VTIvsSPYETF Comparison
VS
Vanguard Total Stock Market ETF (VTI) belongs to the US All Cap segment. State Street SPDR S&P 500 ETF Trust (SPY) is part of the US Large Cap segment. VTI's top 3 sector exposures are Technology, Finance and Healthcare. In contrast, SPY's top sector exposures are Technology, Finance and Consumer Non-Cyclicals. VTI is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.0945% for SPY. VTI is up 10.74% year-to-date (YTD) with +$31.99B in YTD flows. SPY performs worse with 9.93% YTD performance, and +$4.23B in YTD flows. Run a side-by-side ETF comparison of VTI and SPY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
VTI vs SPY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 07/02/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | VTI SPY | -1.12%-1.56% | +14.30%+13.97% | +10.74%+9.93% | +22.19%+21.50% | +73.83%+74.32% | +75.77%+83.95% |
| Flows | VTI SPY | +$7.35B+$8.26B | +$16.77B+$36.67B | +$31.99B+$4.23B | +$52.35B+$18.15B | +$112.22B+$54.38B | +$171.45B+$85.34B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | VTI SPY | +13.83%+13.64% | +12.86%+12.54% | +15.24%+14.99% | +17.40%+17.00% |
| Max drawdown | VTI SPY | -4.36%-4.46% | -8.92%-8.89% | -19.35%-18.74% | -25.35%-24.50% |
| Max drawdown duration | VTI SPY | 30d30d | 76d76d | 127d126d | 711d708d |
Trading data
VTI | SPY | |
Last sale 7/2/2026 at 1:30 PM | $368.76 | $744.78 |
| Previous close 07/02/2026 | $369.27 | $745.76 |
| Consolidated volume 07/02/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of June 30, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
VTI | SPY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 7/2/2026 at 1:30 PM
Live
Closed
VTI | SPY | |
|---|---|---|
| Last price | $368.76 | $744.78 |
| 1D performance | -0.14% | -0.13% |
| AuM | $661.93 B | $782.13 B |
| E/R | 0.03% | 0.0945% |
Characteristics
VTI | SPY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Vanguard | State Street Investment Management |
| Benchmark | CRSP U.S. Total Market Index | S&P 500 Index |
| N° of holdings | 3255 | 499 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 24, 2001 | January 22, 1993 |
| ESG | No | No |
Advertisement
Exposure
Countries
VTI
USA
97.2%
Other
2.8%
SPY
USA
97.71%
Other
2.29%
Sectors
VTI
Technology
43.53%
Finance
13.46%
Healthcare
8.74%
Industrials
8.62%
Consumer Non-Cycl.
8.5%
Other
17.15%
SPY
Technology
46.83%
Finance
12.64%
Consumer Non-Cycl.
9.19%
Healthcare
8.11%
Industrials
7.59%
Other
15.64%
Advertisement
Diversification
VTI
Total weight of top 15 holdings out of 15
40.05%
SPY
Total weight of top 15 holdings out of 15
45.34%
Top 15 holdings
Data as of May 31, 2026
VTI
NVIDIA Corp.
6.69%
Apple, Inc.
6.29%
Microsoft Corp.
4.59%
Amazon.com, Inc.
3.59%
Alphabet, Inc.
3.04%
Broadcom Inc.
2.91%
Alphabet, Inc.
2.39%
Meta Platforms, Inc.
1.90%
Tesla, Inc.
1.68%
Micron Technology, Inc.
1.50%
Eli Lilly & Co.
1.29%
Berkshire Hathaway, Inc.
1.16%
Advanced Micro Devices, Inc.
1.15%
JPMorgan Chase & Co.
1.03%
Exxon Mobil Corp.
0.83%
SPY
NVIDIA Corp.
7.89%
Apple, Inc.
7.04%
Microsoft Corp.
5.14%
Amazon.com, Inc.
4.06%
Alphabet, Inc.
3.40%
Broadcom Inc.
3.26%
Alphabet, Inc.
2.71%
Meta Platforms, Inc.
2.13%
Tesla, Inc.
1.88%
Micron Technology, Inc.
1.68%
Eli Lilly & Co.
1.35%
Berkshire Hathaway, Inc.
1.34%
Advanced Micro Devices, Inc.
1.29%
JPMorgan Chase & Co.
1.24%
Exxon Mobil Corp.
0.93%
Frequently asked questions about VTI and SPY
How have the VTI and SPY ETFs performed in 2026?
As of July 2, 2026, VTI is up 10.74% year-to-date (YTD), while SPY has returned 9.93%. That puts VTI better performer ahead so far this year.
Which ETF is attracting more investor money: VTI or SPY?
Year-to-date, the VTI ETF saw +$31.99B in flows, compared to +$4.23B for SPY.
Which ETF is more volatile: VTI or SPY?
Over the past year, VTI had a volatility of 12.86%, while SPY experienced 12.54%.
Which ETF is bigger: VTI or SPY?
As of July 2, 2026, VTI holds $661.93 B in assets under management (AUM), while SPY manages $782.13 B.
What sectors do the VTI and SPY ETFs invest in?
VTI leans toward sectors like Technology, Finance and Healthcare. Meanwhile, SPY focuses on Technology, Finance and Consumer Non-Cyclicals.
What are the top holdings of the VTI ETF and SPY ETF?
VTI top holdings include NVIDIA Corp., Apple, Inc. and Microsoft Corp.. SPY holds in its top three: NVIDIA Corp., Apple, Inc. and Microsoft Corp..
Which ETF is more diversified: VTI or SPY?
VTI holds 3394 securities with 40.05% of its assets in the top 15. SPY has 502 securities and a top 15 weight of 45.34%.
Advertisement
Latest news about VTI & SPY
MoneyShow Chart of the Day 1/21/2026: The "Sell America" Trade is Back. Will it Stick?
January 21, 2026
SPY
MoneyShow Chart of the Day 11/12/2025: With the Shutdown Behind Us, Will the Bulls Take Over?
November 12, 2025
SPY
MoneyShow Chart of the Day 11/06/2025: How Worried Should You REALLY be About this Chart?
November 6, 2025
SPY
MoneyShow Chart of the Day 10/29/2025: Yes, this Bull IS Still Young!
October 29, 2025
SPY
Advertisement
Advertisement
