XLFIvsXLFETF Comparison
ETF 1
XLFI
State Street Financial Select Sector SPDR Premium Income Fund
This fund is part of
Options Strategies
-0.04%
VS
State Street Financial Select Sector SPDR Premium Income Fund (XLFI) belongs to the Options Strategies segment. State Street Financial Select Sector SPDR ETF (XLF) is part of the US Financials segment. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. XLFI is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.08% for XLF. XLFI is down -4.16% year-to-date (YTD) with +$2M in YTD flows. XLF performs worse with -4.94% YTD performance, and +$1.03B in YTD flows. Run a side-by-side ETF comparison of XLFI and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XLFI vs XLF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/27/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLFI XLF | +6.57%+8.30% | -1.87%-1.80% | -4.16%-4.94% | n/a+9.08% | n/a+65.83% | n/a+57.67% |
| Flows | XLFI XLF | +$899K+$136M | +$2M-$2.60B | +$2M+$1.03B | --$837M | -+$2.14B | --$1.82B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLFI XLF | +14.81%+17.57% | n/a+14.70% | n/a+16.18% | n/a+18.72% |
| Max drawdown | XLFI XLF | -9.78%-11.42% | n/a-14.79% | n/a-15.51% | n/a-25.84% |
| Max drawdown duration | XLFI XLF | 78d78d | n/a111d | n/a116d | n/a770d |
Trading data
XLFI | XLF | |
Last sale 4/27/2026 at 1:30 PM | $22.98 | $51.81 |
| Previous close 04/27/2026 | $22.84 | $51.42 |
| Consolidated volume 04/27/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
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XLFI
is actively managed and doesn’t replicate an indexXLFI | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 4/27/2026 at 1:30 PM
Live
Closed
XLFI | XLF | |
|---|---|---|
| Last price | $22.98 | $51.81 |
| 1D performance | +0.62% | +0.76% |
| AuM | $4.13 M | $51.19 B |
| E/R | 0.35% | 0.08% |
Characteristics
XLFI | XLF | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | State Street Investment Management | State Street Investment Management |
| Benchmark | - | S&P Financials Select Sector Index |
| N° of holdings | 75 | 75 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | July 30, 2025 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
XLFI
USA
95.47%
Other
4.53%
XLF
USA
95.93%
Other
4.07%
Sectors
XLFI
Financials
81.97%
Information Techn.
15.11%
Other
2.91%
XLF
Financials
82.37%
Information Techn.
15.19%
Other
2.44%
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Diversification
XLFI
Total weight of top 15 holdings out of 15
65.31%
XLF
Total weight of top 15 holdings out of 15
65.62%
Top 15 holdings
Data as of March 31, 2026
XLFI
BERKSHIRE HATHWAY
12.40%
JPMORGAN CHASE
11.19%
VISA INCORPORATION
7.17%
MASTERCARD
5.74%
BK OF AMERICA CO
4.56%
THE GOLDMAN SACHS GROUP
3.58%
WELLS FARGO
3.47%
CITIGROUP
2.80%
MORGAN STANLEY
2.79%
AMERICAN EXPRESS
2.29%
CHARLES SCHWAB
2.21%
US09290D1019
1.96%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.67%
PROGRESSIVE
1.64%
XLF
BERKSHIRE HATHWAY
12.46%
JPMORGAN CHASE
11.24%
VISA INCORPORATION
7.20%
MASTERCARD
5.77%
BK OF AMERICA CO
4.59%
THE GOLDMAN SACHS GROUP
3.60%
WELLS FARGO
3.49%
CITIGROUP
2.81%
MORGAN STANLEY
2.81%
AMERICAN EXPRESS
2.30%
CHARLES SCHWAB
2.23%
US09290D1019
1.97%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.68%
PROGRESSIVE
1.65%
Frequently asked questions about XLFI and XLF
How have the XLFI and XLF ETFs performed in 2026?
As of April 27, 2026, XLFI is down -4.16% year-to-date (YTD), while XLF has lost -4.94%. That puts XLFI better performer ahead so far this year.
Which ETF is attracting more investor money: XLFI or XLF?
Year-to-date, the XLFI ETF saw +$2M in flows, compared to +$1.03B for XLF.
Which ETF is bigger: XLFI or XLF?
As of April 27, 2026, XLFI holds $4.13 M in assets under management (AUM), while XLF manages $51.19 B.
What sectors do the XLFI and XLF ETFs invest in?
XLFI leans toward sectors like Financials and Information Technology. Meanwhile, XLF focuses on Financials and Information Technology.
What are the top holdings of the XLFI ETF and XLF ETF?
XLFI top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. XLF holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: XLFI or XLF?
XLFI holds 76 securities with 65.31% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.62%.
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Latest news about XLFI & XLF
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