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GSSTvsBILETF Comparison

ETF 1

GSST

Goldman Sachs Access Ultra Short Bond ETF

This fund is part of

Money Market Bonds

+0.03%

Full GSST fund page

VS

ETF 2

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

This fund is part of

Money Market Bonds

+0.03%

Full BIL fund page

Goldman Sachs Access Ultra Short Bond ETF (GSST) and State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) belong to the same industry segment: Money Market Bonds. In contrast, BIL's top sector exposures are Sovereign. GSST is more expensive with a Total Expense Ratio (TER) of 0.2%, versus 0.1353% for BIL. GSST is up 2.95% year-to-date (YTD) with +$488M in YTD flows. BIL performs worse with 2.86% YTD performance, and +$8.42B in YTD flows. Run a side-by-side ETF comparison of GSST and BIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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GSST vs BIL performance and flow charts

Performance

Cumulative Flows

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 10/16/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	GSST BIL	+0.32%+0.34%	+0.91%+0.94%	+2.95%+2.86%	+3.86%+3.69%	+16.91%+13.96%	+21.79%+19.88%
Flows	GSST BIL	+$72M+$3.54B	+$168M+$4.51B	+$488M+$8.42B	+$608M+$8.83B	+$1.09B+$17.48B	+$1.39B+$38.26B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	GSST BIL	+0.26%+0.15%	+0.30%+0.15%	+0.40%+0.19%	+0.47%+0.20%
Max drawdown	GSST BIL	-0.04%n/a	-0.08%n/a	-0.17%n/a	-1.13%-0.04%
Max drawdown duration	GSST BIL	4dn/a	26dn/a	14dn/a	418d213d

Trading data

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	GSST	BIL
Last sale 10/16/2026 at 1:30 PM	$50.42	$91.57
Previous close 10/15/2026	$50.41	$91.54
Consolidated volume 10/15/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of September 30, 2026

1-year trailing difference

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GSST

is actively managed and doesn’t replicate an index

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	GSST	BIL
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 10/16/2026 at 1:30 PM

Live

Closed

	GSST	BIL
Last price	$50.42	$91.57
1D performance	+0.02%	+0.03%
AuM	$1.71 B	$51.20 B
E/R	0.2%	0.1353%

Characteristics

	GSST	BIL
Management strategy	Active	Passive
Provider	Goldman Sachs	State Street Investment Management
Benchmark	-	Bloomberg U.S. Treasury Bills 1-3 Months Index
N° of holdings	-	18
Asset class	-	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	April 15, 2019	May 25, 2007
ESG	No	No

More GSST data on Trackinsight

More BIL data on Trackinsight

Exposure

Countries

GSST

Data will be available soon

BIL

USA

99.46%

Other

0.54%

Sectors

GSST

Data will be available soon

BIL

Sovereign

99.46%

Other

0.54%

Diversification

GSST

Data will be available soon

BIL

Total weight of top 15 holdings out of 15

93.7%

Top 15 holdings

Data as of January 1, 1970

GSST

Data will be available soon

BIL

USA, Bills 0% 29oct2026, USD (364D)

10.18%

USA, Bills 0% 8oct2026, USD (182D)

9.98%

USA, Bills 0% 27nov2026, USD (364D)

8.39%

USA, Bills 0% 22oct2026, USD (182D)

6.92%

USA, Bills 0% 6oct2026, USD (119D)

6.63%

USA, Bills 0% 5nov2026, USD (182D)

6.30%

USA, Bills 0% 12nov2026, USD (182D)

6.30%

USA, Bills 0% 19nov2026, USD (182D)

6.29%

USA, Bills 0% 15oct2026, USD (182D)

6.29%

USA, Bills 0% 13oct2026, USD (119D)

6.25%

USA, Bills 0% 20oct2026, USD (119D)

5.98%

USA, Bills 0% 27oct2026, USD (119D)

4.71%

USA, Bills 0% 10nov2026, USD (119D)

4.22%

USA, Bills 0% 17nov2026, USD (119D)

2.73%

USA, Bills 0% 3nov2026, USD (119D)

2.52%

Frequently asked questions about GSST and BIL

GSSTvsBILETF Comparison

Goldman Sachs Access Ultra Short Bond ETF

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

GSST vs BIL performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the GSST and BIL ETFs performed in 2026?

As of October 16, 2026, GSST is up 2.95% year-to-date (YTD), while BIL has returned 2.86%. That puts GSST better performer ahead so far this year.

Which ETF is attracting more investor money: GSST or BIL?

Year-to-date, the GSST ETF saw +$488M in flows, compared to +$8.42B for BIL.

Which ETF is more volatile: GSST or BIL?

Over the past year, GSST had a volatility of 0.3%, while BIL experienced 0.15%.

Which ETF is bigger: GSST or BIL?

As of October 16, 2026, GSST holds $1.71 B in assets under management (AUM), while BIL manages $51.20 B.

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