XLYvsRTHETF Comparison
ETF 1
XLY
State Street Consumer Discretionary Select Sector SPDR Fund
This fund is part of
US Cons. Discretionary
-1.05%
VS
State Street Consumer Discretionary Select Sector SPDR Fund (XLY) and VanEck Retail ETF (RTH) belong to the same industry segment: US Cons. Discretionary. XLY's top 3 sector exposures are Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services. In contrast, RTH's top sector exposures are Consumer Non-Cyclicals, Consumer Cyclicals and Healthcare. XLY is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.35% for RTH. XLY is down -4.12% year-to-date (YTD) with -$1.27B in YTD flows. RTH performs better with 4.13% YTD performance, and -$13M in YTD flows. Run a side-by-side ETF comparison of XLY and RTH below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XLY vs RTH performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/08/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLY RTH | -4.74%-5.43% | -1.00%+1.48% | -4.12%+4.13% | -2.64%+3.50% | +38.46%+51.66% | +28.95%+49.89% |
| Flows | XLY RTH | -$773M-$5M | -$33M-$5M | -$1.27B-$13M | -$1.39B-$25M | -$1.48B+$8M | -$1.42B-$85M |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLY RTH | +21.44%+16.22% | +19.45%+13.67% | +21.06%+14.00% | +24.14%+17.06% |
| Max drawdown | XLY RTH | -8.06%-5.43% | -15.00%-7.80% | -26.02%-13.84% | -39.67%-24.97% |
| Max drawdown duration | XLY RTH | 50d29d | 239d72d | 268d182d | 1080d804d |
Trading data
XLY | RTH | |
Last sale 9/9/2026 at 1:30 PM | $112.46 | $256.69 |
| Previous close 09/08/2026 | $113.99 | $259.73 |
| Consolidated volume 09/08/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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XLY | RTH | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 9/9/2026 at 1:30 PM
Live
Closed
XLY | RTH | |
|---|---|---|
| Last price | $112.46 | $256.69 |
| 1D performance | -1.34% | -1.17% |
| AuM | $21.97 B | $244.53 M |
| E/R | 0.08% | 0.35% |
Characteristics
XLY | RTH | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | VanEck |
| Benchmark | S&P Consumer Discretionary Select Sector Index | MVIS US Listed Retail 25 Index |
| N° of holdings | 46 | 25 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | December 16, 1998 | December 20, 2011 |
| ESG | No | No |
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Exposure
Countries
XLY
USA
97.17%
Other
2.83%
RTH
USA
96.74%
Other
3.26%
Sectors
XLY
Consumer Cyclical.
38.9%
Consumer Non-Cycl.
33.59%
Consumer Services
25.3%
Other
2.21%
RTH
Consumer Non-Cycl.
60.79%
Consumer Cyclical.
23.4%
Healthcare
10.84%
Other
4.96%
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Diversification
XLY
Total weight of top 15 holdings out of 15
77.53%
RTH
Total weight of top 15 holdings out of 15
85.83%
Top 15 holdings
Data as of July 31, 2026
XLY
Amazon.com, Inc.
25.60%
Tesla, Inc.
14.69%
The Home Depot, Inc.
5.54%
McDonald's Corp.
4.20%
The TJX Cos., Inc.
4.12%
Booking Holdings, Inc.
3.76%
Starbucks Corp.
3.02%
Lowe's Companies, Inc.
2.93%
Marriott International, Inc.
2.05%
Ross Stores, Inc.
2.03%
General Motors Co.
2.02%
Royal Caribbean Group
2.00%
DoorDash, Inc.
1.87%
O'Reilly Automotive, Inc.
1.86%
Hilton Worldwide Holdings, Inc.
1.84%
RTH
Amazon.com, Inc.
19.63%
Walmart, Inc.
10.47%
Costco Wholesale Corp.
8.21%
The Home Depot, Inc.
5.19%
McKesson Corp.
4.89%
CVS Health Corp.
4.79%
The TJX Cos., Inc.
4.71%
Ross Stores, Inc.
4.56%
Lowe's Companies, Inc.
4.34%
O'Reilly Automotive, Inc.
4.18%
Target Corp.
3.24%
Cardinal Health, Inc.
2.99%
Cencora, Inc.
2.96%
Fastenal Co.
2.91%
AutoZone, Inc.
2.77%
Frequently asked questions about XLY and RTH
How have the XLY and RTH ETFs performed in 2026?
As of September 8, 2026, XLY is down -4.12% year-to-date (YTD), while RTH has returned 4.13%. That puts RTH better performer ahead so far this year.
Which ETF is attracting more investor money: XLY or RTH?
Year-to-date, the XLY ETF saw -$1.27B in flows, compared to -$13M for RTH.
Which ETF is more volatile: XLY or RTH?
Over the past year, XLY had a volatility of 19.45%, while RTH experienced 13.67%.
Which ETF is bigger: XLY or RTH?
As of September 8, 2026, XLY holds $21.97 B in assets under management (AUM), while RTH manages $244.53 M.
What sectors do the XLY and RTH ETFs invest in?
XLY leans toward sectors like Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services. Meanwhile, RTH focuses on Consumer Non-Cyclicals, Consumer Cyclicals and Healthcare.
What are the top holdings of the XLY ETF and RTH ETF?
XLY top holdings include Amazon.com, Inc., Tesla, Inc. and The Home Depot, Inc.. RTH holds in its top three: Amazon.com, Inc., Walmart, Inc. and Costco Wholesale Corp..
Which ETF is more diversified: XLY or RTH?
XLY holds 46 securities with 77.53% of its assets in the top 15. RTH has 25 securities and a top 15 weight of 85.83%.
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Latest news about XLY & RTH
There's an ETF for That? Black Friday & Cyber Monday Retail
November 28, 2024
RTH
Consumer Discretionary Sector Hit by Tesla Stock's Plummet
April 22, 2024
XLY
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Consumer Discretionary Funds Weighed Down by Tesla Stocks
January 9, 2024
XLY
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