SPYvsVTIETF Comparison
VS
State Street SPDR S&P 500 ETF Trust (SPY) belongs to the US Large Cap segment. Vanguard Morningstar Total Stock Market ETF (VTI) is part of the US All Cap segment. Both ETFs have the same top 3 sector exposures: Technology, Finance and Healthcare. SPY is more expensive with a Total Expense Ratio (TER) of 0.0945%, versus 0.03% for VTI. SPY is up 15.16% year-to-date (YTD) with +$5.88B in YTD flows. VTI performs worse with 15.07% YTD performance, and +$50.38B in YTD flows. Run a side-by-side ETF comparison of SPY and VTI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
SPY vs VTI performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/06/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | SPY VTI | +1.98%+1.56% | +3.99%+3.18% | +15.16%+15.07% | +17.25%+16.81% | +88.08%+86.64% | +91.57%+82.53% |
| Flows | SPY VTI | -$2.02B+$5.59B | +$1.65B+$18.39B | +$5.88B+$50.38B | +$28.57B+$60.96B | +$65.35B+$124.07B | +$80.52B+$178.13B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | SPY VTI | +10.99%+11.07% | +13.02%+13.28% | +14.97%+15.21% | +16.97%+17.36% |
| Max drawdown | SPY VTI | -3.40%-3.39% | -8.89%-8.92% | -18.74%-19.35% | -24.50%-25.35% |
| Max drawdown duration | SPY VTI | 19d54d | 76d76d | 126d127d | 708d711d |
Trading data
SPY | VTI | |
Last sale 10/7/2026 at 1:30 PM | $777.22 | $381.03 |
| Previous close 10/06/2026 | $779.09 | $382.54 |
| Consolidated volume 10/06/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
SPY | VTI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 10/7/2026 at 1:30 PM
Live
Closed
SPY | VTI | |
|---|---|---|
| Last price | $777.22 | $381.03 |
| 1D performance | -0.24% | -0.39% |
| AuM | $819.04 B | $704.88 B |
| E/R | 0.0945% | 0.03% |
Characteristics
SPY | VTI | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | Vanguard |
| Benchmark | S&P 500 Index | CRSP U.S. Total Market Index |
| N° of holdings | 497 | 3303 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | January 22, 1993 | May 24, 2001 |
| ESG | No | No |
Advertisement
Exposure
Countries
SPY
USA
96.4%
Other
3.6%
VTI
USA
97.37%
Other
2.63%
Sectors
SPY
Technology
45.23%
Finance
13.62%
Healthcare
9.08%
Consumer Non-Cycl.
8.88%
Industrials
7.46%
Other
15.72%
VTI
Technology
41.94%
Finance
14.64%
Healthcare
9.85%
Consumer Non-Cycl.
8.28%
Industrials
8.26%
Other
17.02%
Advertisement
Diversification
SPY
Total weight of top 15 holdings out of 15
44.11%
VTI
Total weight of top 15 holdings out of 15
39.22%
Top 15 holdings
Data as of August 31, 2026
SPY
NVIDIA Corp.
8.07%
Apple, Inc.
7.03%
Microsoft Corp.
5.69%
Amazon.com, Inc.
3.84%
Alphabet, Inc.
3.00%
Broadcom Inc.
2.65%
Alphabet, Inc.
2.39%
Meta Platforms, Inc.
1.90%
Micron Technology, Inc.
1.63%
Tesla, Inc.
1.56%
JPMorgan Chase & Co.
1.44%
Berkshire Hathaway, Inc.
1.40%
Eli Lilly & Co.
1.38%
Advanced Micro Devices, Inc.
1.16%
Johnson & Johnson
0.97%
VTI
NVIDIA Corp.
6.87%
Apple, Inc.
6.30%
Microsoft Corp.
5.10%
Amazon.com, Inc.
3.40%
Alphabet, Inc.
2.69%
Broadcom Inc.
2.37%
Alphabet, Inc.
2.12%
Meta Platforms, Inc.
1.70%
Micron Technology, Inc.
1.46%
Tesla, Inc.
1.40%
Eli Lilly & Co.
1.33%
JPMorgan Chase & Co.
1.29%
Berkshire Hathaway, Inc.
1.23%
Advanced Micro Devices, Inc.
1.04%
ExxonMobil Holdings Corp.
0.90%
Frequently asked questions about SPY and VTI
How have the SPY and VTI ETFs performed in 2026?
As of October 6, 2026, SPY is up 15.16% year-to-date (YTD), while VTI has returned 15.07%. That puts SPY better performer ahead so far this year.
Which ETF is attracting more investor money: SPY or VTI?
Year-to-date, the SPY ETF saw +$5.88B in flows, compared to +$50.38B for VTI.
Which ETF is more volatile: SPY or VTI?
Over the past year, SPY had a volatility of 13.02%, while VTI experienced 13.28%.
Which ETF is bigger: SPY or VTI?
As of October 6, 2026, SPY holds $819.04 B in assets under management (AUM), while VTI manages $704.88 B.
What sectors do the SPY and VTI ETFs invest in?
SPY leans toward sectors like Technology, Finance and Healthcare. Meanwhile, VTI focuses on Technology, Finance and Healthcare.
What are the top holdings of the SPY ETF and VTI ETF?
SPY top holdings include NVIDIA Corp., Apple, Inc. and Microsoft Corp.. VTI holds in its top three: NVIDIA Corp., Apple, Inc. and Microsoft Corp..
Which ETF is more diversified: SPY or VTI?
SPY holds 500 securities with 44.11% of its assets in the top 15. VTI has 3414 securities and a top 15 weight of 39.22%.
Advertisement
Latest news about SPY & VTI
The Weekly ETF Market Monitor (September 21-25, 2026)
September 26, 2026
SPY
The Weekly ETF Market Monitor (September 14-18, 2026)
September 19, 2026
SPY
The Weekly ETF Market Monitor (August 24-28, 2026)
August 31, 2026
SPY
VTI
There’s an ETF for That? Box Spreads
August 27, 2026
SPY
Advertisement
The Weekly ETF Market Monitor (August 17-21, 2026)
August 24, 2026
SPY
VTI
The Weekly ETF Market Monitor (August 17-21, 2026)
August 24, 2026
SPY
VTI
ETF Comparison: State Street SPDR S&P 500 ETF Trust (SPY) Versus State Street SPDR Portfolio S&P 500 ETF (SPYM)
August 19, 2026
SPY
The Weekly ETF Market Monitor (August 10-14, 2026)
August 17, 2026
SPY
Advertisement
