BILvsHBILETF Comparison
ETF 1
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.02%
VS
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and Harbor Short Term Treasury ETF (HBIL) belong to the same industry segment: Money Market Bonds. Both ETFs have the same top 1 sector exposures: Sovereign. BIL is more expensive with a Total Expense Ratio (TER) of 0.1353%, versus 0.1% for HBIL. Run a side-by-side ETF comparison of BIL and HBIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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BIL vs HBIL performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/23/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | BIL HBIL | +0.35%+0.33% | +0.95%n/a | +2.94%n/a | +3.69%n/a | +13.93%n/a | +19.98%n/a |
| Flows | BIL HBIL | +$2.94B- | +$4.21B- | +$8.50B- | +$8.67B- | +$16.92B- | +$38.18B- |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | BIL HBIL | +0.15%n/a | +0.15%n/a | +0.19%n/a | +0.20%n/a |
| Max drawdown | BIL HBIL | n/an/a | n/an/a | n/an/a | -0.04%n/a |
| Max drawdown duration | BIL HBIL | n/an/a | n/an/a | n/an/a | 204dn/a |
Trading data
BIL | HBIL | |
Last sale 10/26/2026 at 1:30 PM | $91.64 | $20.07 |
| Previous close 10/23/2026 | $91.63 | $20.07 |
| Consolidated volume 10/23/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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HBIL
is actively managed and doesn’t replicate an indexBIL | HBIL | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/26/2026 at 1:30 PM
Live
Closed
BIL | HBIL | |
|---|---|---|
| Last price | $91.64 | $20.07 |
| 1D performance | +0.01% | -0.02% |
| AuM | $51.32 B | $5.52 M |
| E/R | 0.1353% | 0.1% |
Characteristics
BIL | HBIL | |
|---|---|---|
| Management strategy | Passive | Active |
| Provider | State Street Investment Management | Harbor Capital |
| Benchmark | Bloomberg U.S. Treasury Bills 1-3 Months Index | - |
| N° of holdings | 18 | 1 |
| Asset class | Fixed Income | - |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 25, 2007 | August 13, 2026 |
| ESG | No | No |
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Exposure
Countries
BIL
USA
99.46%
Other
0.54%
HBIL
USA
99.72%
Other
0.28%
Sectors
BIL
Sovereign
99.46%
Other
0.54%
HBIL
Sovereign
99.72%
Other
0.28%
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Diversification
BIL
Total weight of top 15 holdings out of 15
93.7%
HBIL
Total weight of top 1 holdings out of 1
99.72%
Top 15 holdings
Data as of August 31, 2026
BIL
USA, Bills 0% 29oct2026, USD (364D)
10.18%
USA, Bills 0% 8oct2026, USD (182D)
9.98%
USA, Bills 0% 27nov2026, USD (364D)
8.39%
USA, Bills 0% 22oct2026, USD (182D)
6.92%
USA, Bills 0% 6oct2026, USD (119D)
6.63%
USA, Bills 0% 5nov2026, USD (182D)
6.30%
USA, Bills 0% 12nov2026, USD (182D)
6.30%
USA, Bills 0% 19nov2026, USD (182D)
6.29%
USA, Bills 0% 15oct2026, USD (182D)
6.29%
USA, Bills 0% 13oct2026, USD (119D)
6.25%
USA, Bills 0% 20oct2026, USD (119D)
5.98%
USA, Bills 0% 27oct2026, USD (119D)
4.71%
USA, Bills 0% 10nov2026, USD (119D)
4.22%
USA, Bills 0% 17nov2026, USD (119D)
2.73%
USA, Bills 0% 3nov2026, USD (119D)
2.52%
HBIL
USA, Bills 0% 27nov2026, USD (364D)
99.72%
Frequently asked questions about BIL and HBIL
Which ETF is bigger: BIL or HBIL?
As of October 23, 2026, BIL holds $51.32 B in assets under management (AUM), while HBIL manages $5.52 M.
What sectors do the BIL and HBIL ETFs invest in?
BIL leans toward sectors like Sovereign. Meanwhile, HBIL focuses on Sovereign.
What are the top holdings of the BIL ETF and HBIL ETF?
BIL top holdings include USA, Bills 0% 29oct2026, USD (364D), USA, Bills 0% 8oct2026, USD (182D) and USA, Bills 0% 27nov2026, USD (364D). HBIL holds in its top three: USA, Bills 0% 27nov2026, USD (364D).
Which ETF is more diversified: BIL or HBIL?
BIL holds 18 securities with 93.7% of its assets in the top 15. HBIL has 1 securities.
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Latest news about BIL & HBIL
The Weekly ETF Market Monitor (September 28-October 2, 2026)
October 2, 2026
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September 7, 2023
BIL
ETF Insights: Top 5 Fund Flows and Segments for August 2023
September 7, 2023
BIL
10-Year Treasury Yield Rises to 4.3% in a Return to October 2007 Highs
August 23, 2023
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August 2, 2023
BIL
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