BILvsSGOVETF Comparison
ETF 1
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.02%
VS
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and iShares 0-3 Month Treasury Bond ETF (SGOV) have similar underlying exposures to countries and sectors. They also belong to the same industry segment: Money Market Bonds. BIL is more expensive with a Total Expense Ratio (TER) of 0.1353%, versus 0.09% for SGOV. BIL is up 1.35% year-to-date (YTD) with +$3.39B in YTD flows. SGOV performs better with 1.37% YTD performance, and +$21.78B in YTD flows. Run a side-by-side ETF comparison of BIL and SGOV below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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BIL vs SGOV performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 05/20/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | BIL SGOV | +0.30%+0.30% | +0.85%+0.86% | +1.35%+1.37% | +3.91%+3.99% | +14.65%+14.93% | +18.06%+18.82% |
| Flows | BIL SGOV | -$918M+$6.45B | +$3.06B+$16.20B | +$3.39B+$21.78B | +$1.01B+$44.46B | +$16.17B+$80.03B | +$33.94B+$89.62B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | BIL SGOV | +0.13%+0.13% | +0.15%+0.15% | +0.19%+0.18% | +0.20%+0.20% |
| Max drawdown | BIL SGOV | n/an/a | n/an/a | n/an/a | -0.09%-0.02% |
| Max drawdown duration | BIL SGOV | n/an/a | n/an/a | n/an/a | 403d30d |
Trading data
BIL | SGOV | |
Last sale 5/21/2026 at 1:30 PM | $91.57 | |
| Previous close 05/20/2026 | $91.57 | |
| Consolidated volume 05/20/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of April 30, 2026
1-year trailing difference
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BIL | SGOV | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 5/21/2026 at 1:30 PM
Live
Closed
BIL | SGOV | |
|---|---|---|
| Last price | $91.57 | – |
| 1D performance | +0.00% | – |
| AuM | $46.17 B | $90.50 B |
| E/R | 0.1353% | 0.09% |
Characteristics
BIL | SGOV | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | iShares |
| Benchmark | Bloomberg U.S. Treasury Bills 1-3 Months Index | ICE 0-3 Month US Treasury Securities Index |
| N° of holdings | 1 | 1 |
| Asset class | Fixed Income | Fixed Income |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 25, 2007 | March 26, 2020 |
| ESG | No | No |
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Exposure
Countries
BIL
USA
100.1%
Other
-0.1%
SGOV
USA
100.6%
Other
-0.6%
Sectors
BIL
Other
100%
SGOV
Other
100%
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Diversification
BIL
Total weight of top 15 holdings out of 15
95.37%
SGOV
Total weight of top 15 holdings out of 15
90.94%
Top 15 holdings
Data as of March 31, 2026
BIL
US912797SP38
10.38%
US912797QN08
9.32%
US912797QX89
8.83%
US912797TE71
7.01%
US912797SW88
6.96%
US912797SV06
6.87%
US912797SX61
6.83%
US912797TD98
6.82%
US912797TL15
6.51%
US912797TR84
6.31%
US912797TS67
5.93%
US912797TT41
5.92%
US912797TU14
2.61%
US912797UA31
2.56%
US912797TZ01
2.51%
SGOV
US912797TL15
10.58%
US912797TG20
9.18%
US912797TK32
8.55%
US912797TR84
6.96%
US912797SM07
6.80%
US912797TH03
6.69%
US912797SL24
6.39%
US912797TT41
5.47%
US912797SN89
5.01%
US912797TJ68
4.63%
US912797SP38
4.51%
US912797QX89
4.44%
US912797QN08
4.02%
US912797QD26
4.02%
US912797TD98
3.71%
Frequently asked questions about BIL and SGOV
How have the BIL and SGOV ETFs performed in 2026?
As of May 20, 2026, BIL is up 1.35% year-to-date (YTD), while SGOV has returned 1.37%. That puts SGOV better performer ahead so far this year.
Which ETF is attracting more investor money: BIL or SGOV?
Year-to-date, the BIL ETF saw +$3.39B in flows, compared to +$21.78B for SGOV.
Which ETF is more volatile: BIL or SGOV?
Over the past year, BIL had a volatility of 0.15%, while SGOV experienced 0.15%.
Which ETF is bigger: BIL or SGOV?
As of May 20, 2026, BIL holds $46.17 B in assets under management (AUM), while SGOV manages $90.50 B.
What are the top holdings of the BIL ETF and SGOV ETF?
BIL top holdings include US912797SP38, US912797QN08 and US912797QX89. SGOV holds in its top three: US912797TL15, US912797TG20 and US912797TK32.
Which ETF is more diversified: BIL or SGOV?
BIL holds 17 securities with 95.37% of its assets in the top 15. SGOV has 22 securities and a top 15 weight of 90.94%.
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