XLFIvsVFHETF Comparison
ETF 1
XLFI
State Street Financial Select Sector SPDR Premium Income Fund
This fund is part of
Options Strategies
-0.19%
VS
State Street Financial Select Sector SPDR Premium Income Fund (XLFI) belongs to the Options Strategies segment. Vanguard Financials ETF (VFH) is part of the US Financials segment. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. XLFI is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.09% for VFH. XLFI is up 2.83% year-to-date (YTD) with +$8M in YTD flows. VFH performs better with 3.2% YTD performance, and -$539M in YTD flows. Run a side-by-side ETF comparison of XLFI and VFH below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XLFI vs VFH performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/16/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLFI VFH | -2.27%-3.34% | +3.80%+3.04% | +2.83%+3.20% | +5.85%+6.01% | n/a+70.90% | n/a+62.28% |
| Flows | XLFI VFH | +$2M-$227M | +$4M-$29M | +$8M-$539M | +$9M-$413M | --$478M | --$1.21B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLFI VFH | +9.47%+12.90% | +11.63%+14.89% | n/a+16.81% | n/a+19.22% |
| Max drawdown | XLFI VFH | -3.70%-4.64% | -11.60%-14.72% | n/a-17.30% | n/a-25.72% |
| Max drawdown duration | XLFI VFH | 13d13d | 185d177d | n/a129d | n/a770d |
Trading data
XLFI | VFH | |
Last sale 9/16/2026 at 1:30 PM | $23.73 | $136.44 |
| Previous close 09/16/2026 | $24.10 | $138.66 |
| Consolidated volume 09/16/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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XLFI
is actively managed and doesn’t replicate an indexXLFI | VFH | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Main metrics
Last update 9/16/2026 at 1:30 PM
Live
Closed
XLFI | VFH | |
|---|---|---|
| Last price | $23.73 | $136.44 |
| 1D performance | -1.55% | -1.60% |
| AuM | $9.72 M | $13.11 B |
| E/R | 0.35% | 0.09% |
Characteristics
XLFI | VFH | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | State Street Investment Management | Vanguard |
| Benchmark | - | MSCI US IMI Financials 25/50 Index |
| N° of holdings | 76 | 426 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | July 30, 2025 | January 26, 2004 |
| ESG | No | No |
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Exposure
Countries
XLFI
USA
96.01%
Other
3.99%
VFH
USA
90.64%
Other
9.36%
Sectors
XLFI
Finance
95.33%
Other
4.67%
VFH
Finance
90.31%
Other
9.69%
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Diversification
XLFI
Total weight of top 15 holdings out of 15
65.55%
VFH
Total weight of top 15 holdings out of 15
52.03%
Top 15 holdings
Data as of July 31, 2026
XLFI
JPMorgan Chase & Co.
11.69%
Berkshire Hathaway, Inc.
11.63%
Visa, Inc.
7.53%
Mastercard, Inc.
5.73%
Bank of America Corp.
5.01%
The Goldman Sachs Group, Inc.
3.73%
Wells Fargo & Co.
3.28%
Morgan Stanley
3.13%
Citigroup, Inc.
2.79%
American Express Co.
2.22%
The Charles Schwab Corp.
2.13%
BlackRock, Inc.
1.95%
Capital One Financial Corp.
1.61%
Chubb Ltd.
1.57%
S&P Global, Inc.
1.55%
VFH
JPMorgan Chase & Co.
10.14%
Berkshire Hathaway, Inc.
7.65%
Mastercard, Inc.
5.04%
Bank of America Corp.
4.52%
Visa, Inc.
4.20%
The Goldman Sachs Group, Inc.
3.06%
Wells Fargo & Co.
2.85%
Morgan Stanley
2.68%
Citigroup, Inc.
2.35%
American Express Co.
1.92%
The Charles Schwab Corp.
1.87%
BlackRock, Inc.
1.73%
Capital One Financial Corp.
1.34%
S&P Global, Inc.
1.34%
The Progressive Corp.
1.33%
Frequently asked questions about XLFI and VFH
How have the XLFI and VFH ETFs performed in 2026?
As of September 16, 2026, XLFI is up 2.83% year-to-date (YTD), while VFH has returned 3.2%. That puts VFH better performer ahead so far this year.
Which ETF is attracting more investor money: XLFI or VFH?
Year-to-date, the XLFI ETF saw +$8M in flows, compared to -$539M for VFH.
Which ETF is more volatile: XLFI or VFH?
Over the past year, XLFI had a volatility of 11.63%, while VFH experienced 14.89%.
Which ETF is bigger: XLFI or VFH?
As of September 16, 2026, XLFI holds $9.72 M in assets under management (AUM), while VFH manages $13.11 B.
What sectors do the XLFI and VFH ETFs invest in?
XLFI leans toward sectors like Finance. Meanwhile, VFH focuses on Finance.
What are the top holdings of the XLFI ETF and VFH ETF?
XLFI top holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc.. VFH holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Mastercard, Inc..
Which ETF is more diversified: XLFI or VFH?
XLFI holds 76 securities with 65.55% of its assets in the top 15. VFH has 426 securities and a top 15 weight of 52.03%.
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Latest news about XLFI & VFH
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
VFH
Financial Sector Rebounds Into Positive Year-to-date Performance
November 21, 2023
VFH
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