XRTvsVCRETF Comparison
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State Street SPDR S&P Retail ETF (XRT) and Vanguard Consumer Discretionary ETF (VCR) belong to the same industry segment: US Cons. Discretionary. XRT's top 3 sector exposures are Consumer Cyclicals, Consumer Non-Cyclicals and Technology. In contrast, VCR's top sector exposures are Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services. XRT is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.09% for VCR. XRT is down -0.08% year-to-date (YTD) with -$173M in YTD flows. VCR performs worse with -3.1% YTD performance, and -$270M in YTD flows. Run a side-by-side ETF comparison of XRT and VCR below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XRT vs VCR performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/11/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XRT VCR | -5.37%-5.21% | -3.06%-2.84% | -0.08%-3.10% | -3.02%-3.03% | +41.82%+34.41% | -0.88%+24.61% |
| Flows | XRT VCR | -$337M-$23M | -$65M-$137M | -$173M-$270M | -$56M-$408M | -$197M-$799M | -$744M-$1.45B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XRT VCR | +20.82%+19.88% | +20.71%+19.39% | +22.56%+21.14% | +26.86%+24.41% |
| Max drawdown | XRT VCR | -9.42%-7.08% | -13.52%-15.57% | -25.60%-27.43% | -44.51%-39.16% |
| Max drawdown duration | XRT VCR | 38d25d | 181d243d | 244d272d | 1760d1094d |
Trading data
XRT | VCR | |
Last sale 9/11/2026 at 1:30 PM | $84.79 | $380.21 |
| Previous close 09/10/2026 | $83.63 | $376.30 |
| Consolidated volume 09/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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XRT | VCR | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 9/11/2026 at 1:30 PM
Live
Closed
XRT | VCR | |
|---|---|---|
| Last price | $84.79 | $380.21 |
| 1D performance | +1.39% | +1.04% |
| AuM | $292.62 M | $5.84 B |
| E/R | 0.35% | 0.09% |
Characteristics
XRT | VCR | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | Vanguard |
| Benchmark | S&P Retail Select Industry Index | MSCI US IMI Consumer Discionary 25-50 Index |
| N° of holdings | 75 | 278 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 19, 2006 | January 26, 2004 |
| ESG | No | No |
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Exposure
Countries
XRT
USA
98.48%
Other
1.52%
VCR
USA
96.31%
Other
3.69%
Sectors
XRT
Consumer Cyclical.
51.39%
Consumer Non-Cycl.
44.12%
Other
4.49%
VCR
Consumer Cyclical.
40.96%
Consumer Non-Cycl.
33.82%
Consumer Services
22.13%
Other
3.09%
Diversification
XRT
Total weight of top 15 holdings out of 15
24.24%
VCR
Total weight of top 15 holdings out of 15
61.05%
Top 15 holdings
Data as of July 31, 2026
XRT
Groupon, Inc.
1.99%
The RealReal, Inc.
1.75%
Lithia Motors, Inc.
1.67%
National Vision Holdings, Inc.
1.66%
Revolve Group, Inc.
1.63%
Penske Automotive Group, Inc.
1.61%
Kohl's Corp.
1.59%
Victoria's Secret & Co.
1.58%
Etsy, Inc.
1.57%
CarMax, Inc.
1.56%
Asbury Automotive Group, Inc.
1.54%
Abercrombie & Fitch Co.
1.54%
Dollar General Corp.
1.53%
Dollar Tree, Inc.
1.52%
Sally Beauty Holdings, Inc.
1.51%
VCR
Amazon.com, Inc.
22.90%
Tesla, Inc.
13.01%
The Home Depot, Inc.
4.92%
McDonald's Corp.
2.89%
The TJX Cos., Inc.
2.63%
Booking Holdings, Inc.
2.35%
Starbucks Corp.
1.82%
Lowe's Companies, Inc.
1.76%
MercadoLibre, Inc.
1.32%
Marriott International, Inc.
1.31%
General Motors Co.
1.28%
Royal Caribbean Group
1.28%
Ross Stores, Inc.
1.26%
DoorDash, Inc.
1.17%
O'Reilly Automotive, Inc.
1.16%
Frequently asked questions about XRT and VCR
How have the XRT and VCR ETFs performed in 2026?
As of September 11, 2026, XRT is down -0.08% year-to-date (YTD), while VCR has lost -3.1%. That puts XRT better performer ahead so far this year.
Which ETF is attracting more investor money: XRT or VCR?
Year-to-date, the XRT ETF saw -$173M in flows, compared to -$270M for VCR.
Which ETF is more volatile: XRT or VCR?
Over the past year, XRT had a volatility of 20.71%, while VCR experienced 19.39%.
Which ETF is bigger: XRT or VCR?
As of September 11, 2026, XRT holds $292.62 M in assets under management (AUM), while VCR manages $5.84 B.
What sectors do the XRT and VCR ETFs invest in?
XRT leans toward sectors like Consumer Cyclicals and Consumer Non-Cyclicals. Meanwhile, VCR focuses on Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services.
What are the top holdings of the XRT ETF and VCR ETF?
XRT top holdings include Groupon, Inc., The RealReal, Inc. and Lithia Motors, Inc.. VCR holds in its top three: Amazon.com, Inc., Tesla, Inc. and The Home Depot, Inc..
Which ETF is more diversified: XRT or VCR?
XRT holds 75 securities with 24.24% of its assets in the top 15. VCR has 279 securities and a top 15 weight of 61.05%.
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Latest news about XRT & VCR
There's an ETF for That? Black Friday & Cyber Monday Retail
November 28, 2024
XRT
Consumer Discretionary Sector Hit by Tesla Stock's Plummet
April 22, 2024
VCR
Consumer Discretionary Funds Weighed Down by Tesla Stocks
January 9, 2024
VCR
2023 Holiday Outlook: Retail ETFs to Keep on Your Watchlist
December 21, 2023
XRT
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Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
VCR
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
VCR
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