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XLFvsIYGETF Comparison
State Street Financial Select Sector SPDR ETF (XLF) and iShares U.S. Financial Services ETF (IYG) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. XLF is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.38% for IYG. XLF is down -8.57% year-to-date (YTD) with -$1.96B in YTD flows. IYG performs worse with -9.26% YTD performance, and +$37M in YTD flows. Run a side-by-side ETF comparison of XLF and IYG below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
XLF vs IYG performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLF IYG | -6.48%-7.97% | -6.75%-7.82% | -8.57%-9.26% | +5.72%+12.14% | +59.71%+70.80% | +58.15%+55.49% |
| Flows | XLF IYG | -$4.61B-$13M | -$2.38B+$37M | -$1.96B+$37M | -$5.11B+$121M | +$496M-$53M | -$3.82B+$96M |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLF IYG | +17.01%+18.99% | +19.28%+21.12% | +16.60%+18.42% | +18.71%+20.55% |
| Max drawdown | XLF IYG | -11.24%-12.42% | -12.83%-14.13% | -15.51%-18.59% | -25.84%-29.58% |
| Max drawdown duration | XLF IYG | 63d63d | 45d45d | 116d127d | 770d797d |
XLF | IYG | |
Last sale 3/11/2026 at 1:30 PM | $49.64 | $82.99 |
| Previous close 03/10/2026 | $50.06 | $83.73 |
| Consolidated volume 03/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
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XLF | IYG | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
XLF | IYG | |
|---|---|---|
| Last price | $49.64 | $82.99 |
| 1D performance | -0.84% | -0.88% |
| AuM | $46.50 B | $1.90 B |
| E/R | 0.08% | 0.38% |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the XLF and IYG ETFs performed in 2026?
As of March 10, 2026, XLF is down -8.57% year-to-date (YTD), while IYG has lost -9.26%. That puts XLF better performer ahead so far this year.
Which ETF is attracting more investor money: XLF or IYG?
Year-to-date, the XLF ETF saw -$1.96B in flows, compared to +$37M for IYG.
Which ETF is more volatile: XLF or IYG?
Over the past year, XLF had a volatility of 19.28%, while IYG experienced 21.12%.
Which ETF is bigger: XLF or IYG?
As of March 10, 2026, XLF holds $46.50 B in assets under management (AUM), while IYG manages $1.90 B.
What sectors do the XLF and IYG ETFs invest in?
XLF leans toward sectors like Financials and Information Technology. Meanwhile, IYG focuses on Financials and Information Technology.
What are the top holdings of the XLF ETF and IYG ETF?
XLF top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. IYG holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: XLF or IYG?
XLF holds 76 securities with 65.26% of its assets in the top 15. IYG has 101 securities and a top 15 weight of 71.68%.
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