SCHOvsSPTLETF Comparison

ETF 1

SCHO

Schwab Short-Term U.S. Treasury ETF

This fund is part of

US Government Bonds

+0.11%

Full SCHO fund page

ETF 2

SPTL

State Street SPDR Portfolio Long Term Treasury ETF

This fund is part of

US Government Bonds

+0.11%

Full SPTL fund page

Schwab Short-Term U.S. Treasury ETF (SCHO) and State Street SPDR Portfolio Long Term Treasury ETF (SPTL) belong to the same industry segment: US Government Bonds. Both ETFs have the same top 1 sector exposures: Sovereign. Both SCHO and SPTL have the same Total Expense Ratio (TER) of 0.03%. SCHO is up 1.1% year-to-date (YTD) with +$3.48B in YTD flows. SPTL performs worse with -2.94% YTD performance, and +$1.30B in YTD flows. Run a side-by-side ETF comparison of SCHO and SPTL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SCHO vs SPTL performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 10/26/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHO SPTL	+0.74%+3.95%	+0.46%-1.17%	+1.10%-2.94%	+1.75%-5.82%	+12.99%+12.11%	+10.52%-28.55%
Flows	SCHO SPTL	+$291M+$376M	+$2.91B+$1.27B	+$3.48B+$1.30B	+$4.39B-$7M	+$3.56B+$5.18B	+$7.21B+$10.76B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHO SPTL	+1.42%+10.37%	+1.29%+8.85%	+1.57%+11.68%	+1.97%+14.38%
Max drawdown	SCHO SPTL	-0.91%-6.73%	-0.91%-11.41%	-0.96%-13.74%	-5.38%-41.05%
Max drawdown duration	SCHO SPTL	62d90d	62d239d	122d770d	795d1786d

Trading data

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	SCHO	SPTL
Last sale 10/27/2026 at 1:30 PM	$23.94	$24.91
Previous close 10/26/2026	$23.94	$24.92
Consolidated volume 10/26/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of September 30, 2026

1-year trailing difference

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	SCHO	SPTL
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 10/27/2026 at 1:30 PM

Live

Closed

	SCHO	SPTL
Last price	$23.94	$24.91
1D performance	+0.00%	-0.04%
AuM	$15.61 B	$11.64 B
E/R	0.03%	0.03%

Characteristics

	SCHO	SPTL
Management strategy	Passive	Passive
Provider	Schwab ETFs	State Street Investment Management
Benchmark	Bloomberg US Treasury 1-3 Year Index	Bloomberg US Long Treasury Index
N° of holdings	96	100
Asset class	Fixed Income	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	August 5, 2010	May 23, 2007
ESG	No	No

More SCHO data on Trackinsight

More SPTL data on Trackinsight

Exposure

Countries

SCHO

USA

100%

Other

SPTL

USA

98.1%

Other

1.9%

Sectors

SCHO

Sovereign

100%

Other

SPTL

Sovereign

98.1%

Other

1.9%

Diversification

SCHO

Total weight of top 15 holdings out of 15

21.2%

SPTL

Total weight of top 15 holdings out of 15

29.18%

Top 15 holdings

Data as of August 31, 2026

SCHO

USA, Notes 3.5% 31jan2028, USD (U-2028)

2.20%

USA, Notes 4.625% 30apr2029, USD (Y-2029)

1.38%

USA, Notes 4.5% 31may2029, USD (Z-2029)

1.37%

USA, Notes 4.25% 31jul2028, USD (BE-2028)

1.37%

USA, Notes 4.25% 30jun2029, USD (AA-2029)

1.36%

USA, Notes 4.125% 30jun2028, USD (BD-2028)

1.36%

USA, Notes 4% 31may2028, USD (BC-2028)

1.36%

USA, Notes 3.875% 31mar2028, USD (AZ-2028)

1.36%

USA, Notes 3.5% 30sep2027, USD (BH-2027)

1.36%

USA, Notes 4% 31jul2029, USD (AB-2029)

1.36%

USA, Notes 3.75% 30apr2028, USD (BA-2028)

1.36%

USA, Notes 3.375% 30nov2027, USD (BL-2027)

1.35%

USA, Notes 3.375% 31dec2027, USD (BM-2027)

1.35%

USA, Notes 3.375% 29feb2028, USD (AY-2028)

1.35%

USA, Notes 4.125% 31mar2029, USD (W-2029)

1.32%

SPTL

USA, Bonds 5% 15may2056, USD

2.28%

USA, Bonds 4.75% 15feb2056, USD

2.19%

USA, Bonds 4.75% 15aug2055, USD

2.18%

USA, Bonds 4.75% 15may2055, USD

2.12%

USA, Bonds 4.625% 15may2054, USD

2.08%

USA, Bonds 4.625% 15nov2055, USD

2.08%

USA, Bonds 4.625% 15feb2055, USD

2.07%

USA, Bonds 4.5% 15nov2054, USD

2.04%

USA, Bonds 4.75% 15nov2053, USD

2.02%

USA, Bonds 4.25% 15aug2054, USD

1.95%

USA, Bonds 4.25% 15feb2054, USD

1.95%

USA, Bonds 4.125% 15aug2053, USD

1.74%

USA, Bonds 4% 15nov2052, USD

1.55%

USA, Bonds 1.75% 15aug2041, USD

1.50%

USA, Bonds 3.625% 15may2053, USD

1.44%

Frequently asked questions about SCHO and SPTL

How have the SCHO and SPTL ETFs performed in 2026?

As of October 26, 2026, SCHO is up 1.1% year-to-date (YTD), while SPTL has lost -2.94%. That puts SCHO better performer ahead so far this year.

Which ETF is attracting more investor money: SCHO or SPTL?

Year-to-date, the SCHO ETF saw +$3.48B in flows, compared to +$1.30B for SPTL.

Which ETF is more volatile: SCHO or SPTL?

Over the past year, SCHO had a volatility of 1.29%, while SPTL experienced 8.85%.

Which ETF is bigger: SCHO or SPTL?

As of October 26, 2026, SCHO holds $15.61 B in assets under management (AUM), while SPTL manages $11.64 B.

What sectors do the SCHO and SPTL ETFs invest in?

SCHO leans toward sectors like Sovereign. Meanwhile, SPTL focuses on Sovereign.

What are the top holdings of the SCHO ETF and SPTL ETF?

SCHO top holdings include USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.625% 30apr2029, USD (Y-2029) and USA, Notes 4.5% 31may2029, USD (Z-2029). SPTL holds in its top three: USA, Bonds 5% 15may2056, USD, USA, Bonds 4.75% 15feb2056, USD and USA, Bonds 4.75% 15aug2055, USD.

SCHOvsSPTLETF Comparison

Schwab Short-Term U.S. Treasury ETF

State Street SPDR Portfolio Long Term Treasury ETF

SCHO vs SPTL performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SCHO and SPTL ETFs performed in 2026?

As of October 26, 2026, SCHO is up 1.1% year-to-date (YTD), while SPTL has lost -2.94%. That puts SCHO better performer ahead so far this year.

Which ETF is attracting more investor money: SCHO or SPTL?

Year-to-date, the SCHO ETF saw +$3.48B in flows, compared to +$1.30B for SPTL.

Which ETF is more volatile: SCHO or SPTL?

Over the past year, SCHO had a volatility of 1.29%, while SPTL experienced 8.85%.

Which ETF is bigger: SCHO or SPTL?

As of October 26, 2026, SCHO holds $15.61 B in assets under management (AUM), while SPTL manages $11.64 B.

What sectors do the SCHO and SPTL ETFs invest in?

SCHO leans toward sectors like Sovereign. Meanwhile, SPTL focuses on Sovereign.

What are the top holdings of the SCHO ETF and SPTL ETF?

SCHO top holdings include USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.625% 30apr2029, USD (Y-2029) and USA, Notes 4.5% 31may2029, USD (Z-2029). SPTL holds in its top three: USA, Bonds 5% 15may2056, USD, USA, Bonds 4.75% 15feb2056, USD and USA, Bonds 4.75% 15aug2055, USD.

Which ETF is more diversified: SCHO or SPTL?

SCHO holds 96 securities with 21.2% of its assets in the top 15. SPTL has 101 securities and a top 15 weight of 29.18%.

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