VGUSvsBILETF Comparison

ETF 1

VGUS

Vanguard Ultra-Short Treasury ETF

This fund is part of

Money Market Bonds

+0%

Full VGUS fund page

ETF 2

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

This fund is part of

Money Market Bonds

+0%

Full BIL fund page

Vanguard Ultra-Short Treasury ETF (VGUS) and State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) belong to the same industry segment: Money Market Bonds. Both ETFs have the same top 1 sector exposures: Sovereign. VGUS is less expensive with a Total Expense Ratio (TER) of 0.07%, versus 0.1353% for BIL. VGUS is up 2.43% year-to-date (YTD) with +$578M in YTD flows. BIL performs better with 2.51% YTD performance, and +$4.99B in YTD flows. Run a side-by-side ETF comparison of VGUS and BIL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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VGUS vs BIL performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 09/16/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	VGUS BIL	+0.23%+0.27%	+0.85%+0.89%	+2.43%+2.51%	+3.62%+3.66%	n/a+14.04%	n/a+19.46%
Flows	VGUS BIL	+$47M+$1.08B	+$100M+$562M	+$578M+$4.99B	+$699M+$5.86B	-+$17.61B	-+$35.15B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	VGUS BIL	+0.19%+0.15%	+0.15%+0.15%	n/a+0.19%	n/a+0.20%
Max drawdown	VGUS BIL	n/an/a	n/an/a	n/an/a	n/a-0.05%
Max drawdown duration	VGUS BIL	n/an/a	n/an/a	n/an/a	n/a247d

Trading data

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	VGUS	BIL
Last sale 9/17/2026 at 1:30 PM	$75.53	$91.53
Previous close 09/16/2026	$75.52	$91.51
Consolidated volume 09/16/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of August 31, 2026

1-year trailing difference

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	VGUS	BIL
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 9/17/2026 at 1:30 PM

Live

Closed

	VGUS	BIL
Last price	$75.53	$91.53
1D performance	+0.01%	+0.02%
AuM	$1.11 B	$47.75 B
E/R	0.07%	0.1353%

Characteristics

	VGUS	BIL
Management strategy	Passive	Passive
Provider	Vanguard	State Street Investment Management
Benchmark	Bloomberg US Short Treasury Index	Bloomberg U.S. Treasury Bills 1-3 Months Index
N° of holdings	90	18
Asset class	Fixed Income	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	February 11, 2025	May 25, 2007
ESG	No	No

More VGUS data on Trackinsight

More BIL data on Trackinsight

Exposure

Countries

VGUS

USA

100%

Other

BIL

USA

98.9%

Other

1.1%

Sectors

VGUS

Sovereign

100%

Other

BIL

Sovereign

98.9%

Other

1.1%

Diversification

VGUS

Total weight of top 15 holdings out of 15

37.34%

BIL

Total weight of top 15 holdings out of 15

91.95%

Top 15 holdings

Data as of July 31, 2026

VGUS

USA, Bills 0% 6aug2026, USD (364D)

4.22%

USA, Bills 0% 3sep2026, USD (364D)

3.35%

USA, Bills 0% 17sep2026, USD (182D)

2.60%

USA, Bills 0% 24sep2026, USD (182D)

2.60%

USA, Bills 0% 13aug2026, USD (182D)

2.59%

USA, Bills 0% 27aug2026, USD (182D)

2.59%

USA, Bills 0% 10sep2026, USD (182D)

2.58%

USA, Bills 0% 20aug2026, USD (182D)

2.53%

USA, Bills 0% 25aug2026, USD (119D)

2.20%

USA, Bills 0% 11aug2026, USD (119D)

2.17%

USA, Bills 0% 18aug2026, USD (119D)

2.13%

USA, Bills 0% 4aug2026, USD (119D)

2.07%

USA, Bills 0% 1oct2026, USD (364D)

1.92%

USA, Bills 0% 24dec2026, USD (363D)

1.91%

USA, Bills 0% 29oct2026, USD (364D)

1.87%

BIL

USA, Bills 0% 3sep2026, USD (364D)

10.37%

USA, Bills 0% 10sep2026, USD (182D)

10.10%

USA, Bills 0% 29oct2026, USD (364D)

8.05%

USA, Bills 0% 1oct2026, USD (364D)

7.34%

USA, Bills 0% 17sep2026, USD (182D)

7.01%

USA, Bills 0% 24sep2026, USD (182D)

6.94%

USA, Bills 0% 22sep2026, USD (119D)

5.93%

USA, Bills 0% 22oct2026, USD (182D)

5.86%

USA, Bills 0% 8oct2026, USD (182D)

5.76%

USA, Bills 0% 15oct2026, USD (182D)

5.23%

USA, Bills 0% 1sep2026, USD (119D)

5.05%

USA, Bills 0% 15sep2026, USD (119D)

4.72%

USA, Bills 0% 8sep2026, USD (119D)

4.36%

USA, Bills 0% 29sep2026, USD (119D)

2.62%

USA, Bills 0% 27oct2026, USD (119D)

2.61%

Frequently asked questions about VGUS and BIL

How have the VGUS and BIL ETFs performed in 2026?

As of September 16, 2026, VGUS is up 2.43% year-to-date (YTD), while BIL has returned 2.51%. That puts BIL better performer ahead so far this year.

Which ETF is attracting more investor money: VGUS or BIL?

Year-to-date, the VGUS ETF saw +$578M in flows, compared to +$4.99B for BIL.

Which ETF is more volatile: VGUS or BIL?

Over the past year, VGUS had a volatility of 0.15%, while BIL experienced 0.15%.

Which ETF is bigger: VGUS or BIL?

As of September 16, 2026, VGUS holds $1.11 B in assets under management (AUM), while BIL manages $47.75 B.

What sectors do the VGUS and BIL ETFs invest in?

VGUS leans toward sectors like Sovereign. Meanwhile, BIL focuses on Sovereign.

What are the top holdings of the VGUS ETF and BIL ETF?

VGUS top holdings include USA, Bills 0% 6aug2026, USD (364D), USA, Bills 0% 3sep2026, USD (364D) and USA, Bills 0% 17sep2026, USD (182D). BIL holds in its top three: USA, Bills 0% 3sep2026, USD (364D), USA, Bills 0% 10sep2026, USD (182D) and USA, Bills 0% 29oct2026, USD (364D).

VGUSvsBILETF Comparison

Vanguard Ultra-Short Treasury ETF

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

VGUS vs BIL performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the VGUS and BIL ETFs performed in 2026?

As of September 16, 2026, VGUS is up 2.43% year-to-date (YTD), while BIL has returned 2.51%. That puts BIL better performer ahead so far this year.

Which ETF is attracting more investor money: VGUS or BIL?

Year-to-date, the VGUS ETF saw +$578M in flows, compared to +$4.99B for BIL.

Which ETF is more volatile: VGUS or BIL?

Over the past year, VGUS had a volatility of 0.15%, while BIL experienced 0.15%.

Which ETF is bigger: VGUS or BIL?

As of September 16, 2026, VGUS holds $1.11 B in assets under management (AUM), while BIL manages $47.75 B.

What sectors do the VGUS and BIL ETFs invest in?

VGUS leans toward sectors like Sovereign. Meanwhile, BIL focuses on Sovereign.

What are the top holdings of the VGUS ETF and BIL ETF?

VGUS top holdings include USA, Bills 0% 6aug2026, USD (364D), USA, Bills 0% 3sep2026, USD (364D) and USA, Bills 0% 17sep2026, USD (182D). BIL holds in its top three: USA, Bills 0% 3sep2026, USD (364D), USA, Bills 0% 10sep2026, USD (182D) and USA, Bills 0% 29oct2026, USD (364D).

Which ETF is more diversified: VGUS or BIL?

VGUS holds 90 securities with 37.34% of its assets in the top 15. BIL has 18 securities and a top 15 weight of 91.95%.

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