VTIvsSPYETF Comparison
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Vanguard Morningstar Total Stock Market ETF (VTI) belongs to the US All Cap segment. State Street SPDR S&P 500 ETF Trust (SPY) is part of the US Large Cap segment. Both ETFs have the same top 3 sector exposures: Technology, Finance and Healthcare. VTI is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.0945% for SPY. VTI is up 12.86% year-to-date (YTD) with +$49.95B in YTD flows. SPY performs better with 12.9% YTD performance, and +$20.68B in YTD flows. Run a side-by-side ETF comparison of VTI and SPY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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VTI vs SPY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/01/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | VTI SPY | +0.26%+0.55% | +1.86%+2.70% | +12.86%+12.90% | +15.22%+15.46% | +83.79%+85.32% | +79.03%+88.12% |
| Flows | VTI SPY | +$5.94B+$9.22B | +$18.78B+$19.03B | +$49.95B+$20.68B | +$61.06B+$44.70B | +$125.04B+$77.57B | +$178.15B+$92.20B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | VTI SPY | +11.03%+10.96% | +13.24%+12.98% | +15.23%+14.99% | +17.38%+16.99% |
| Max drawdown | VTI SPY | -3.39%-3.40% | -8.92%-8.89% | -19.35%-18.74% | -25.35%-24.50% |
| Max drawdown duration | VTI SPY | 49d19d | 76d76d | 127d126d | 711d708d |
Trading data
VTI | SPY | |
Last sale 10/2/2026 at 1:30 PM | $377.99 | $769.64 |
| Previous close 10/01/2026 | $375.18 | $763.99 |
| Consolidated volume 10/01/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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VTI | SPY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/2/2026 at 1:30 PM
Live
Closed
VTI | SPY | |
|---|---|---|
| Last price | $377.99 | $769.64 |
| 1D performance | +0.75% | +0.74% |
| AuM | $690.91 B | $817.57 B |
| E/R | 0.03% | 0.0945% |
Characteristics
VTI | SPY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Vanguard | State Street Investment Management |
| Benchmark | CRSP U.S. Total Market Index | S&P 500 Index |
| N° of holdings | 3303 | 497 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 24, 2001 | January 22, 1993 |
| ESG | No | No |
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Exposure
Countries
VTI
USA
97.37%
Other
2.63%
SPY
USA
96.4%
Other
3.6%
Sectors
VTI
Technology
41.94%
Finance
14.64%
Healthcare
9.85%
Consumer Non-Cycl.
8.28%
Industrials
8.26%
Other
17.02%
SPY
Technology
45.23%
Finance
13.62%
Healthcare
9.08%
Consumer Non-Cycl.
8.88%
Industrials
7.46%
Other
15.72%
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Diversification
VTI
Total weight of top 15 holdings out of 15
39.22%
SPY
Total weight of top 15 holdings out of 15
44.11%
Top 15 holdings
Data as of August 31, 2026
VTI
NVIDIA Corp.
6.87%
Apple, Inc.
6.30%
Microsoft Corp.
5.10%
Amazon.com, Inc.
3.40%
Alphabet, Inc.
2.69%
Broadcom Inc.
2.37%
Alphabet, Inc.
2.12%
Meta Platforms, Inc.
1.70%
Micron Technology, Inc.
1.46%
Tesla, Inc.
1.40%
Eli Lilly & Co.
1.33%
JPMorgan Chase & Co.
1.29%
Berkshire Hathaway, Inc.
1.23%
Advanced Micro Devices, Inc.
1.04%
ExxonMobil Holdings Corp.
0.90%
SPY
NVIDIA Corp.
8.07%
Apple, Inc.
7.03%
Microsoft Corp.
5.69%
Amazon.com, Inc.
3.84%
Alphabet, Inc.
3.00%
Broadcom Inc.
2.65%
Alphabet, Inc.
2.39%
Meta Platforms, Inc.
1.90%
Micron Technology, Inc.
1.63%
Tesla, Inc.
1.56%
JPMorgan Chase & Co.
1.44%
Berkshire Hathaway, Inc.
1.40%
Eli Lilly & Co.
1.38%
Advanced Micro Devices, Inc.
1.16%
Johnson & Johnson
0.97%
Frequently asked questions about VTI and SPY
How have the VTI and SPY ETFs performed in 2026?
As of October 1, 2026, VTI is up 12.86% year-to-date (YTD), while SPY has returned 12.9%. That puts SPY better performer ahead so far this year.
Which ETF is attracting more investor money: VTI or SPY?
Year-to-date, the VTI ETF saw +$49.95B in flows, compared to +$20.68B for SPY.
Which ETF is more volatile: VTI or SPY?
Over the past year, VTI had a volatility of 13.24%, while SPY experienced 12.98%.
Which ETF is bigger: VTI or SPY?
As of October 1, 2026, VTI holds $690.91 B in assets under management (AUM), while SPY manages $817.57 B.
What sectors do the VTI and SPY ETFs invest in?
VTI leans toward sectors like Technology, Finance and Healthcare. Meanwhile, SPY focuses on Technology, Finance and Healthcare.
What are the top holdings of the VTI ETF and SPY ETF?
VTI top holdings include NVIDIA Corp., Apple, Inc. and Microsoft Corp.. SPY holds in its top three: NVIDIA Corp., Apple, Inc. and Microsoft Corp..
Which ETF is more diversified: VTI or SPY?
VTI holds 3414 securities with 39.22% of its assets in the top 15. SPY has 500 securities and a top 15 weight of 44.11%.
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