BILvsGBILETF Comparison

ETF 1

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

This fund is part of

Money Market Bonds

+0.02%

Full BIL fund page

ETF 2

GBIL

Goldman Sachs Access Treasury 0-1 Year ETF

This fund is part of

Money Market Bonds

+0.02%

Full GBIL fund page

State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) belong to the same industry segment: Money Market Bonds. Both ETFs have the same top 1 sector exposures: Sovereign. BIL is less expensive with a Total Expense Ratio (TER) of 0.1353%, versus 0.14% for GBIL. BIL is up 2.94% year-to-date (YTD) with +$8.50B in YTD flows. GBIL performs worse with 2.86% YTD performance, and +$1.21B in YTD flows. Run a side-by-side ETF comparison of BIL and GBIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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BIL vs GBIL performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 10/23/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	BIL GBIL	+0.35%+0.39%	+0.95%+0.96%	+2.94%+2.86%	+3.69%+3.63%	+13.93%+13.94%	+19.98%+19.44%
Flows	BIL GBIL	+$2.94B-$21M	+$4.21B+$255M	+$8.50B+$1.21B	+$8.67B+$1.49B	+$16.92B+$1.83B	+$38.18B+$6.06B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	BIL GBIL	+0.15%+0.18%	+0.15%+0.17%	+0.19%+0.21%	+0.20%+0.26%
Max drawdown	BIL GBIL	n/an/a	n/a-0.00%	n/a-0.00%	-0.04%-0.28%
Max drawdown duration	BIL GBIL	n/an/a	n/a2d	n/a2d	204d279d

Trading data

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	BIL	GBIL
Last sale 10/23/2026 at 1:30 PM	$91.63	$100.10
Previous close 10/22/2026	$91.60	$100.09
Consolidated volume 10/22/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of September 30, 2026

1-year trailing difference

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	BIL	GBIL
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 10/23/2026 at 1:30 PM

Live

Closed

	BIL	GBIL
Last price	$91.63	$100.10
1D performance	+0.03%	+0.01%
AuM	$51.32 B	$7.89 B
E/R	0.1353%	0.14%

Characteristics

	BIL	GBIL
Management strategy	Passive	Passive
Provider	State Street Investment Management	Goldman Sachs
Benchmark	Bloomberg U.S. Treasury Bills 1-3 Months Index	FTSE U.S. Treasury 0-1 Year Composite Select Index
N° of holdings	18	41
Asset class	Fixed Income	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	May 25, 2007	September 6, 2016
ESG	No	No

More BIL data on Trackinsight

More GBIL data on Trackinsight

Exposure

Countries

BIL

USA

99.46%

Other

0.54%

GBIL

USA

98.38%

Other

1.62%

Sectors

BIL

Sovereign

99.46%

Other

0.54%

GBIL

Sovereign

98.38%

Other

1.62%

Diversification

BIL

Total weight of top 15 holdings out of 15

93.7%

GBIL

Total weight of top 15 holdings out of 15

62.97%

Top 15 holdings

Data as of August 31, 2026

BIL

USA, Bills 0% 29oct2026, USD (364D)

10.18%

USA, Bills 0% 8oct2026, USD (182D)

9.98%

USA, Bills 0% 27nov2026, USD (364D)

8.39%

USA, Bills 0% 22oct2026, USD (182D)

6.92%

USA, Bills 0% 6oct2026, USD (119D)

6.63%

USA, Bills 0% 5nov2026, USD (182D)

6.30%

USA, Bills 0% 12nov2026, USD (182D)

6.30%

USA, Bills 0% 19nov2026, USD (182D)

6.29%

USA, Bills 0% 15oct2026, USD (182D)

6.29%

USA, Bills 0% 13oct2026, USD (119D)

6.25%

USA, Bills 0% 20oct2026, USD (119D)

5.98%

USA, Bills 0% 27oct2026, USD (119D)

4.71%

USA, Bills 0% 10nov2026, USD (119D)

4.22%

USA, Bills 0% 17nov2026, USD (119D)

2.73%

USA, Bills 0% 3nov2026, USD (119D)

2.52%

GBIL

USA, Bills 0% 22sep2026, USD (119D)

9.52%

USA, Bills 0% 29oct2026, USD (364D)

6.60%

USA, Bills 0% 27oct2026, USD (119D)

6.56%

USA, Notes 4.125% 31jan2027, USD (AW-2027)

4.63%

USA, Bills 0% 24sep2026, USD (182D)

3.89%

USA, Bills 0% 24nov2026, USD (119D)

3.86%

USA, Notes 3.5% 30sep2026, USD (BH-2026)

3.82%

USA, Notes 3.875% 31mar2027, USD (AZ-2027)

3.65%

USA, Notes 3.75% 30apr2027, USD (BA-2027)

3.64%

USA, Notes 4.125% 28feb2027, USD (AY-2027)

3.31%

USA, Bills 0% 10sep2026, USD (182D)

3.30%

USA, Bills 0% 27nov2026, USD (364D)

2.76%

USA, Notes 4.5% 15may2027, USD (AN-2027)

2.61%

USA, Notes 3.75% 30jun2027, USD (BD-2027)

2.44%

USA, Notes 4.25% 30nov2026, USD (BL-2026)

2.38%

Frequently asked questions about BIL and GBIL

How have the BIL and GBIL ETFs performed in 2026?

As of October 23, 2026, BIL is up 2.94% year-to-date (YTD), while GBIL has returned 2.86%. That puts BIL better performer ahead so far this year.

Which ETF is attracting more investor money: BIL or GBIL?

Year-to-date, the BIL ETF saw +$8.50B in flows, compared to +$1.21B for GBIL.

Which ETF is more volatile: BIL or GBIL?

Over the past year, BIL had a volatility of 0.15%, while GBIL experienced 0.17%.

Which ETF is bigger: BIL or GBIL?

As of October 23, 2026, BIL holds $51.32 B in assets under management (AUM), while GBIL manages $7.89 B.

What sectors do the BIL and GBIL ETFs invest in?

BIL leans toward sectors like Sovereign. Meanwhile, GBIL focuses on Sovereign.

What are the top holdings of the BIL ETF and GBIL ETF?

BIL top holdings include USA, Bills 0% 29oct2026, USD (364D), USA, Bills 0% 8oct2026, USD (182D) and USA, Bills 0% 27nov2026, USD (364D). GBIL holds in its top three: USA, Bills 0% 22sep2026, USD (119D), USA, Bills 0% 29oct2026, USD (364D) and USA, Bills 0% 27oct2026, USD (119D).

BILvsGBILETF Comparison

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

Goldman Sachs Access Treasury 0-1 Year ETF

BIL vs GBIL performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the BIL and GBIL ETFs performed in 2026?

As of October 23, 2026, BIL is up 2.94% year-to-date (YTD), while GBIL has returned 2.86%. That puts BIL better performer ahead so far this year.

Which ETF is attracting more investor money: BIL or GBIL?

Year-to-date, the BIL ETF saw +$8.50B in flows, compared to +$1.21B for GBIL.

Which ETF is more volatile: BIL or GBIL?

Over the past year, BIL had a volatility of 0.15%, while GBIL experienced 0.17%.

Which ETF is bigger: BIL or GBIL?

As of October 23, 2026, BIL holds $51.32 B in assets under management (AUM), while GBIL manages $7.89 B.

What sectors do the BIL and GBIL ETFs invest in?

BIL leans toward sectors like Sovereign. Meanwhile, GBIL focuses on Sovereign.

What are the top holdings of the BIL ETF and GBIL ETF?

BIL top holdings include USA, Bills 0% 29oct2026, USD (364D), USA, Bills 0% 8oct2026, USD (182D) and USA, Bills 0% 27nov2026, USD (364D). GBIL holds in its top three: USA, Bills 0% 22sep2026, USD (119D), USA, Bills 0% 29oct2026, USD (364D) and USA, Bills 0% 27oct2026, USD (119D).

Which ETF is more diversified: BIL or GBIL?

BIL holds 18 securities with 93.7% of its assets in the top 15. GBIL has 41 securities and a top 15 weight of 62.97%.

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