPY performs better with 11.31% YTD performance, and +$1.53B in YTD flows. Run a side-by-side ETF comparison of SCHX and SPY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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SCHX vs SPY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 07/10/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | SCHX SPY | +4.35%+4.32% | +11.45%+11.41% | +11.15%+11.31% | +21.34%+21.95% | +78.20%+78.28% | +80.18%+84.84% |
| Flows | SCHX SPY | +$210M-$2.31B | +$1.33B+$22.35B | +$2.57B+$1.53B | +$4.34B+$12.03B | +$12.34B+$53.45B | +$14.88B+$83.17B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | SCHX SPY | +13.15%+12.97% | +12.73%+12.53% | +15.34%+14.99% | +17.40%+16.99% |
| Max drawdown | SCHX SPY | -4.49%-4.46% | -9.01%-8.89% | -19.16%-18.74% | -25.39%-24.50% |
| Max drawdown duration | SCHX SPY | 38d38d | 92d76d | 126d126d | 715d708d |
Trading data
SCHX | SPY | |
Last sale 7/10/2026 at 1:30 PM | $29.74 | $754.95 |
| Previous close 07/09/2026 | $29.63 | $751.71 |
| Consolidated volume 07/09/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of June 30, 2026
1-year trailing difference
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SCHX | SPY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 7/10/2026 at 1:30 PM
Live
Closed
SCHX | SPY | |
|---|---|---|
| Last price | $29.74 | $754.95 |
| 1D performance | +0.37% | +0.43% |
| AuM | $72.77 B | $789.23 B |
| E/R | 0.03% | 0.0945% |
Characteristics
SCHX | SPY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Schwab ETFs | State Street Investment Management |
| Benchmark | Dow Jones U.S. Large-Cap Total Stock Market Index | S&P 500 Index |
| N° of holdings | 692 | 499 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | November 3, 2009 | January 22, 1993 |
| ESG | No | No |
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Exposure
Countries
SCHX
USA
97.85%
Other
2.15%
SPY
USA
97.71%
Other
2.29%
Sectors
SCHX
Technology
46.36%
Finance
13%
Consumer Non-Cycl.
9.3%
Healthcare
8.08%
Industrials
7.62%
Other
15.65%
SPY
Technology
46.83%
Finance
12.64%
Consumer Non-Cycl.
9.19%
Healthcare
8.11%
Industrials
7.59%
Other
15.64%
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Diversification
SCHX
Total weight of top 15 holdings out of 15
44.89%
SPY
Total weight of top 15 holdings out of 15
45.34%
Top 15 holdings
Data as of May 31, 2026
SCHX
NVIDIA Corp.
8.10%
Apple, Inc.
7.02%
Microsoft Corp.
4.78%
Amazon.com, Inc.
4.01%
Alphabet, Inc.
3.50%
Broadcom Inc.
3.10%
Alphabet, Inc.
2.77%
Meta Platforms, Inc.
2.05%
Tesla, Inc.
1.89%
Micron Technology, Inc.
1.53%
Berkshire Hathaway, Inc.
1.35%
Eli Lilly & Co.
1.29%
JPMorgan Chase & Co.
1.27%
Advanced Micro Devices, Inc.
1.26%
Exxon Mobil Corp.
0.96%
SPY
NVIDIA Corp.
7.89%
Apple, Inc.
7.04%
Microsoft Corp.
5.14%
Amazon.com, Inc.
4.06%
Alphabet, Inc.
3.40%
Broadcom Inc.
3.26%
Alphabet, Inc.
2.71%
Meta Platforms, Inc.
2.13%
Tesla, Inc.
1.88%
Micron Technology, Inc.
1.68%
Eli Lilly & Co.
1.35%
Berkshire Hathaway, Inc.
1.34%
Advanced Micro Devices, Inc.
1.29%
JPMorgan Chase & Co.
1.24%
Exxon Mobil Corp.
0.93%
Frequently asked questions about SCHX and SPY
How have the SCHX and SPY ETFs performed in 2026?
As of July 10, 2026, SCHX is up 11.15% year-to-date (YTD), while SPY has returned 11.31%. That puts SPY better performer ahead so far this year.
Which ETF is attracting more investor money: SCHX or SPY?
Year-to-date, the SCHX ETF saw +$2.57B in flows, compared to +$1.53B for SPY.
Which ETF is more volatile: SCHX or SPY?
Over the past year, SCHX had a volatility of 12.73%, while SPY experienced 12.53%.
Which ETF is bigger: SCHX or SPY?
As of July 10, 2026, SCHX holds $72.77 B in assets under management (AUM), while SPY manages $789.23 B.
What sectors do the SCHX and SPY ETFs invest in?
SCHX leans toward sectors like Technology, Finance and Consumer Non-Cyclicals. Meanwhile, SPY focuses on Technology, Finance and Consumer Non-Cyclicals.
What are the top holdings of the SCHX ETF and SPY ETF?
SCHX top holdings include NVIDIA Corp., Apple, Inc. and Microsoft Corp.. SPY holds in its top three: NVIDIA Corp., Apple, Inc. and Microsoft Corp..
Which ETF is more diversified: SCHX or SPY?
SCHX holds 694 securities with 44.89% of its assets in the top 15. SPY has 502 securities and a top 15 weight of 45.34%.
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