SGOVvsBILETF Comparison

ETF 1

SGOV

iShares 0-3 Month Treasury Bond ETF

This fund is part of

Money Market Bonds

+0.02%

Full SGOV fund page

ETF 2

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

This fund is part of

Money Market Bonds

+0.02%

Full BIL fund page

iShares 0-3 Month Treasury Bond ETF (SGOV) and State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) belong to the same industry segment: Money Market Bonds. SGOV's top 2 sector exposures are Sovereign and Non-Corporate. In contrast, BIL's top sector exposures are Sovereign. SGOV is less expensive with a Total Expense Ratio (TER) of 0.09%, versus 0.1353% for BIL. SGOV is up 3.15% year-to-date (YTD) with +$47.88B in YTD flows. BIL performs worse with 3.1% YTD performance, and +$5.97B in YTD flows. Run a side-by-side ETF comparison of SGOV and BIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SGOV vs BIL performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 11/06/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SGOV BIL	+0.36%+0.36%	+0.98%+0.96%	+3.15%+3.10%	+3.76%+3.70%	+14.13%+13.88%	+20.89%+20.17%
Flows	SGOV BIL	+$2.96B-$2.12B	+$16.14B+$1.87B	+$47.88B+$5.97B	+$56.81B+$6.44B	+$98.55B+$9.31B	+$115.68B+$35.68B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SGOV BIL	+0.15%+0.15%	+0.14%+0.15%	+0.17%+0.18%	+0.19%+0.20%
Max drawdown	SGOV BIL	n/an/a	n/an/a	n/an/a	-0.01%-0.04%
Max drawdown duration	SGOV BIL	n/an/a	n/an/a	n/an/a	7d189d

Trading data

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	SGOV	BIL
Last sale 11/6/2026 at 2:30 PM		$91.46
Previous close 11/04/2026		$91.43
Consolidated volume 11/04/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of October 30, 2026

1-year trailing difference

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	SGOV	BIL
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 11/6/2026 at 2:30 PM

Live

Closed

	SGOV	BIL
Last price	–	$91.46
1D performance	–	+0.03%
AuM	$116.52 B	$48.71 B
E/R	0.09%	0.1353%

Characteristics

	SGOV	BIL
Management strategy	Passive	Passive
Provider	iShares	State Street Investment Management
Benchmark	ICE 0-3 Month US Treasury Securities Index	Bloomberg U.S. Treasury Bills 1-3 Months Index
N° of holdings	23	15
Asset class	Fixed Income	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	March 26, 2020	May 25, 2007
ESG	No	No

More SGOV data on Trackinsight

More BIL data on Trackinsight

Exposure

Countries

SGOV

USA

105.11%

Other

-5.11%

BIL

USA

90.62%

Other

9.38%

Sectors

SGOV

Sovereign

104.53%

Other

-4.53%

BIL

Sovereign

90.62%

Other

9.38%

Diversification

SGOV

Total weight of top 15 holdings out of 15

86.14%

BIL

Total weight of top 15 holdings out of 15

93.31%

Top 15 holdings

Data as of September 30, 2026

SGOV

USA, Bills 0% 20oct2026, USD (119D)

10.21%

USA, Bills 0% 13oct2026, USD (119D)

8.53%

USA, Bills 0% 17nov2026, USD (119D)

7.61%

USA, Bills 0% 27oct2026, USD (119D)

6.83%

USA, Bills 0% 24nov2026, USD (119D)

6.78%

USA, Bills 0% 10nov2026, USD (119D)

5.99%

USA, Bills 0% 29oct2026, USD (364D)

5.20%

USA, Bills 0% 1oct2026, USD (364D)

5.03%

USA, Bills 0% 6oct2026, USD (119D)

4.73%

USA, Bills 0% 19nov2026, USD (182D)

4.42%

USA, Bills 0% 10dec2026, USD (182D)

4.35%

USA, Bills 0% 31dec2026, USD (182D)

4.25%

USA, Bills 0% 5nov2026, USD (182D)

4.18%

USA, Bills 0% 15oct2026, USD (182D)

4.15%

USA, Bills 0% 17dec2026, USD (182D)

3.88%

BIL

USA, Bills 0% 5nov2026, USD (182D)

9.52%

USA, Bills 0% 27nov2026, USD (364D)

8.52%

USA, Bills 0% 24dec2026, USD (363D)

7.95%

USA, Bills 0% 12nov2026, USD (182D)

6.41%

USA, Bills 0% 10dec2026, USD (182D)

6.41%

USA, Bills 0% 19nov2026, USD (182D)

6.41%

USA, Bills 0% 31dec2026, USD (182D)

6.28%

USA, Bills 0% 3dec2026, USD (182D)

6.22%

USA, Bills 0% 17dec2026, USD (182D)

6.21%

USA, Bills 0% 3nov2026, USD (119D)

6.09%

USA, Bills 0% 10nov2026, USD (119D)

5.95%

USA, Bills 0% 17nov2026, USD (119D)

5.89%

USA, Bills 0% 24nov2026, USD (119D)

5.23%

USA, Bills 0% 1dec2026, USD (119D)

3.55%

US912797WH65

2.68%

Frequently asked questions about SGOV and BIL

How have the SGOV and BIL ETFs performed in 2026?

As of November 6, 2026, SGOV is up 3.15% year-to-date (YTD), while BIL has returned 3.1%. That puts SGOV better performer ahead so far this year.

Which ETF is attracting more investor money: SGOV or BIL?

Year-to-date, the SGOV ETF saw +$47.88B in flows, compared to +$5.97B for BIL.

Which ETF is more volatile: SGOV or BIL?

Over the past year, SGOV had a volatility of 0.14%, while BIL experienced 0.15%.

Which ETF is bigger: SGOV or BIL?

As of November 6, 2026, SGOV holds $116.52 B in assets under management (AUM), while BIL manages $48.71 B.

What sectors do the SGOV and BIL ETFs invest in?

SGOV leans toward sectors like Sovereign. Meanwhile, BIL focuses on Sovereign.

What are the top holdings of the SGOV ETF and BIL ETF?

SGOV top holdings include USA, Bills 0% 20oct2026, USD (119D), USA, Bills 0% 13oct2026, USD (119D) and USA, Bills 0% 17nov2026, USD (119D). BIL holds in its top three: USA, Bills 0% 5nov2026, USD (182D), USA, Bills 0% 27nov2026, USD (364D) and USA, Bills 0% 24dec2026, USD (363D).

SGOVvsBILETF Comparison

iShares 0-3 Month Treasury Bond ETF

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

SGOV vs BIL performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SGOV and BIL ETFs performed in 2026?

As of November 6, 2026, SGOV is up 3.15% year-to-date (YTD), while BIL has returned 3.1%. That puts SGOV better performer ahead so far this year.

Which ETF is attracting more investor money: SGOV or BIL?

Year-to-date, the SGOV ETF saw +$47.88B in flows, compared to +$5.97B for BIL.

Which ETF is more volatile: SGOV or BIL?

Over the past year, SGOV had a volatility of 0.14%, while BIL experienced 0.15%.

Which ETF is bigger: SGOV or BIL?

As of November 6, 2026, SGOV holds $116.52 B in assets under management (AUM), while BIL manages $48.71 B.

What sectors do the SGOV and BIL ETFs invest in?

SGOV leans toward sectors like Sovereign. Meanwhile, BIL focuses on Sovereign.

What are the top holdings of the SGOV ETF and BIL ETF?

SGOV top holdings include USA, Bills 0% 20oct2026, USD (119D), USA, Bills 0% 13oct2026, USD (119D) and USA, Bills 0% 17nov2026, USD (119D). BIL holds in its top three: USA, Bills 0% 5nov2026, USD (182D), USA, Bills 0% 27nov2026, USD (364D) and USA, Bills 0% 24dec2026, USD (363D).

Which ETF is more diversified: SGOV or BIL?

SGOV holds 23 securities with 86.14% of its assets in the top 15. BIL has 18 securities and a top 15 weight of 93.31%.

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