SCHPvsTLTETF Comparison

ETF 1

SCHP

Schwab U.S. TIPS ETF

This fund is part of

Inflation-linked Bonds

-0.03%

Full SCHP fund page

ETF 2

TLT

iShares 20+ Year Treasury Bond ETF

This fund is part of

US Government Bonds

-0.09%

Full TLT fund page

Schwab U.S. TIPS ETF (SCHP) belongs to the Inflation-linked Bonds segment. iShares 20+ Year Treasury Bond ETF (TLT) is part of the US Government Bonds segment. SCHP's top 1 sector exposures are Sovereign. In contrast, TLT's top sector exposures are Sovereign and Non-Corporate. SCHP is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.15% for TLT. SCHP is up 0.65% year-to-date (YTD) with +$1.82B in YTD flows. TLT performs worse with -2.88% YTD performance, and +$1.88B in YTD flows. Run a side-by-side ETF comparison of SCHP and TLT below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SCHP vs TLT performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 08/31/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHP TLT	+0.07%+0.76%	-1.07%-2.70%	+0.65%-2.88%	+1.28%+0.37%	+12.50%-3.12%	+1.81%-34.08%
Flows	SCHP TLT	-$179M+$5.46B	+$943M+$5.72B	+$1.82B+$1.88B	+$2.73B+$1.52B	+$4.54B+$13.09B	+$307M+$46.99B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHP TLT	+3.51%+9.69%	+3.18%+9.37%	+4.50%+13.35%	+5.98%+15.49%
Max drawdown	SCHP TLT	-1.36%-6.21%	-1.93%-8.29%	-3.66%-14.78%	-14.24%-43.68%
Max drawdown duration	SCHP TLT	90d63d	60d183d	149d714d	1442d1730d

Trading data

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	SCHP	TLT
Last sale 9/1/2026 at 1:30 PM	$25.82	$81.87
Previous close 08/31/2026	$25.91	$82.52
Consolidated volume 08/31/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of August 31, 2026

1-year trailing difference

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	SCHP	TLT
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 9/1/2026 at 1:30 PM

Live

Closed

	SCHP	TLT
Last price	$25.82	$81.87
1D performance	-0.35%	-0.79%
AuM	$16.08 B	$47.05 B
E/R	0.03%	0.15%

Characteristics

	SCHP	TLT
Management strategy	Passive	Passive
Provider	Schwab ETFs	iShares
Benchmark	Bloomberg U.S. Treasury Inflation Protected Securities (TIPS) Index	ICE U.S. Treasury 20+ Year Bond Index
N° of holdings	48	47
Asset class	Bonds	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	August 5, 2010	July 22, 2002
ESG	No	No

More SCHP data on Trackinsight

More TLT data on Trackinsight

Exposure

Countries

SCHP

USA

100%

Other

TLT

USA

100%

Other

Sectors

SCHP

Sovereign

100%

Other

TLT

Sovereign

100%

Other

Diversification

SCHP

Total weight of top 15 holdings out of 15

52.08%

TLT

Total weight of top 15 holdings out of 15

59.52%

Top 15 holdings

Data as of July 31, 2026

SCHP

USA, TIPS 1.875% 15jul2035, USD (D-2035)

4.03%

USA, TIPS 2.125% 15jan2035, USD (A-2035)

3.98%

USA, TIPS 1.875% 15jan2036, USD (A-2036)

3.95%

USA, TIPS 1.875% 15jul2034, USD (D-2034)

3.76%

USA, TIPS 1.75% 15jan2034, USD (A-2034)

3.60%

USA, TIPS 1.25% 15apr2031, USD (X-2031)

3.38%

USA, TIPS 1.125% 15oct2030, USD (AE-2030)

3.38%

USA, TIPS 1.125% 15jan2033, USD (A-2033)

3.36%

USA, TIPS 1.375% 15jul2033, USD (D-2033)

3.34%

USA, TIPS 1.625% 15apr2030, USD (X-2030)

3.34%

USA, TIPS 0.625% 15jul2032, USD (D-2032)

3.29%

USA, TIPS 1.625% 15oct2029, USD (AE-2029)

3.27%

USA, TIPS 2.125% 15apr2029, USD (X-2029)

3.16%

USA, TIPS 2.375% 15oct2028, USD (AE-2028)

3.13%

USA, TIPS 0.125% 15jan2032, USD (A-2032)

3.12%

TLT

USA, Bonds 4.125% 15aug2053, USD

4.68%

USA, Bonds 4.75% 15nov2053, USD

4.55%

USA, Bonds 4.75% 15may2055, USD

4.51%

USA, Bonds 4.625% 15may2054, USD

4.45%

USA, Bonds 4.25% 15feb2054, USD

4.13%

USA, Bonds 4.75% 15feb2056, USD

4.04%

USA, Bonds 4.25% 15aug2054, USD

4.03%

USA, Bonds 3.625% 15may2053, USD

3.90%

USA, Bonds 4.625% 15feb2055, USD

3.89%

USA, Bonds 2% 15aug2051, USD

3.80%

USA, Bonds 4.5% 15nov2054, USD

3.79%

USA, Bonds 1.875% 15nov2051, USD

3.79%

USA, Bonds 4% 15nov2052, USD

3.66%

USA, Bonds 4.625% 15nov2055, USD

3.25%

USA, Bonds 3.625% 15feb2053, USD

3.04%

Frequently asked questions about SCHP and TLT

How have the SCHP and TLT ETFs performed in 2026?

As of August 31, 2026, SCHP is up 0.65% year-to-date (YTD), while TLT has lost -2.88%. That puts SCHP better performer ahead so far this year.

Which ETF is attracting more investor money: SCHP or TLT?

Year-to-date, the SCHP ETF saw +$1.82B in flows, compared to +$1.88B for TLT.

Which ETF is more volatile: SCHP or TLT?

Over the past year, SCHP had a volatility of 3.18%, while TLT experienced 9.37%.

Which ETF is bigger: SCHP or TLT?

As of August 31, 2026, SCHP holds $16.08 B in assets under management (AUM), while TLT manages $47.05 B.

What sectors do the SCHP and TLT ETFs invest in?

SCHP leans toward sectors like Sovereign. Meanwhile, TLT focuses on Sovereign.

What are the top holdings of the SCHP ETF and TLT ETF?

SCHP top holdings include USA, TIPS 1.875% 15jul2035, USD (D-2035), USA, TIPS 2.125% 15jan2035, USD (A-2035) and USA, TIPS 1.875% 15jan2036, USD (A-2036). TLT holds in its top three: USA, Bonds 4.125% 15aug2053, USD, USA, Bonds 4.75% 15nov2053, USD and USA, Bonds 4.75% 15may2055, USD.

SCHPvsTLTETF Comparison

Schwab U.S. TIPS ETF

iShares 20+ Year Treasury Bond ETF

SCHP vs TLT performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SCHP and TLT ETFs performed in 2026?

As of August 31, 2026, SCHP is up 0.65% year-to-date (YTD), while TLT has lost -2.88%. That puts SCHP better performer ahead so far this year.

Which ETF is attracting more investor money: SCHP or TLT?

Year-to-date, the SCHP ETF saw +$1.82B in flows, compared to +$1.88B for TLT.

Which ETF is more volatile: SCHP or TLT?

Over the past year, SCHP had a volatility of 3.18%, while TLT experienced 9.37%.

Which ETF is bigger: SCHP or TLT?

As of August 31, 2026, SCHP holds $16.08 B in assets under management (AUM), while TLT manages $47.05 B.

What sectors do the SCHP and TLT ETFs invest in?

SCHP leans toward sectors like Sovereign. Meanwhile, TLT focuses on Sovereign.

What are the top holdings of the SCHP ETF and TLT ETF?

SCHP top holdings include USA, TIPS 1.875% 15jul2035, USD (D-2035), USA, TIPS 2.125% 15jan2035, USD (A-2035) and USA, TIPS 1.875% 15jan2036, USD (A-2036). TLT holds in its top three: USA, Bonds 4.125% 15aug2053, USD, USA, Bonds 4.75% 15nov2053, USD and USA, Bonds 4.75% 15may2055, USD.

Which ETF is more diversified: SCHP or TLT?

SCHP holds 48 securities with 52.08% of its assets in the top 15. TLT has 47 securities and a top 15 weight of 59.52%.

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