This week on the Rich Habits Radar, Austin Hankwitz and Robert Croak cover three stories shaping your money: Public's new prediction markets, Meta's growing AI agent ecosystem, and a wave of apartment debt coming due.

Public brings AI agents to prediction markets

Public has launched prediction markets across nine categories, from economics and corporate events to crypto and elections. Sports and entertainment are deliberately excluded. The real story is what sits on top: AI agents that can use live event probabilities as triggers for trades, alerts or portfolio reviews anywhere in your account.

Co-founder and co-CEO Leif Abraham joins the show to explain the thinking. His core message: treat prediction markets as a data point, not the data point. He covers why real money makes crowd forecasts more objective, why volume matters when judging a market's reliability, and where agentic brokerage is heading, with real estate and pre-IPO exposure among the most requested additions. The hosts also flag the risks: thin or manipulated markets can move fast, and automation compounds mistakes just as quickly as good calls.

Meta's Muse becomes a shopping agent

At Meta Connect, Mark Zuckerberg showed Muse, Meta's new AI agent, running hands-free on smart glasses and unveiled the Muse Charm, a keychain-sized device built to talk to it. Shopify then agreed to let Muse complete purchases, with Walmart, Sephora, Best Buy and Gap also named as partners. Amazon reportedly blocked Muse from checking out on its site. The hosts see the bigger trend in inference: as AI agents move from answering questions to spending money, the companies that deliver tokens fastest stand to benefit.

The $2 trillion apartment debt time bomb

Citing Mortgage Bankers Association data, the hosts note apartment landlords face more than $1.8 trillion in maturing debt over the next decade, with $757 billion due by 2028. Loans taken at pandemic-era rates now need refinancing at far higher ones. Delinquencies on multifamily CMBS loans have climbed sharply, according to Morgan Stanley, and high-profile defaults are already public. Robert asks whether this is 2008 for commercial real estate, while both hosts discuss where opportunity may lie for investors without institutional-sized capital.

Check out this week's Rich Habits newsletter: The 10-Year Just Hit 5.11%

And the latest Rate of Returns newsletter: Mortgage Rates Just Jumped to 7.45%