SCHRvsTLTETF Comparison

ETF 1

SCHR

Schwab Intermediate-Term U.S. Treasury ETF

This fund is part of

US Government Bonds

+0.07%

Full SCHR fund page

ETF 2

TLT

iShares 20+ Year Treasury Bond ETF

This fund is part of

US Government Bonds

+0.07%

Full TLT fund page

Schwab Intermediate-Term U.S. Treasury ETF (SCHR) and iShares 20+ Year Treasury Bond ETF (TLT) belong to the same industry segment: US Government Bonds. SCHR's top 1 sector exposures are Sovereign. In contrast, TLT's top sector exposures are Sovereign and Non-Corporate. SCHR is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.15% for TLT. SCHR is down -0.79% year-to-date (YTD) with +$1.25B in YTD flows. TLT performs worse with -3.17% YTD performance, and +$1.82B in YTD flows. Run a side-by-side ETF comparison of SCHR and TLT below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SCHR vs TLT performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 09/02/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHR TLT	-0.21%+0.08%	-0.55%-3.21%	-0.79%-3.17%	+0.70%+0.07%	+12.16%-0.55%	-1.05%-34.63%
Flows	SCHR TLT	+$205M+$5.25B	+$628M+$6.11B	+$1.25B+$1.82B	+$2.38B+$1.46B	+$6.19B+$13.08B	+$10.61B+$46.93B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHR TLT	+3.45%+9.63%	+3.26%+9.34%	+4.40%+13.29%	+5.36%+15.49%
Max drawdown	SCHR TLT	-1.28%-6.21%	-2.82%-8.29%	-4.33%-14.78%	-14.67%-43.68%
Max drawdown duration	SCHR TLT	66d65d	185d185d	198d716d	1532d1732d

Trading data

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	SCHR	TLT
Last sale 9/3/2026 at 1:30 PM	$24.25	$82.07
Previous close 09/02/2026	$24.22	$81.95
Consolidated volume 09/02/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of August 31, 2026

1-year trailing difference

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	SCHR	TLT
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 9/3/2026 at 1:30 PM

Live

Closed

	SCHR	TLT
Last price	$24.25	$82.07
1D performance	+0.12%	+0.15%
AuM	$13.41 B	$46.67 B
E/R	0.03%	0.15%

Characteristics

	SCHR	TLT
Management strategy	Passive	Passive
Provider	Schwab ETFs	iShares
Benchmark	Bloomberg 3-10 Year U.S. Treasury Index	ICE U.S. Treasury 20+ Year Bond Index
N° of holdings	101	47
Asset class	Bonds	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	August 5, 2010	July 22, 2002
ESG	No	No

More SCHR data on Trackinsight

More TLT data on Trackinsight

Exposure

Countries

SCHR

USA

100%

Other

TLT

USA

100%

Other

Sectors

SCHR

Sovereign

100%

Other

TLT

Sovereign

100%

Other

Diversification

SCHR

Total weight of top 15 holdings out of 15

27.21%

TLT

Total weight of top 15 holdings out of 15

59.52%

Top 15 holdings

Data as of July 31, 2026

SCHR

USA, Notes 3.625% 31aug2029, USD (AC-2029)

2.09%

USA, Notes 4.625% 15feb2035, USD (B-2035)

1.93%

USA, Notes 4.375% 15may2034, USD (C-2034)

1.90%

USA, Notes 4.25% 15nov2034, USD (F-2034)

1.88%

USA, Notes 4.25% 15may2035, USD (C-2035)

1.88%

USA, Notes 4.25% 15aug2035, USD (E-2035)

1.88%

USA, Notes 4% 15feb2034, USD (B-2034)

1.86%

USA, Notes 4.125% 15feb2036, USD (B-2036)

1.85%

USA, Notes 4.5% 15nov2033, USD (F-2033)

1.84%

USA, Notes 3.875% 15aug2034, USD (E-2034)

1.84%

USA, Notes 4% 15nov2035, USD (F-2035)

1.84%

USA, Notes 4% 28feb2030, USD (H-2030)

1.66%

USA, Notes 3.875% 15aug2033, USD (E-2033)

1.65%

USA, Notes 4.125% 15nov2032, USD (F-2032)

1.56%

USA, Notes 1.25% 15aug2031, USD (E-2031)

1.55%

TLT

USA, Bonds 4.125% 15aug2053, USD

4.68%

USA, Bonds 4.75% 15nov2053, USD

4.55%

USA, Bonds 4.75% 15may2055, USD

4.51%

USA, Bonds 4.625% 15may2054, USD

4.45%

USA, Bonds 4.25% 15feb2054, USD

4.13%

USA, Bonds 4.75% 15feb2056, USD

4.04%

USA, Bonds 4.25% 15aug2054, USD

4.03%

USA, Bonds 3.625% 15may2053, USD

3.90%

USA, Bonds 4.625% 15feb2055, USD

3.89%

USA, Bonds 2% 15aug2051, USD

3.80%

USA, Bonds 4.5% 15nov2054, USD

3.79%

USA, Bonds 1.875% 15nov2051, USD

3.79%

USA, Bonds 4% 15nov2052, USD

3.66%

USA, Bonds 4.625% 15nov2055, USD

3.25%

USA, Bonds 3.625% 15feb2053, USD

3.04%

Frequently asked questions about SCHR and TLT

How have the SCHR and TLT ETFs performed in 2026?

As of September 2, 2026, SCHR is down -0.79% year-to-date (YTD), while TLT has lost -3.17%. That puts SCHR better performer ahead so far this year.

Which ETF is attracting more investor money: SCHR or TLT?

Year-to-date, the SCHR ETF saw +$1.25B in flows, compared to +$1.82B for TLT.

Which ETF is more volatile: SCHR or TLT?

Over the past year, SCHR had a volatility of 3.26%, while TLT experienced 9.34%.

Which ETF is bigger: SCHR or TLT?

As of September 2, 2026, SCHR holds $13.41 B in assets under management (AUM), while TLT manages $46.67 B.

What sectors do the SCHR and TLT ETFs invest in?

SCHR leans toward sectors like Sovereign. Meanwhile, TLT focuses on Sovereign.

What are the top holdings of the SCHR ETF and TLT ETF?

SCHR top holdings include USA, Notes 3.625% 31aug2029, USD (AC-2029), USA, Notes 4.625% 15feb2035, USD (B-2035) and USA, Notes 4.375% 15may2034, USD (C-2034). TLT holds in its top three: USA, Bonds 4.125% 15aug2053, USD, USA, Bonds 4.75% 15nov2053, USD and USA, Bonds 4.75% 15may2055, USD.

SCHRvsTLTETF Comparison

Schwab Intermediate-Term U.S. Treasury ETF

iShares 20+ Year Treasury Bond ETF

SCHR vs TLT performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SCHR and TLT ETFs performed in 2026?

As of September 2, 2026, SCHR is down -0.79% year-to-date (YTD), while TLT has lost -3.17%. That puts SCHR better performer ahead so far this year.

Which ETF is attracting more investor money: SCHR or TLT?

Year-to-date, the SCHR ETF saw +$1.25B in flows, compared to +$1.82B for TLT.

Which ETF is more volatile: SCHR or TLT?

Over the past year, SCHR had a volatility of 3.26%, while TLT experienced 9.34%.

Which ETF is bigger: SCHR or TLT?

As of September 2, 2026, SCHR holds $13.41 B in assets under management (AUM), while TLT manages $46.67 B.

What sectors do the SCHR and TLT ETFs invest in?

SCHR leans toward sectors like Sovereign. Meanwhile, TLT focuses on Sovereign.

What are the top holdings of the SCHR ETF and TLT ETF?

SCHR top holdings include USA, Notes 3.625% 31aug2029, USD (AC-2029), USA, Notes 4.625% 15feb2035, USD (B-2035) and USA, Notes 4.375% 15may2034, USD (C-2034). TLT holds in its top three: USA, Bonds 4.125% 15aug2053, USD, USA, Bonds 4.75% 15nov2053, USD and USA, Bonds 4.75% 15may2055, USD.

Which ETF is more diversified: SCHR or TLT?

SCHR holds 101 securities with 27.21% of its assets in the top 15. TLT has 47 securities and a top 15 weight of 59.52%.

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