XRTvsXLYETF Comparison
VS
ETF 2
XLY
State Street Consumer Discretionary Select Sector SPDR Fund
This fund is part of
US Cons. Discretionary
+0.12%
State Street SPDR S&P Retail ETF (XRT) and State Street Consumer Discretionary Select Sector SPDR Fund (XLY) belong to the same industry segment: US Cons. Discretionary. XRT's top 3 sector exposures are Consumer Discretionary, Consumer Staples and Materials. In contrast, XLY's top sector exposures are Consumer Discretionary, XRT is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.08% for XLY. XRT is up 3.11% year-to-date (YTD) with -$169M in YTD flows. XLY performs worse with -2.12% YTD performance, and -$1.32B in YTD flows. Run a side-by-side ETF comparison of XRT and XLY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XRT vs XLY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 06/12/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XRT XLY | +8.74%-1.39% | +9.56%+4.77% | +3.11%-2.12% | +14.60%+9.98% | +46.39%+45.82% | -1.08%+40.22% |
| Flows | XRT XLY | +$29M+$265M | -$214M-$481M | -$169M-$1.32B | -$35M-$1.13B | -$352M-$865M | -$345M-$2.36B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XRT XLY | +21.19%+21.57% | +20.48%+18.31% | +22.33%+20.77% | +26.87%+23.86% |
| Max drawdown | XRT XLY | -10.00%-7.04% | -13.52%-15.00% | -25.60%-26.02% | -44.51%-39.67% |
| Max drawdown duration | XRT XLY | 53d15d | 148d151d | 244d268d | 1669d1080d |
Trading data
XRT | XLY | |
Last sale 6/12/2026 at 1:30 PM | $87.73 | $116.60 |
| Previous close 06/11/2026 | $87.67 | $116.30 |
| Consolidated volume 06/11/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of May 29, 2026
1-year trailing difference
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XRT | XLY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 6/12/2026 at 1:30 PM
Live
Closed
XRT | XLY | |
|---|---|---|
| Last price | $87.73 | $116.60 |
| 1D performance | +0.07% | +0.26% |
| AuM | $311.36 M | $22.44 B |
| E/R | 0.35% | 0.08% |
Characteristics
XRT | XLY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | State Street Investment Management |
| Benchmark | S&P Retail Select Industry Index | S&P Consumer Discretionary Select Sector Index |
| N° of holdings | 73 | 48 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 19, 2006 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
XRT
USA
98.55%
Other
1.45%
XLY
USA
96.24%
Other
3.76%
Sectors
XRT
Consumer Discreti.
80.49%
Consumer Staples
15.82%
Other
3.69%
XLY
Consumer Discreti.
99.6%
Other
0.4%
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Diversification
XRT
Total weight of top 15 holdings out of 15
24.34%
XLY
Total weight of top 15 holdings out of 15
79.57%
Top 15 holdings
Data as of April 30, 2026
XRT
MURPHY USA
1.79%
SONIC AUTOMOTIVE
1.73%
CARVANA CO
1.73%
GROCERY OUTLET HOLDING CORP
1.73%
AMAZON.COM INC
1.69%
ETSY INC
1.65%
CASEYS GENERAL STORES
1.62%
REALREAL
1.60%
DICKS SPORTING
1.57%
US5653941030
1.55%
VICTORIAS SECRET
1.55%
GROUP 1 AUTOMOTIVE
1.54%
PENSKE AUTOMOTIVE GROUP VTG
1.54%
EBAY
1.53%
MACYS
1.51%
XLY
AMAZON.COM INC
27.60%
TESLA
17.95%
HOME DEPOT
5.47%
TJX
3.99%
MCDONALD'S
3.91%
BOOKING HOLDINGS
3.11%
LOWE'S COS INC
3.07%
STARBUCKS-T
2.75%
O'REILLY AUTOMOTIVE
1.92%
MARRIOTT INTL
1.82%
HILTON INC
1.70%
ROSS STORES
1.69%
GENERAL MOTORS
1.59%
ROYAL CARIBBEAN GROUP
1.52%
DOORDASH
1.45%
Frequently asked questions about XRT and XLY
How have the XRT and XLY ETFs performed in 2026?
As of June 12, 2026, XRT is up 3.11% year-to-date (YTD), while XLY has lost -2.12%. That puts XRT better performer ahead so far this year.
Which ETF is attracting more investor money: XRT or XLY?
Year-to-date, the XRT ETF saw -$169M in flows, compared to -$1.32B for XLY.
Which ETF is more volatile: XRT or XLY?
Over the past year, XRT had a volatility of 20.48%, while XLY experienced 18.31%.
Which ETF is bigger: XRT or XLY?
As of June 12, 2026, XRT holds $311.36 M in assets under management (AUM), while XLY manages $22.44 B.
What sectors do the XRT and XLY ETFs invest in?
XRT leans toward sectors like Consumer Discretionary and Consumer Staples. Meanwhile, XLY focuses on Consumer Discretionary.
What are the top holdings of the XRT ETF and XLY ETF?
XRT top holdings include MURPHY USA, SONIC AUTOMOTIVE and CARVANA CO. XLY holds in its top three: AMAZON.COM INC, TESLA and HOME DEPOT.
Which ETF is more diversified: XRT or XLY?
XRT holds 74 securities with 24.34% of its assets in the top 15. XLY has 48 securities and a top 15 weight of 79.57%.
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Latest news about XRT & XLY
There's an ETF for That? Black Friday & Cyber Monday Retail
November 28, 2024
XRT
Consumer Discretionary Sector Hit by Tesla Stock's Plummet
April 22, 2024
XLY
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Consumer Discretionary Funds Weighed Down by Tesla Stocks
January 9, 2024
XLY
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