VTIvsSPYETF Comparison

ETF 1

VTI

Vanguard Total Stock Market ETF

This fund is part of

US All Cap

+0.06%

Full VTI fund page

ETF 2

SPY

SPDR S&P 500 ETF Trust

This fund is part of

US Large Cap

+0.06%

Full SPY fund page

Vanguard Total Stock Market ETF (VTI) belongs to the US All Cap segment. SPDR S&P 500 ETF Trust (SPY) is part of the US Large Cap segment. VTI's top 3 sector exposures are Information Technology, Financials and Health Care. In contrast, SPY's top sector exposures are Information Technology, Communication Services and Financials. VTI is less expensive with a Total Expense Ratio (TER) of 0.03%, versus 0.0945% for SPY. VTI is down -2.62% year-to-date (YTD) with +$15.71B in YTD flows. SPY performs worse with -3.03% YTD performance, and -$30.33B in YTD flows. Run a side-by-side ETF comparison of VTI and SPY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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VTI vs SPY performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 04/07/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	VTI SPY	-2.35%-2.54%	-3.98%-4.12%	-2.62%-3.03%	+32.94%+32.21%	+66.39%+67.27%	+65.03%+73.65%
Flows	VTI SPY	+$4.40B+$2.22B	+$14.76B-$25.36B	+$15.71B-$30.33B	+$44.25B-$11.81B	+$101.43B+$39.16B	+$165.09B+$56.84B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	VTI SPY	+14.74%+14.40%	+16.90%+16.61%	+15.13%+14.87%	+17.29%+16.88%
Max drawdown	VTI SPY	-8.92%-8.89%	-8.92%-8.89%	-19.35%-18.74%	-25.35%-24.50%
Max drawdown duration	VTI SPY	70d70d	70d70d	127d126d	711d708d

Trading data

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	VTI	SPY
Last sale 4/7/2026 at 1:30 PM	$325.43	$659.22
Previous close 04/07/2026	$325.21	$658.93
Consolidated volume 04/07/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of March 31, 2026

1-year trailing difference

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	VTI	SPY
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 4/7/2026 at 1:30 PM

Live

Closed

	VTI	SPY
Last price	$325.43	$659.22
1D performance	+0.07%	+0.04%
AuM	$569.11 B	$659.53 B
E/R	0.03%	0.0945%

Characteristics

	VTI	SPY
Management strategy	Passive	Passive
Provider	Vanguard	SPDR
Benchmark	CRSP U.S. Total Market Index	S&P 500 Index
N° of holdings	2769	479
Asset class	Equities	Equities
Trailing 12m distribution yield	Join	Join
Inception date	May 24, 2001	January 22, 1993
ESG	No	No

More VTI data on Trackinsight

More SPY data on Trackinsight

Exposure

Countries

VTI

USA

95.96%

Other

4.04%

SPY

USA

96.75%

Other

3.25%

Sectors

VTI

Information Techn.

30.93%

Financials

10.42%

Health Care

10.03%

Consumer Discreti.

9.94%

Industrials

9.68%

Communication Ser.

9.51%

Other

19.49%

SPY

Information Techn.

33.46%

Communication Ser.

10.46%

Financials

10.26%

Consumer Discreti.

10.09%

Health Care

9.67%

Industrials

8.53%

Other

17.53%

Diversification

VTI

Total weight of top 15 holdings out of 15

37.07%

SPY

Total weight of top 15 holdings out of 15

42.22%

Top 15 holdings

Data as of February 28, 2026

VTI

NVIDIA

6.16%

APPLE

5.88%

MICROSOFT-T

4.40%

AMAZON.COM INC

3.04%

ALPHABET INC-CL

2.73%

BROADCOM LIMITED

2.27%

ALPHABET INC-CL

2.16%

META PLATFORMS

2.13%

TESLA

1.71%

BERKSHIRE HATHWAY

1.37%

LILLY

1.35%

JPMORGAN CHASE

1.15%

EXXON

0.97%

JOHNSON&JOHNSON

0.90%

WALMART INC

0.85%

SPY

NVIDIA

7.31%

APPLE

6.63%

MICROSOFT-T

4.96%

AMAZON.COM INC

3.47%

ALPHABET INC-CL

3.08%

BROADCOM LIMITED

2.56%

ALPHABET INC-CL

2.46%

META PLATFORMS

2.40%

TESLA

1.92%

BERKSHIRE HATHWAY

1.57%

LILLY

1.42%

JPMORGAN CHASE

1.39%

EXXON

1.09%

JOHNSON&JOHNSON

1.02%

WALMART INC

0.95%

Frequently asked questions about VTI and SPY

How have the VTI and SPY ETFs performed in 2026?

As of April 7, 2026, VTI is down -2.62% year-to-date (YTD), while SPY has lost -3.03%. That puts VTI better performer ahead so far this year.

Which ETF is attracting more investor money: VTI or SPY?

Year-to-date, the VTI ETF saw +$15.71B in flows, compared to -$30.33B for SPY.

Which ETF is more volatile: VTI or SPY?

Over the past year, VTI had a volatility of 16.9%, while SPY experienced 16.61%.

Which ETF is bigger: VTI or SPY?

As of April 7, 2026, VTI holds $569.11 B in assets under management (AUM), while SPY manages $659.53 B.

What sectors do the VTI and SPY ETFs invest in?

VTI leans toward sectors like Information Technology, Financials and Health Care. Meanwhile, SPY focuses on Information Technology, Communication Services and Financials.

VTIvsSPYETF Comparison

Vanguard Total Stock Market ETF

SPDR S&P 500 ETF Trust

VTI vs SPY performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the VTI and SPY ETFs performed in 2026?

As of April 7, 2026, VTI is down -2.62% year-to-date (YTD), while SPY has lost -3.03%. That puts VTI better performer ahead so far this year.

Which ETF is attracting more investor money: VTI or SPY?

Year-to-date, the VTI ETF saw +$15.71B in flows, compared to -$30.33B for SPY.

Which ETF is more volatile: VTI or SPY?

Over the past year, VTI had a volatility of 16.9%, while SPY experienced 16.61%.

Which ETF is bigger: VTI or SPY?

As of April 7, 2026, VTI holds $569.11 B in assets under management (AUM), while SPY manages $659.53 B.

What sectors do the VTI and SPY ETFs invest in?

VTI leans toward sectors like Information Technology, Financials and Health Care. Meanwhile, SPY focuses on Information Technology, Communication Services and Financials.

What are the top holdings of the VTI ETF and SPY ETF?

VTI top holdings include NVIDIA, APPLE and MICROSOFT-T. SPY holds in its top three: NVIDIA, APPLE and MICROSOFT-T.

Which ETF is more diversified: VTI or SPY?

VTI holds 3405 securities with 37.07% of its assets in the top 15. SPY has 502 securities and a top 15 weight of 42.22%.

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