XLFvsXLFIETF Comparison
VS
ETF 2
XLFI
State Street Financial Select Sector SPDR Premium Income Fund
This fund is part of
Options Strategies
+0.17%
State Street Financial Select Sector SPDR ETF (XLF) belongs to the US Financials segment. State Street Financial Select Sector SPDR Premium Income Fund (XLFI) is part of the Options Strategies segment. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. XLF is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.35% for XLFI. XLF is down -5.56% year-to-date (YTD) with +$1.18B in YTD flows. XLFI performs better with -4.82% YTD performance, and +$2M in YTD flows. Run a side-by-side ETF comparison of XLF and XLFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XLF vs XLFI performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/24/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLF XLFI | +4.42%+3.35% | -3.16%-3.23% | -5.56%-4.82% | +8.27%n/a | +62.88%n/a | +58.07%n/a |
| Flows | XLF XLFI | +$1.86B+$675K | -$2.30B+$2M | +$1.18B+$2M | -$624M- | +$2.72B- | -$1.59B- |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLF XLFI | +17.57%+14.80% | +14.66%n/a | +16.22%n/a | +18.72%n/a |
| Max drawdown | XLF XLFI | -11.42%-9.78% | -14.79%n/a | -15.51%n/a | -25.84%n/a |
| Max drawdown duration | XLF XLFI | 75d75d | 108dn/a | 116dn/a | 770dn/a |
Trading data
XLF | XLFI | |
Last sale 4/24/2026 at 1:30 PM | $51.42 | $22.84 |
| Previous close 04/23/2026 | $51.80 | $22.94 |
| Consolidated volume 04/23/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
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XLFI
is actively managed and doesn’t replicate an indexXLF | XLFI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 4/24/2026 at 1:30 PM
Live
Closed
XLF | XLFI | |
|---|---|---|
| Last price | $51.42 | $22.84 |
| 1D performance | -0.73% | -0.44% |
| AuM | $51.01 B | $4.10 M |
| E/R | 0.08% | 0.35% |
Characteristics
XLF | XLFI | |
|---|---|---|
| Management strategy | Passive | Active |
| Provider | State Street Investment Management | State Street Investment Management |
| Benchmark | S&P Financials Select Sector Index | - |
| N° of holdings | 75 | 75 |
| Asset class | Equities | - |
| Trailing 12m distribution yield | Join | Join |
| Inception date | December 16, 1998 | July 30, 2025 |
| ESG | No | No |
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Exposure
Countries
XLF
USA
95.93%
Other
4.07%
XLFI
USA
95.47%
Other
4.53%
Sectors
XLF
Financials
82.37%
Information Techn.
15.19%
Other
2.44%
XLFI
Financials
81.97%
Information Techn.
15.11%
Other
2.91%
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Diversification
XLF
Total weight of top 15 holdings out of 15
65.62%
XLFI
Total weight of top 15 holdings out of 15
65.31%
Top 15 holdings
Data as of March 31, 2026
XLF
BERKSHIRE HATHWAY
12.46%
JPMORGAN CHASE
11.24%
VISA INCORPORATION
7.20%
MASTERCARD
5.77%
BK OF AMERICA CO
4.59%
THE GOLDMAN SACHS GROUP
3.60%
WELLS FARGO
3.49%
CITIGROUP
2.81%
MORGAN STANLEY
2.81%
AMERICAN EXPRESS
2.30%
CHARLES SCHWAB
2.23%
US09290D1019
1.97%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.68%
PROGRESSIVE
1.65%
XLFI
BERKSHIRE HATHWAY
12.40%
JPMORGAN CHASE
11.19%
VISA INCORPORATION
7.17%
MASTERCARD
5.74%
BK OF AMERICA CO
4.56%
THE GOLDMAN SACHS GROUP
3.58%
WELLS FARGO
3.47%
CITIGROUP
2.80%
MORGAN STANLEY
2.79%
AMERICAN EXPRESS
2.29%
CHARLES SCHWAB
2.21%
US09290D1019
1.96%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.67%
PROGRESSIVE
1.64%
Frequently asked questions about XLF and XLFI
How have the XLF and XLFI ETFs performed in 2026?
As of April 24, 2026, XLF is down -5.56% year-to-date (YTD), while XLFI has lost -4.82%. That puts XLFI better performer ahead so far this year.
Which ETF is attracting more investor money: XLF or XLFI?
Year-to-date, the XLF ETF saw +$1.18B in flows, compared to +$2M for XLFI.
Which ETF is bigger: XLF or XLFI?
As of April 24, 2026, XLF holds $51.01 B in assets under management (AUM), while XLFI manages $4.10 M.
What sectors do the XLF and XLFI ETFs invest in?
XLF leans toward sectors like Financials and Information Technology. Meanwhile, XLFI focuses on Financials and Information Technology.
What are the top holdings of the XLF ETF and XLFI ETF?
XLF top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. XLFI holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: XLF or XLFI?
XLF holds 76 securities with 65.62% of its assets in the top 15. XLFI has 76 securities and a top 15 weight of 65.31%.
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Latest news about XLF & XLFI
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
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January 3, 2024
XLF
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
XLF
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