XLFIvsXLFETF Comparison
ETF 1
XLFI
State Street Financial Select Sector SPDR Premium Income Fund
This fund is part of
Options Strategies
-0.3%
VS
State Street Financial Select Sector SPDR Premium Income Fund (XLFI) belongs to the Options Strategies segment. State Street Financial Select Sector SPDR ETF (XLF) is part of the US Financials segment. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. XLFI is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.08% for XLF. XLFI is up 4.83% year-to-date (YTD) with +$8M in YTD flows. XLF performs better with 5.05% YTD performance, and -$242M in YTD flows. Run a side-by-side ETF comparison of XLFI and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XLFI vs XLF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/14/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLFI XLF | -0.86%-1.95% | +6.16%+6.90% | +4.83%+5.05% | +7.78%+7.91% | n/a+70.79% | n/a+65.89% |
| Flows | XLFI XLF | +$2M-$2.45B | +$4M+$837M | +$8M-$242M | +$9M-$2.69B | -+$1.30B | --$1.96B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLFI XLF | +8.89%+12.80% | +11.53%+14.48% | n/a+16.11% | n/a+18.43% |
| Max drawdown | XLFI XLF | -2.14%-2.83% | -11.60%-14.79% | n/a-15.51% | n/a-25.84% |
| Max drawdown duration | XLFI XLF | 11d11d | 185d177d | n/a116d | n/a770d |
Trading data
XLFI | XLF | |
Last sale 9/15/2026 at 1:30 PM | $24.10 | $56.85 |
| Previous close 09/14/2026 | $24.19 | $57.03 |
| Consolidated volume 09/14/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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XLFI
is actively managed and doesn’t replicate an indexXLFI | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 9/15/2026 at 1:30 PM
Live
Closed
XLFI | XLF | |
|---|---|---|
| Last price | $24.10 | $56.85 |
| 1D performance | -0.35% | -0.32% |
| AuM | $9.91 M | $54.98 B |
| E/R | 0.35% | 0.08% |
Characteristics
XLFI | XLF | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | State Street Investment Management | State Street Investment Management |
| Benchmark | - | S&P Financials Select Sector Index |
| N° of holdings | 76 | 76 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | July 30, 2025 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
XLFI
USA
96.01%
Other
3.99%
XLF
USA
96.29%
Other
3.71%
Sectors
XLFI
Finance
95.33%
Other
4.67%
XLF
Finance
95.61%
Other
4.39%
Diversification
XLFI
Total weight of top 15 holdings out of 15
65.55%
XLF
Total weight of top 15 holdings out of 15
65.74%
Top 15 holdings
Data as of July 31, 2026
XLFI
JPMorgan Chase & Co.
11.69%
Berkshire Hathaway, Inc.
11.63%
Visa, Inc.
7.53%
Mastercard, Inc.
5.73%
Bank of America Corp.
5.01%
The Goldman Sachs Group, Inc.
3.73%
Wells Fargo & Co.
3.28%
Morgan Stanley
3.13%
Citigroup, Inc.
2.79%
American Express Co.
2.22%
The Charles Schwab Corp.
2.13%
BlackRock, Inc.
1.95%
Capital One Financial Corp.
1.61%
Chubb Ltd.
1.57%
S&P Global, Inc.
1.55%
XLF
JPMorgan Chase & Co.
11.72%
Berkshire Hathaway, Inc.
11.66%
Visa, Inc.
7.56%
Mastercard, Inc.
5.75%
Bank of America Corp.
5.03%
The Goldman Sachs Group, Inc.
3.74%
Wells Fargo & Co.
3.29%
Morgan Stanley
3.14%
Citigroup, Inc.
2.79%
American Express Co.
2.23%
The Charles Schwab Corp.
2.14%
BlackRock, Inc.
1.96%
Capital One Financial Corp.
1.62%
Chubb Ltd.
1.57%
S&P Global, Inc.
1.55%
Frequently asked questions about XLFI and XLF
How have the XLFI and XLF ETFs performed in 2026?
As of September 14, 2026, XLFI is up 4.83% year-to-date (YTD), while XLF has returned 5.05%. That puts XLF better performer ahead so far this year.
Which ETF is attracting more investor money: XLFI or XLF?
Year-to-date, the XLFI ETF saw +$8M in flows, compared to -$242M for XLF.
Which ETF is more volatile: XLFI or XLF?
Over the past year, XLFI had a volatility of 11.53%, while XLF experienced 14.48%.
Which ETF is bigger: XLFI or XLF?
As of September 14, 2026, XLFI holds $9.91 M in assets under management (AUM), while XLF manages $54.98 B.
What sectors do the XLFI and XLF ETFs invest in?
XLFI leans toward sectors like Finance. Meanwhile, XLF focuses on Finance.
What are the top holdings of the XLFI ETF and XLF ETF?
XLFI top holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc.. XLF holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc..
Which ETF is more diversified: XLFI or XLF?
XLFI holds 76 securities with 65.55% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.74%.
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Latest news about XLFI & XLF
The Weekly ETF Market Monitor (August 24-28, 2026)
August 31, 2026
XLF
The Weekly ETF Market Monitor (August 17-21, 2026)
August 24, 2026
XLF
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
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May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
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