BILvsSGOVETF Comparison

ETF 1

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

This fund is part of

Money Market Bonds

+0.01%

Full BIL fund page

ETF 2

SGOV

iShares 0-3 Month Treasury Bond ETF

This fund is part of

Money Market Bonds

+0.01%

Full SGOV fund page

State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and iShares 0-3 Month Treasury Bond ETF (SGOV) belong to the same industry segment: Money Market Bonds. BIL's top 1 sector exposures are Sovereign. In contrast, SGOV's top sector exposures are Sovereign and Non-Corporate. BIL is more expensive with a Total Expense Ratio (TER) of 0.1353%, versus 0.09% for SGOV. BIL is up 2.24% year-to-date (YTD) with +$4.07B in YTD flows. SGOV performs better with 2.28% YTD performance, and +$34.87B in YTD flows. Run a side-by-side ETF comparison of BIL and SGOV below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

Find out how industry players manage ETF portfolios. Discover our library of Model portfolios

BIL vs SGOV performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 08/18/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	BIL SGOV	+0.29%+0.29%	+0.90%+0.92%	+2.24%+2.28%	+3.75%+3.82%	+14.21%+14.47%	+19.14%+19.87%
Flows	BIL SGOV	-$252M+$5.03B	+$1.01B+$14.93B	+$4.07B+$34.87B	+$4.10B+$48.67B	+$18.42B+$90.34B	+$34.72B+$102.74B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	BIL SGOV	+0.17%+0.15%	+0.15%+0.14%	+0.19%+0.18%	+0.20%+0.19%
Max drawdown	BIL SGOV	n/an/a	n/an/a	n/an/a	-0.06%-0.01%
Max drawdown duration	BIL SGOV	n/an/a	n/an/a	n/an/a	302d7d

Trading data

Create an account to view trading data

Join for free

	BIL	SGOV
Last sale 8/19/2026 at 1:30 PM	$91.57
Previous close 08/18/2026	$91.56
Consolidated volume 08/18/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of July 31, 2026

1-year trailing difference

Create an account to view replication metrics

Join for free

Create an account to view replication quality

Join for free

	BIL	SGOV
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 8/19/2026 at 1:30 PM

Live

Closed

	BIL	SGOV
Last price	$91.57	–
1D performance	+0.01%	–
AuM	$46.85 B	$103.59 B
E/R	0.1353%	0.09%

Characteristics

	BIL	SGOV
Management strategy	Passive	Passive
Provider	State Street Investment Management	iShares
Benchmark	Bloomberg U.S. Treasury Bills 1-3 Months Index	ICE 0-3 Month US Treasury Securities Index
N° of holdings	17	22
Asset class	Fixed Income	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	May 25, 2007	March 26, 2020
ESG	No	No

More BIL data on Trackinsight

More SGOV data on Trackinsight

Exposure

Countries

BIL

USA

98.1%

Other

1.9%

SGOV

USA

105.1%

Other

-5.1%

Sectors

BIL

Sovereign

98.1%

Other

1.9%

SGOV

Sovereign

104.56%

Other

-4.55%

Diversification

BIL

Total weight of top 15 holdings out of 15

93.11%

SGOV

Total weight of top 15 holdings out of 15

91.09%

Top 15 holdings

Data as of June 30, 2026

BIL

USA, Bills 0% 6aug2026, USD (364D)

11.86%

USA, Bills 0% 3sep2026, USD (364D)

8.90%

USA, Bills 0% 27aug2026, USD (182D)

7.12%

USA, Bills 0% 17sep2026, USD (182D)

6.93%

USA, Bills 0% 10sep2026, USD (182D)

6.87%

USA, Bills 0% 24sep2026, USD (182D)

6.86%

USA, Bills 0% 13aug2026, USD (182D)

6.81%

USA, Bills 0% 20aug2026, USD (182D)

6.60%

USA, Bills 0% 11aug2026, USD (119D)

5.94%

USA, Bills 0% 25aug2026, USD (119D)

5.91%

USA, Bills 0% 4aug2026, USD (119D)

5.69%

USA, Bills 0% 18aug2026, USD (119D)

5.64%

USA, Bills 0% 8sep2026, USD (119D)

2.76%

USA, Bills 0% 22sep2026, USD (119D)

2.65%

USA, Bills 0% 15sep2026, USD (119D)

2.60%

SGOV

USA, Bills 0% 25aug2026, USD (119D)

10.19%

USA, Bills 0% 18aug2026, USD (119D)

8.51%

USA, Bills 0% 28jul2026, USD (119D)

8.30%

USA, Bills 0% 7jul2026, USD (119D)

7.12%

USA, Bills 0% 23jul2026, USD (182D)

6.78%

USA, Bills 0% 4aug2026, USD (119D)

6.76%

USA, Bills 0% 21jul2026, USD (119D)

6.01%

USA, Bills 0% 30jul2026, USD (182D)

5.10%

USA, Bills 0% 1oct2026, USD (364D)

5.01%

USA, Bills 0% 2jul2026, USD (181D)

4.98%

USA, Bills 0% 10sep2026, USD (182D)

4.63%

USA, Bills 0% 11aug2026, USD (119D)

4.61%

USA, Bills 0% 6aug2026, USD (364D)

4.60%

USA, Bills 0% 20aug2026, USD (182D)

4.38%

USA, Bills 0% 16jul2026, USD (182D)

4.11%

Frequently asked questions about BIL and SGOV

How have the BIL and SGOV ETFs performed in 2026?

As of August 18, 2026, BIL is up 2.24% year-to-date (YTD), while SGOV has returned 2.28%. That puts SGOV better performer ahead so far this year.

Which ETF is attracting more investor money: BIL or SGOV?

Year-to-date, the BIL ETF saw +$4.07B in flows, compared to +$34.87B for SGOV.

Which ETF is more volatile: BIL or SGOV?

Over the past year, BIL had a volatility of 0.15%, while SGOV experienced 0.14%.

Which ETF is bigger: BIL or SGOV?

As of August 18, 2026, BIL holds $46.85 B in assets under management (AUM), while SGOV manages $103.59 B.

What sectors do the BIL and SGOV ETFs invest in?

BIL leans toward sectors like Sovereign. Meanwhile, SGOV focuses on Sovereign.

What are the top holdings of the BIL ETF and SGOV ETF?

BIL top holdings include USA, Bills 0% 6aug2026, USD (364D), USA, Bills 0% 3sep2026, USD (364D) and USA, Bills 0% 27aug2026, USD (182D). SGOV holds in its top three: USA, Bills 0% 25aug2026, USD (119D), USA, Bills 0% 18aug2026, USD (119D) and USA, Bills 0% 28jul2026, USD (119D).

Which ETF is more diversified: BIL or SGOV?

BIL holds 17 securities with 93.11% of its assets in the top 15. SGOV has 22 securities and a top 15 weight of 91.09%.

SGOV

3 Cash-Like ETFs for Sleeping Well at Night

June 5, 2024

BIL

SGOV

BILvsSGOVETF Comparison

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

iShares 0-3 Month Treasury Bond ETF

BIL vs SGOV performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the BIL and SGOV ETFs performed in 2026?

As of August 18, 2026, BIL is up 2.24% year-to-date (YTD), while SGOV has returned 2.28%. That puts SGOV better performer ahead so far this year.

Which ETF is attracting more investor money: BIL or SGOV?

Year-to-date, the BIL ETF saw +$4.07B in flows, compared to +$34.87B for SGOV.

Which ETF is more volatile: BIL or SGOV?

Over the past year, BIL had a volatility of 0.15%, while SGOV experienced 0.14%.

Which ETF is bigger: BIL or SGOV?

As of August 18, 2026, BIL holds $46.85 B in assets under management (AUM), while SGOV manages $103.59 B.

What sectors do the BIL and SGOV ETFs invest in?

BIL leans toward sectors like Sovereign. Meanwhile, SGOV focuses on Sovereign.

What are the top holdings of the BIL ETF and SGOV ETF?

BIL top holdings include USA, Bills 0% 6aug2026, USD (364D), USA, Bills 0% 3sep2026, USD (364D) and USA, Bills 0% 27aug2026, USD (182D). SGOV holds in its top three: USA, Bills 0% 25aug2026, USD (119D), USA, Bills 0% 18aug2026, USD (119D) and USA, Bills 0% 28jul2026, USD (119D).

Which ETF is more diversified: BIL or SGOV?

BIL holds 17 securities with 93.11% of its assets in the top 15. SGOV has 22 securities and a top 15 weight of 91.09%.

The Two Best Types of Fixed-Income ETFs For Managing Cash

ETF Model Portfolios: The Bitcoin Barbell

Replace Your Savings Account and CDs With These Low-Risk ETFs

3 Cash-Like ETFs for Sleeping Well at Night

Three Low-Risk ETFs I Like More than a Certificate of Deposit (CD)

Three Low-Risk ETFs I Like More than a Certificate of Deposit (CD)

2 Potential Ways Investors Can Use the New Spot Bitcoin ETFs

The Top Three Moments That Moved ETF Markets in 2023

Active Trader Report: Use of Leveraged & Inverse ETFs Way Up