UDIvsSCHDETF Comparison
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USCF Dividend Income Fund ETF (UDI) and Schwab U.S. Dividend Equity ETF (SCHD) belong to the same industry segment: US High Dividend. UDI's top 3 sector exposures are Finance, Healthcare and Energy. In contrast, SCHD's top sector exposures are Consumer Non-Cyclicals, Healthcare and Energy. UDI is more expensive with a Total Expense Ratio (TER) of 0.65%, versus 0.06% for SCHD. UDI is up 16.76% year-to-date (YTD) with -$4M in YTD flows. SCHD performs better with 23.68% YTD performance, and +$15.72B in YTD flows. Run a side-by-side ETF comparison of UDI and SCHD below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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UDI vs SCHD performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 07/30/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | UDI SCHD | +4.86%+5.28% | +6.82%+4.95% | +16.76%+23.68% | +24.69%+28.89% | +59.38%+47.85% | n/a+57.42% |
| Flows | UDI SCHD | -$730K+$3.21B | -$4M+$8.69B | -$4M+$15.72B | -$1M+$15.82B | -$4M+$32.99B | -+$56.26B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | UDI SCHD | +10.36%+12.06% | +10.15%+11.32% | +12.71%+13.22% | n/a+14.45% |
| Max drawdown | UDI SCHD | -2.65%-2.93% | -5.53%-4.68% | -14.39%-16.07% | n/a-16.85% |
| Max drawdown duration | UDI SCHD | 17d31d | 79d58d | 120d402d | n/a714d |
Trading data
UDI | SCHD | |
Last sale 7/31/2026 at 1:30 PM | $36.91 | $33.47 |
| Previous close 07/30/2026 | $36.88 | $33.41 |
| Consolidated volume 07/30/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of June 30, 2026
1-year trailing difference
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UDI
is actively managed and doesn’t replicate an indexUDI | SCHD | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 7/31/2026 at 1:30 PM
Live
Closed
UDI | SCHD | |
|---|---|---|
| Last price | $36.91 | $33.47 |
| 1D performance | +0.09% | +0.18% |
| AuM | $3.51 M | $103.72 B |
| E/R | 0.65% | 0.06% |
Characteristics
UDI | SCHD | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | USCF Investment | Schwab ETFs |
| Benchmark | - | Dow Jones U.S. Dividend 100 Index |
| N° of holdings | 40 | 99 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 8, 2022 | October 20, 2011 |
| ESG | Yes | No |
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Exposure
Countries
UDI
USA
87.31%
Other
12.69%
SCHD
USA
97.6%
Other
2.4%
Sectors
UDI
Finance
37.09%
Healthcare
16.84%
Energy
10.22%
Utilities
8.11%
Technology
7.55%
Other
20.2%
SCHD
Consumer Non-Cycl.
21.03%
Healthcare
20.08%
Energy
14.44%
Technology
10.44%
Finance
10.16%
Industrials
7.22%
Other
16.64%
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Diversification
UDI
Total weight of top 15 holdings out of 15
48.69%
SCHD
Total weight of top 15 holdings out of 15
58.71%
Top 15 holdings
Data as of June 30, 2026
UDI
Johnson & Johnson
4.56%
AbbVie, Inc.
4.39%
State Street Corp.
3.85%
East West Bancorp, Inc.
3.54%
ConocoPhillips
3.36%
Lamar Advertising Co.
3.30%
Medtronic Plc
3.00%
Citigroup, Inc.
2.96%
Phillips 66
2.92%
Exelon Corp.
2.92%
M&T Bank Corp.
2.89%
Cisco Systems, Inc.
2.88%
GSK Plc
2.75%
U.S. Bancorp
2.73%
Bank of America Corp.
2.63%
SCHD
The Home Depot, Inc.
4.44%
Procter & Gamble Co.
4.41%
UnitedHealth Group, Inc.
4.36%
Merck & Co., Inc.
4.27%
Abbott Laboratories
4.22%
Amgen, Inc.
4.22%
The Coca-Cola Co.
4.16%
PepsiCo, Inc.
4.06%
Texas Instruments Incorporated
3.99%
Verizon Communications, Inc.
3.98%
Chevron Corp.
3.67%
ConocoPhillips
3.49%
Altria Group, Inc.
3.22%
QUALCOMM, Inc.
3.21%
Bristol Myers Squibb Co.
3.01%
Frequently asked questions about UDI and SCHD
How have the UDI and SCHD ETFs performed in 2026?
As of July 30, 2026, UDI is up 16.76% year-to-date (YTD), while SCHD has returned 23.68%. That puts SCHD better performer ahead so far this year.
Which ETF is attracting more investor money: UDI or SCHD?
Year-to-date, the UDI ETF saw -$4M in flows, compared to +$15.72B for SCHD.
Which ETF is more volatile: UDI or SCHD?
Over the past year, UDI had a volatility of 10.15%, while SCHD experienced 11.32%.
Which ETF is bigger: UDI or SCHD?
As of July 30, 2026, UDI holds $3.51 M in assets under management (AUM), while SCHD manages $103.72 B.
What sectors do the UDI and SCHD ETFs invest in?
UDI leans toward sectors like Finance, Healthcare and Energy. Meanwhile, SCHD focuses on Consumer Non-Cyclicals, Healthcare and Energy.
What are the top holdings of the UDI ETF and SCHD ETF?
UDI top holdings include Johnson & Johnson, AbbVie, Inc. and State Street Corp.. SCHD holds in its top three: The Home Depot, Inc., Procter & Gamble Co. and UnitedHealth Group, Inc..
Which ETF is more diversified: UDI or SCHD?
UDI holds 40 securities with 48.69% of its assets in the top 15. SCHD has 99 securities and a top 15 weight of 58.71%.
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