BILvsSGOVETF Comparison
ETF 1
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.01%
VS
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and iShares 0-3 Month Treasury Bond ETF (SGOV) have similar underlying exposures to countries and sectors. They also belong to the same industry segment: Money Market Bonds. Both ETFs have the same top 3 sector exposures: BIL is more expensive with a Total Expense Ratio (TER) of 0.1353%, versus 0.09% for SGOV. BIL is up 1.83% year-to-date (YTD) with +$3.82B in YTD flows. SGOV performs better with 1.86% YTD performance, and +$28.38B in YTD flows. Run a side-by-side ETF comparison of BIL and SGOV below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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BIL vs SGOV performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 07/08/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | BIL SGOV | +0.30%+0.30% | +0.89%+0.90% | +1.83%+1.86% | +3.82%+3.89% | +14.41%+14.67% | +18.65%+19.38% |
| Flows | BIL SGOV | -$303M+$3.36B | -$5.03B+$11.37B | +$3.82B+$28.38B | +$4.59B+$46.56B | +$18.48B+$85.82B | +$34.62B+$96.23B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | BIL SGOV | +0.17%+0.14% | +0.15%+0.15% | +0.19%+0.18% | +0.20%+0.19% |
| Max drawdown | BIL SGOV | n/an/a | n/an/a | n/an/a | -0.07%-0.01% |
| Max drawdown duration | BIL SGOV | n/an/a | n/an/a | n/an/a | 344d7d |
Trading data
BIL | SGOV | |
Last sale 7/8/2026 at 1:30 PM | $91.45 | |
| Previous close 07/08/2026 | $91.45 | |
| Consolidated volume 07/08/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of June 30, 2026
1-year trailing difference
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BIL | SGOV | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 7/8/2026 at 1:30 PM
Live
Closed
BIL | SGOV | |
|---|---|---|
| Last price | $91.45 | – |
| 1D performance | +0.00% | – |
| AuM | $46.55 B | $97.00 B |
| E/R | 0.1353% | 0.09% |
Characteristics
BIL | SGOV | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | iShares |
| Benchmark | Bloomberg U.S. Treasury Bills 1-3 Months Index | ICE 0-3 Month US Treasury Securities Index |
| N° of holdings | 1 | 2 |
| Asset class | Fixed Income | Fixed Income |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 25, 2007 | March 26, 2020 |
| ESG | No | No |
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Exposure
Countries
BIL
Other
100%
SGOV
Other
100%
Sectors
BIL
Other
100%
SGOV
Other
100%
Diversification
BIL
Total weight of top 15 holdings out of 15
94.29%
SGOV
Total weight of top 15 holdings out of 15
94.66%
Top 15 holdings
Data as of May 31, 2026
BIL
US912797RF64
11.51%
US912797TF47
9.39%
US912797RG48
7.72%
US912797TP29
6.90%
US912797TN70
6.54%
US912797TW79
6.47%
US912797TX52
6.43%
US912797TY36
6.42%
US912797TQ02
6.36%
US912797UQ82
6.14%
US912797UP00
5.99%
US912797UN51
5.91%
US912797UR65
3.41%
US912797UT22
2.62%
US912797UV77
2.50%
SGOV
US912797UC96
10.14%
US912797TU14
8.76%
US912797UB14
8.54%
US912797UR65
8.44%
US912797UN51
7.09%
US912797TZ01
6.87%
US912797TP29
6.76%
US912797UQ82
5.99%
US912797TQ02
5.08%
US912797TF47
4.91%
US912797RG48
4.58%
US912797UA31
4.57%
US912797QX89
4.46%
US912797TX52
4.37%
US912797TN70
4.10%
Frequently asked questions about BIL and SGOV
How have the BIL and SGOV ETFs performed in 2026?
As of July 8, 2026, BIL is up 1.83% year-to-date (YTD), while SGOV has returned 1.86%. That puts SGOV better performer ahead so far this year.
Which ETF is attracting more investor money: BIL or SGOV?
Year-to-date, the BIL ETF saw +$3.82B in flows, compared to +$28.38B for SGOV.
Which ETF is more volatile: BIL or SGOV?
Over the past year, BIL had a volatility of 0.15%, while SGOV experienced 0.15%.
Which ETF is bigger: BIL or SGOV?
As of July 8, 2026, BIL holds $46.55 B in assets under management (AUM), while SGOV manages $97.00 B.
What are the top holdings of the BIL ETF and SGOV ETF?
BIL top holdings include US912797RF64, US912797TF47 and US912797RG48. SGOV holds in its top three: US912797UC96, US912797TU14 and US912797UB14.
Which ETF is more diversified: BIL or SGOV?
BIL holds 17 securities with 94.29% of its assets in the top 15. SGOV has 23 securities and a top 15 weight of 94.66%.
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