XLFvsIYGETF Comparison
VS
State Street Financial Select Sector SPDR ETF (XLF) and iShares U.S. Financial Services ETF (IYG) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. XLF is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.38% for IYG. XLF is down -5.56% year-to-date (YTD) with +$1.18B in YTD flows. IYG performs worse with -5.67% YTD performance, and +$50M in YTD flows. Run a side-by-side ETF comparison of XLF and IYG below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
XLF vs IYG performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/24/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLF IYG | +4.42%+5.06% | -3.16%-3.64% | -5.56%-5.67% | +8.27%+14.05% | +62.88%+75.24% | +58.07%+56.17% |
| Flows | XLF IYG | +$1.86B+$13M | -$2.30B+$45M | +$1.18B+$50M | -$624M+$174M | +$2.72B+$71M | -$1.59B+$21M |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLF IYG | +17.57%+19.48% | +14.66%+15.95% | +16.22%+18.05% | +18.72%+20.56% |
| Max drawdown | XLF IYG | -11.42%-12.59% | -14.79%-15.91% | -15.51%-18.59% | -25.84%-29.58% |
| Max drawdown duration | XLF IYG | 75d75d | 108d108d | 116d127d | 770d797d |
Trading data
XLF | IYG | |
Last sale 4/24/2026 at 1:30 PM | $51.42 | $86.71 |
| Previous close 04/23/2026 | $51.80 | $87.20 |
| Consolidated volume 04/23/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
XLF | IYG | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 4/24/2026 at 1:30 PM
Live
Closed
XLF | IYG | |
|---|---|---|
| Last price | $51.42 | $86.71 |
| 1D performance | -0.73% | -0.56% |
| AuM | $51.01 B | $1.99 B |
| E/R | 0.08% | 0.38% |
Characteristics
XLF | IYG | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | iShares |
| Benchmark | S&P Financials Select Sector Index | Dow Jones U.S. Financial Services Index |
| N° of holdings | 75 | 95 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | December 16, 1998 | June 12, 2000 |
| ESG | No | No |
Advertisement
Exposure
Countries
XLF
USA
95.93%
Other
4.07%
IYG
USA
99.47%
Other
0.53%
Sectors
XLF
Financials
82.37%
Information Techn.
15.19%
Other
2.44%
IYG
Financials
82.74%
Information Techn.
14.43%
Other
2.83%
Diversification
XLF
Total weight of top 15 holdings out of 15
65.62%
IYG
Total weight of top 15 holdings out of 15
72.78%
Top 15 holdings
Data as of March 31, 2026
XLF
BERKSHIRE HATHWAY
12.46%
JPMORGAN CHASE
11.24%
VISA INCORPORATION
7.20%
MASTERCARD
5.77%
BK OF AMERICA CO
4.59%
THE GOLDMAN SACHS GROUP
3.60%
WELLS FARGO
3.49%
CITIGROUP
2.81%
MORGAN STANLEY
2.81%
AMERICAN EXPRESS
2.30%
CHARLES SCHWAB
2.23%
US09290D1019
1.97%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.68%
PROGRESSIVE
1.65%
IYG
BERKSHIRE HATHWAY
13.86%
JPMORGAN CHASE
12.51%
VISA INCORPORATION
8.01%
MASTERCARD
6.42%
BK OF AMERICA CO
5.10%
THE GOLDMAN SACHS GROUP
4.00%
WELLS FARGO
3.88%
MORGAN STANLEY
3.12%
CITIGROUP
3.12%
AMERICAN EXPRESS
2.56%
CHARLES SCHWAB
2.48%
US09290D1019
2.19%
S&P GLOBAL INC
2.05%
CAPITAL ONE FINANCIAL
1.80%
CME GROUP
1.68%
Frequently asked questions about XLF and IYG
How have the XLF and IYG ETFs performed in 2026?
As of April 24, 2026, XLF is down -5.56% year-to-date (YTD), while IYG has lost -5.67%. That puts XLF better performer ahead so far this year.
Which ETF is attracting more investor money: XLF or IYG?
Year-to-date, the XLF ETF saw +$1.18B in flows, compared to +$50M for IYG.
Which ETF is more volatile: XLF or IYG?
Over the past year, XLF had a volatility of 14.66%, while IYG experienced 15.95%.
Which ETF is bigger: XLF or IYG?
As of April 24, 2026, XLF holds $51.01 B in assets under management (AUM), while IYG manages $1.99 B.
What sectors do the XLF and IYG ETFs invest in?
XLF leans toward sectors like Financials and Information Technology. Meanwhile, IYG focuses on Financials and Information Technology.
What are the top holdings of the XLF ETF and IYG ETF?
XLF top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. IYG holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: XLF or IYG?
XLF holds 76 securities with 65.62% of its assets in the top 15. IYG has 100 securities and a top 15 weight of 72.78%.
Advertisement
Latest news about XLF & IYG
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
Advertisement
The Top Three Moments That Moved ETF Markets in 2023
January 3, 2024
XLF
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
XLF
Advertisement
