VTIvsSPYETF Comparison
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Vanguard Total Stock Market ETF (VTI) belongs to the US All Cap segment. State Street SPDR S&P 500 ETF Trust (SPY) is part of the US Large Cap segment. VTI's top 3 sector exposures are Information Technology, Financials and Consumer Discretionary. In contrast, SPY's top sector exposures are Information Technology, Financials and Communication Services. VTI is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.0945% for SPY. VTI is up 8.98% year-to-date (YTD) with +$23.01B in YTD flows. SPY performs better with 9.04% YTD performance, and -$9.18B in YTD flows. Run a side-by-side ETF comparison of VTI and SPY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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VTI vs SPY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 05/20/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | VTI SPY | +4.02%+4.64% | +7.39%+7.87% | +8.98%+9.04% | +26.26%+26.52% | +82.28%+84.02% | +81.76%+91.23% |
| Flows | VTI SPY | +$5.32B+$8.60B | +$14.06B+$7.98B | +$23.01B-$9.18B | +$46.06B+$12.62B | +$106.66B+$51.12B | +$167.08B+$80.77B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | VTI SPY | +15.28%+14.93% | +12.52%+12.17% | +15.14%+14.89% | +17.29%+16.89% |
| Max drawdown | VTI SPY | -8.53%-8.55% | -8.92%-8.89% | -19.35%-18.74% | -25.35%-24.50% |
| Max drawdown duration | VTI SPY | 47d47d | 76d76d | 127d126d | 711d708d |
Trading data
VTI | SPY | |
Last sale 5/21/2026 at 1:30 PM | $365.09 | $742.72 |
| Previous close 05/20/2026 | $364.19 | $741.25 |
| Consolidated volume 05/20/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of April 30, 2026
1-year trailing difference
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VTI | SPY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 5/21/2026 at 1:30 PM
Live
Closed
VTI | SPY | |
|---|---|---|
| Last price | $365.09 | $742.72 |
| 1D performance | +0.25% | +0.20% |
| AuM | $644.48 B | $764.13 B |
| E/R | 0.03% | 0.0945% |
Characteristics
VTI | SPY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Vanguard | State Street Investment Management |
| Benchmark | CRSP U.S. Total Market Index | S&P 500 Index |
| N° of holdings | 2752 | 478 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 24, 2001 | January 22, 1993 |
| ESG | No | No |
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Exposure
Countries
VTI
USA
96%
Other
4%
SPY
USA
96.95%
Other
3.05%
Sectors
VTI
Information Techn.
31.33%
Financials
10.52%
Consumer Discreti.
9.82%
Health Care
9.75%
Communication Ser.
9.29%
Industrials
9.29%
Other
19.99%
SPY
Information Techn.
33.93%
Financials
10.39%
Communication Ser.
10.23%
Consumer Discreti.
10.01%
Health Care
9.32%
Industrials
8.33%
Other
17.78%
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Diversification
VTI
Total weight of top 15 holdings out of 15
37.3%
SPY
Total weight of top 15 holdings out of 15
42.5%
Top 15 holdings
Data as of March 31, 2026
VTI
NVIDIA
6.39%
APPLE
5.91%
MICROSOFT-T
4.36%
AMAZON.COM INC
3.19%
ALPHABET INC-CL
2.66%
BROADCOM LIMITED
2.33%
ALPHABET INC-CL
2.10%
META PLATFORMS
1.99%
TESLA
1.66%
BERKSHIRE HATHWAY
1.36%
LILLY
1.24%
JPMORGAN CHASE
1.19%
EXXON
1.12%
JOHNSON&JOHNSON
0.93%
WALMART INC
0.86%
SPY
NVIDIA
7.58%
APPLE
6.66%
MICROSOFT-T
4.91%
AMAZON.COM INC
3.64%
ALPHABET INC-CL
2.99%
BROADCOM LIMITED
2.62%
ALPHABET INC-CL
2.40%
META PLATFORMS
2.24%
TESLA
1.87%
BERKSHIRE HATHWAY
1.57%
JPMORGAN CHASE
1.42%
LILLY
1.30%
EXXON
1.27%
JOHNSON&JOHNSON
1.05%
WALMART INC
0.97%
Frequently asked questions about VTI and SPY
How have the VTI and SPY ETFs performed in 2026?
As of May 20, 2026, VTI is up 8.98% year-to-date (YTD), while SPY has returned 9.04%. That puts SPY better performer ahead so far this year.
Which ETF is attracting more investor money: VTI or SPY?
Year-to-date, the VTI ETF saw +$23.01B in flows, compared to -$9.18B for SPY.
Which ETF is more volatile: VTI or SPY?
Over the past year, VTI had a volatility of 12.52%, while SPY experienced 12.17%.
Which ETF is bigger: VTI or SPY?
As of May 20, 2026, VTI holds $644.48 B in assets under management (AUM), while SPY manages $764.13 B.
What sectors do the VTI and SPY ETFs invest in?
VTI leans toward sectors like Information Technology, Financials and Consumer Discretionary. Meanwhile, SPY focuses on Information Technology, Financials and Communication Services.
What are the top holdings of the VTI ETF and SPY ETF?
VTI top holdings include NVIDIA, APPLE and MICROSOFT-T. SPY holds in its top three: NVIDIA, APPLE and MICROSOFT-T.
Which ETF is more diversified: VTI or SPY?
VTI holds 3420 securities with 37.3% of its assets in the top 15. SPY has 502 securities and a top 15 weight of 42.5%.
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