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XHBvsXRTETF Comparison

ETF 1
XHB

SPDR S&P Homebuilders ETF

This fund is part of
US Cons. Discretionary
-2.2%
Full XHB fund page
VS
ETF 2
XRT

SPDR S&P Retail ETF

This fund is part of
US Cons. Discretionary
-2.2%
Full XRT fund page

SPDR S&P Homebuilders ETF (XHB) and SPDR S&P Retail ETF (XRT) belong to the same industry segment: US Cons. Discretionary. XHB's top 3 sector exposures are Consumer Discretionary and Industrials. In contrast, XRT's top sector exposures are Consumer Discretionary and Consumer Staples.Materials,  Both XHB and XRT have the same Total Expense Ratio (TER) of 0.35%. XHB is down -2.81% year-to-date (YTD) with -$135M in YTD flows. XRT performs worse with -5.89% YTD performance, and +$82M in YTD flows. Run a side-by-side ETF comparison of XHB and XRT below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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XHB vs XRT performance and flow charts

Performance

-15.0-10.0-5.00.0%Feb 12Feb 20Feb 27Mar 6

Cumulative Flows

-150 M-100 M-50 M0 M50 M100 MFeb 12Feb 20Feb 27Mar 6

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Historic performance and flows
Data as of 03/12/2026
1M3MYTD1Y3Y5Y
Perf.
XHB
XRT
-16.04%-7.17%
-7.08%-8.55%
-2.81%-5.89%
+2.88%+18.82%
+56.90%+35.86%
+57.62%-8.26%
Flows
XHB
XRT
-$98M-$118M
-$183M+$43M
-$135M+$82M
-$20M+$67M
+$58M+$42M
-$571M-$150M
Volatility and drawdown
3M1Y3Y5Y
Volatility
XHB
XRT
+26.11%+17.77%
+28.84%+24.98%
+25.59%+22.61%
+27.25%+27.09%
Max drawdown
XHB
XRT
-17.54%-11.71%
-17.54%-13.05%
-30.51%-25.60%
-39.44%-44.51%
Max drawdown duration
XHB
XRT
24d56d
24d37d
508d244d
596d1577d
Trading data

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XHB
XRT
Last sale
3/13/2026 at 1:30 PM
$100.54
$80.03
Previous close
03/12/2026
$100.08
$80.26
Consolidated volume
03/12/2026
Average volume
30 days
Average discount or premium
30 days
Average Bid/Ask spread
30 days
Replication quality
Data as of February 27, 2026
1-year trailing difference

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XHB
XRT
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst
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Main metrics
Last update 3/13/2026 at 1:30 PM
Live
Closed
XHB
XRT
Last price
$100.54
$80.03
1D performance
+0.46%
-0.29%
AuM$1.44 B$521.73 M
E/R0.35%0.35%
Characteristics
XHB
XRT
Management strategyPassivePassive
ProviderSPDRSPDR
BenchmarkS&P Homebuilders Select Industry IndexS&P Retail Select Industry Index
N° of holdings3572
Asset classEquitiesEquities
Trailing 12m distribution yield
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Inception dateJanuary 31, 2006June 19, 2006
ESGNoNo
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Exposure

Countries

XHB
USA
89.7%
Ireland
10.26%
Other
0.04%
XRT
USA
98.49%
Other
1.51%

Sectors

XHB
Consumer Discreti.
65.8%
Industrials
34.16%
Other
0.04%
XRT
Consumer Discreti.
80.61%
Consumer Staples
15.71%
Other
3.68%
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Diversification

XHB

Total weight of top 15 holdings out of 15

52.22%
XRT

Total weight of top 15 holdings out of 15

24.24%

Top 15 holdings

Data as of January 31, 2026
XHB
CARRIER GLOBAL CORP
3.67%
WAYFAIR INC
3.65%
WILLIAMS SONOMA
3.60%
LOWE'S COS INC
3.57%
HOME DEPOT
3.51%
TOPBUILD CORP
3.50%
TRANE TECHNOLOGIES PLC
3.47%
BUILDERS FIRSTSOURCE
3.44%
TOLL BROTHERS
3.43%
MASCO
3.43%
OWENS CORNING
3.42%
ALLEGION PLC
3.40%
JOHNSON CONTROLS INTERNATIONAL
3.39%
CARLISLE COMPANIES
3.37%
NVR
3.35%
XRT
CAMPING WORLD HOLDINGS
1.80%
DOLLAR GENERAL
1.65%
CASEYS GENERAL STORES
1.65%
BUILD A BEAR WORKSHOP
1.64%
PRICESMART
1.64%
BATH & BODY WORKS INC
1.62%
TARGET
1.62%
EBAY
1.60%
MURPHY USA
1.59%
BURLINGTON STORES
1.59%
AUTOZONE
1.57%
FIVE BELOW
1.57%
CARMAX
1.57%
GAMESTOP
1.57%
ULTA BEAUTY
1.56%
Frequently asked questions about XHB and XRT

How have the XHB and XRT ETFs performed in 2026?

As of March 12, 2026, XHB is down -2.81% year-to-date (YTD), while XRT has lost -5.89%. That puts XHB better performer ahead so far this year.

Which ETF is attracting more investor money: XHB or XRT?

Year-to-date, the XHB ETF saw -$135M in flows, compared to +$82M for XRT.

Which ETF is more volatile: XHB or XRT?

Over the past year, XHB had a volatility of 28.84%, while XRT experienced 24.98%.

Which ETF is bigger: XHB or XRT?

As of March 12, 2026, XHB holds $1.44 B in assets under management (AUM), while XRT manages $521.73 M.

What sectors do the XHB and XRT ETFs invest in?

XHB leans toward sectors like Consumer Discretionary and Industrials. Meanwhile, XRT focuses on Consumer Discretionary and Consumer Staples.

What are the top holdings of the XHB ETF and XRT ETF?

XHB top holdings include CARRIER GLOBAL CORP, WAYFAIR INC and WILLIAMS SONOMA. XRT holds in its top three: CAMPING WORLD HOLDINGS, DOLLAR GENERAL and CASEYS GENERAL STORES.

Which ETF is more diversified: XHB or XRT?

XHB holds 35 securities with 52.22% of its assets in the top 15. XRT has 73 securities and a top 15 weight of 24.24%.

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