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XLFvsXLFIETF Comparison
The Financial Select Sector SPDR Premium Income Fund
State Street Financial Select Sector SPDR ETF (XLF) belongs to the US Financials segment. The Financial Select Sector SPDR Premium Income Fund (XLFI) is part of the Options Strategies segment. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. XLF is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.35% for XLFI. XLF is down -8.57% year-to-date (YTD) with -$1.96B in YTD flows. XLFI performs better with -6.64% YTD performance, and +$1M in YTD flows. Run a side-by-side ETF comparison of XLF and XLFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
XLF vs XLFI performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLF XLFI | -6.48%-5.41% | -6.75%-5.39% | -8.57%-6.64% | +5.72%n/a | +59.71%n/a | +58.15%n/a |
| Flows | XLF XLFI | -$4.61B-$14K | -$2.38B+$1M | -$1.96B+$1M | -$5.11B- | +$496M- | -$3.82B- |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLF XLFI | +17.01%+13.90% | +19.28%n/a | +16.60%n/a | +18.71%n/a |
| Max drawdown | XLF XLFI | -11.24%-8.24% | -12.83%n/a | -15.51%n/a | -25.84%n/a |
| Max drawdown duration | XLF XLFI | 63d63d | 45dn/a | 116dn/a | 770dn/a |
XLF | XLFI | |
Last sale 3/11/2026 at 1:30 PM | $49.64 | $22.49 |
| Previous close 03/10/2026 | $50.06 | $22.69 |
| Consolidated volume 03/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Create an account to view replication metrics
XLF | XLFI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
XLF | XLFI | |
|---|---|---|
| Last price | $49.64 | $22.49 |
| 1D performance | -0.84% | -0.90% |
| AuM | $46.50 B | $2.95 M |
| E/R | 0.08% | 0.35% |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the XLF and XLFI ETFs performed in 2026?
As of March 10, 2026, XLF is down -8.57% year-to-date (YTD), while XLFI has lost -6.64%. That puts XLFI better performer ahead so far this year.
Which ETF is attracting more investor money: XLF or XLFI?
Year-to-date, the XLF ETF saw -$1.96B in flows, compared to +$1M for XLFI.
Which ETF is bigger: XLF or XLFI?
As of March 10, 2026, XLF holds $46.50 B in assets under management (AUM), while XLFI manages $2.95 M.
What sectors do the XLF and XLFI ETFs invest in?
XLF leans toward sectors like Financials and Information Technology. Meanwhile, XLFI focuses on Financials and Information Technology.
What are the top holdings of the XLF ETF and XLFI ETF?
XLF top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. XLFI holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: XLF or XLFI?
XLF holds 76 securities with 65.26% of its assets in the top 15. XLFI has 76 securities and a top 15 weight of 64.96%.
Investing in Sector ETFs: Financials and Real Estate
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