SPYvsVTIETF Comparison
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State Street SPDR S&P 500 ETF Trust (SPY) belongs to the US Large Cap segment. Vanguard Morningstar Total Stock Market ETF (VTI) is part of the US All Cap segment. SPY's top 3 sector exposures are Technology, Finance and Consumer Non-Cyclicals. In contrast, VTI's top sector exposures are Technology, Finance and Healthcare. SPY is more expensive with a Total Expense Ratio (TER) of 0.0945%, versus 0.03% for VTI. SPY is up 12.88% year-to-date (YTD) with +$21.03B in YTD flows. VTI performs better with 13.52% YTD performance, and +$41.53B in YTD flows. Run a side-by-side ETF comparison of SPY and VTI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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SPY vs VTI performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 08/21/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | SPY VTI | +2.29%+2.36% | +3.33%+3.91% | +12.88%+13.52% | +21.78%+22.34% | +80.90%+80.31% | +83.20%+76.22% |
| Flows | SPY VTI | +$11.62B+$7.24B | +$30.21B+$18.52B | +$21.03B+$41.53B | +$37.79B+$55.74B | +$82.03B+$119.25B | +$99.67B+$175.00B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | SPY VTI | +13.44%+13.58% | +12.86%+13.15% | +15.06%+15.30% | +17.03%+17.42% |
| Max drawdown | SPY VTI | -4.46%-4.36% | -8.89%-8.92% | -18.74%-19.35% | -24.50%-25.35% |
| Max drawdown duration | SPY VTI | 59d59d | 76d76d | 126d127d | 708d711d |
Trading data
SPY | VTI | |
Last sale 8/21/2026 at 1:30 PM | $765.72 | $378.24 |
| Previous close 08/20/2026 | $762.60 | $376.58 |
| Consolidated volume 08/20/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of July 31, 2026
1-year trailing difference
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SPY | VTI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 8/21/2026 at 1:30 PM
Live
Closed
SPY | VTI | |
|---|---|---|
| Last price | $765.72 | $378.24 |
| 1D performance | +0.41% | +0.44% |
| AuM | $820.19 B | $688.23 B |
| E/R | 0.0945% | 0.03% |
Characteristics
SPY | VTI | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | Vanguard |
| Benchmark | S&P 500 Index | CRSP U.S. Total Market Index |
| N° of holdings | 496 | 3250 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | January 22, 1993 | May 24, 2001 |
| ESG | No | No |
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Exposure
Countries
SPY
USA
97.3%
Other
2.7%
VTI
USA
95.91%
Other
4.09%
Sectors
SPY
Technology
45.7%
Finance
13.13%
Consumer Non-Cycl.
8.76%
Healthcare
8.66%
Industrials
7.93%
Other
15.81%
VTI
Technology
42.1%
Finance
13.97%
Healthcare
9.38%
Industrials
8.97%
Consumer Non-Cycl.
8.11%
Other
17.47%
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Diversification
SPY
Total weight of top 15 holdings out of 15
43.05%
VTI
Total weight of top 15 holdings out of 15
37.74%
Top 15 holdings
Data as of June 30, 2026
SPY
NVIDIA Corp.
7.50%
Apple, Inc.
6.57%
Microsoft Corp.
4.29%
Amazon.com, Inc.
3.61%
Alphabet, Inc.
3.24%
Broadcom Inc.
2.77%
Alphabet, Inc.
2.58%
Micron Technology, Inc.
2.01%
Meta Platforms, Inc.
1.91%
Tesla, Inc.
1.83%
Eli Lilly & Co.
1.47%
Advanced Micro Devices, Inc.
1.47%
Berkshire Hathaway, Inc.
1.42%
JPMorgan Chase & Co.
1.36%
Intel Corp.
1.02%
VTI
NVIDIA Corp.
6.32%
Apple, Inc.
5.84%
Microsoft Corp.
3.81%
Amazon.com, Inc.
3.17%
Alphabet, Inc.
2.88%
Broadcom Inc.
2.46%
Alphabet, Inc.
2.27%
Micron Technology, Inc.
1.79%
Meta Platforms, Inc.
1.70%
Tesla, Inc.
1.63%
Eli Lilly & Co.
1.40%
Advanced Micro Devices, Inc.
1.30%
Berkshire Hathaway, Inc.
1.24%
JPMorgan Chase & Co.
1.11%
Johnson & Johnson
0.84%
Frequently asked questions about SPY and VTI
How have the SPY and VTI ETFs performed in 2026?
As of August 21, 2026, SPY is up 12.88% year-to-date (YTD), while VTI has returned 13.52%. That puts VTI better performer ahead so far this year.
Which ETF is attracting more investor money: SPY or VTI?
Year-to-date, the SPY ETF saw +$21.03B in flows, compared to +$41.53B for VTI.
Which ETF is more volatile: SPY or VTI?
Over the past year, SPY had a volatility of 12.86%, while VTI experienced 13.15%.
Which ETF is bigger: SPY or VTI?
As of August 21, 2026, SPY holds $820.19 B in assets under management (AUM), while VTI manages $688.23 B.
What sectors do the SPY and VTI ETFs invest in?
SPY leans toward sectors like Technology, Finance and Consumer Non-Cyclicals. Meanwhile, VTI focuses on Technology, Finance and Healthcare.
What are the top holdings of the SPY ETF and VTI ETF?
SPY top holdings include NVIDIA Corp., Apple, Inc. and Microsoft Corp.. VTI holds in its top three: NVIDIA Corp., Apple, Inc. and Microsoft Corp..
Which ETF is more diversified: SPY or VTI?
SPY holds 501 securities with 43.05% of its assets in the top 15. VTI has 3440 securities and a top 15 weight of 37.74%.
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