SGOVvsBILETF Comparison
VS
ETF 2
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.02%
iShares 0-3 Month Treasury Bond ETF (SGOV) and State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) belong to the same industry segment: Money Market Bonds. SGOV's top 2 sector exposures are Sovereign and Non-Corporate. In contrast, BIL's top sector exposures are Sovereign. SGOV is less expensive with a Total Expense Ratio (TER) of 0.09%, versus 0.1353% for BIL. SGOV is up 2.53% year-to-date (YTD) with +$40.73B in YTD flows. BIL performs worse with 2.48% YTD performance, and +$4.35B in YTD flows. Run a side-by-side ETF comparison of SGOV and BIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
SGOV vs BIL performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/11/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | SGOV BIL | +0.32%+0.31% | +0.93%+0.91% | +2.53%+2.48% | +3.78%+3.69% | +14.38%+14.12% | +20.16%+19.43% |
| Flows | SGOV BIL | +$7.63B+$452M | +$14.83B-$522M | +$40.73B+$4.35B | +$51.78B+$5.03B | +$94.95B+$17.36B | +$108.55B+$34.92B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | SGOV BIL | +0.15%+0.15% | +0.14%+0.15% | +0.18%+0.19% | +0.19%+0.20% |
| Max drawdown | SGOV BIL | n/an/a | n/an/a | n/an/a | -0.01%-0.05% |
| Max drawdown duration | SGOV BIL | n/an/a | n/an/a | n/an/a | 7d247d |
Trading data
SGOV | BIL | |
Last sale 9/11/2026 at 1:30 PM | $91.50 | |
| Previous close 09/10/2026 | $91.47 | |
| Consolidated volume 09/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
SGOV | BIL | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 9/11/2026 at 1:30 PM
Live
Closed
SGOV | BIL | |
|---|---|---|
| Last price | – | $91.50 |
| 1D performance | – | +0.03% |
| AuM | $109.39 B | $47.09 B |
| E/R | 0.09% | 0.1353% |
Characteristics
SGOV | BIL | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | iShares | State Street Investment Management |
| Benchmark | ICE 0-3 Month US Treasury Securities Index | Bloomberg U.S. Treasury Bills 1-3 Months Index |
| N° of holdings | 23 | 18 |
| Asset class | Fixed Income | Fixed Income |
| Trailing 12m distribution yield | Join | Join |
| Inception date | March 26, 2020 | May 25, 2007 |
| ESG | No | No |
Advertisement
Exposure
Countries
SGOV
USA
106.92%
Other
-6.92%
BIL
USA
98.9%
Other
1.1%
Sectors
SGOV
Sovereign
106.31%
Other
-6.31%
BIL
Sovereign
98.9%
Other
1.1%
Advertisement
Diversification
SGOV
Total weight of top 15 holdings out of 15
89.59%
BIL
Total weight of top 15 holdings out of 15
91.95%
Top 15 holdings
Data as of July 31, 2026
SGOV
USA, Bills 0% 25aug2026, USD (119D)
10.22%
USA, Bills 0% 22sep2026, USD (119D)
8.56%
USA, Bills 0% 18aug2026, USD (119D)
8.53%
USA, Bills 0% 29sep2026, USD (119D)
6.83%
USA, Bills 0% 4aug2026, USD (119D)
6.80%
USA, Bills 0% 1sep2026, USD (119D)
6.63%
USA, Bills 0% 15sep2026, USD (119D)
6.02%
USA, Bills 0% 29oct2026, USD (364D)
5.17%
USA, Bills 0% 1oct2026, USD (364D)
4.95%
USA, Bills 0% 11aug2026, USD (119D)
4.63%
USA, Bills 0% 6aug2026, USD (364D)
4.61%
USA, Bills 0% 20aug2026, USD (182D)
4.39%
USA, Bills 0% 10sep2026, USD (182D)
4.34%
USA, Bills 0% 15oct2026, USD (182D)
4.12%
USA, Bills 0% 17sep2026, USD (182D)
3.79%
BIL
USA, Bills 0% 3sep2026, USD (364D)
10.37%
USA, Bills 0% 10sep2026, USD (182D)
10.10%
USA, Bills 0% 29oct2026, USD (364D)
8.05%
USA, Bills 0% 1oct2026, USD (364D)
7.34%
USA, Bills 0% 17sep2026, USD (182D)
7.01%
USA, Bills 0% 24sep2026, USD (182D)
6.94%
USA, Bills 0% 22sep2026, USD (119D)
5.93%
USA, Bills 0% 22oct2026, USD (182D)
5.86%
USA, Bills 0% 8oct2026, USD (182D)
5.76%
USA, Bills 0% 15oct2026, USD (182D)
5.23%
USA, Bills 0% 1sep2026, USD (119D)
5.05%
USA, Bills 0% 15sep2026, USD (119D)
4.72%
USA, Bills 0% 8sep2026, USD (119D)
4.36%
USA, Bills 0% 29sep2026, USD (119D)
2.62%
USA, Bills 0% 27oct2026, USD (119D)
2.61%
Frequently asked questions about SGOV and BIL
How have the SGOV and BIL ETFs performed in 2026?
As of September 11, 2026, SGOV is up 2.53% year-to-date (YTD), while BIL has returned 2.48%. That puts SGOV better performer ahead so far this year.
Which ETF is attracting more investor money: SGOV or BIL?
Year-to-date, the SGOV ETF saw +$40.73B in flows, compared to +$4.35B for BIL.
Which ETF is more volatile: SGOV or BIL?
Over the past year, SGOV had a volatility of 0.14%, while BIL experienced 0.15%.
Which ETF is bigger: SGOV or BIL?
As of September 11, 2026, SGOV holds $109.39 B in assets under management (AUM), while BIL manages $47.09 B.
What sectors do the SGOV and BIL ETFs invest in?
SGOV leans toward sectors like Sovereign. Meanwhile, BIL focuses on Sovereign.
What are the top holdings of the SGOV ETF and BIL ETF?
SGOV top holdings include USA, Bills 0% 25aug2026, USD (119D), USA, Bills 0% 22sep2026, USD (119D) and USA, Bills 0% 18aug2026, USD (119D). BIL holds in its top three: USA, Bills 0% 3sep2026, USD (364D), USA, Bills 0% 10sep2026, USD (182D) and USA, Bills 0% 29oct2026, USD (364D).
Which ETF is more diversified: SGOV or BIL?
SGOV holds 23 securities with 89.59% of its assets in the top 15. BIL has 18 securities and a top 15 weight of 91.95%.
Advertisement
Latest news about SGOV & BIL
The Weekly ETF Market Monitor (August 31- September 4, 2026)
September 7, 2026
SGOV
The Two Best Types of Fixed-Income ETFs For Managing Cash
July 17, 2026
SGOV
ETF Model Portfolios: The Bitcoin Barbell
April 15, 2026
SGOV
Replace Your Savings Account and CDs With These Low-Risk ETFs
November 13, 2024
SGOV
BIL
Advertisement
3 Cash-Like ETFs for Sleeping Well at Night
June 5, 2024
SGOV
BIL
3 Cash-Like ETFs for Sleeping Well at Night
June 5, 2024
SGOV
BIL
Three Low-Risk ETFs I Like More than a Certificate of Deposit (CD)
February 1, 2024
SGOV
2 Potential Ways Investors Can Use the New Spot Bitcoin ETFs
January 31, 2024
SGOV
Advertisement
