VFHvsXLFIETF Comparison
VS
ETF 2
XLFI
State Street Financial Select Sector SPDR Premium Income Fund
This fund is part of
Options Strategies
-0.25%
Vanguard Financials ETF (VFH) belongs to the US Financials segment. State Street Financial Select Sector SPDR Premium Income Fund (XLFI) is part of the Options Strategies segment. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. VFH is less expensive with a Total Expense Ratio (TER) of 0.09%, versus 0.35% for XLFI. VFH is up 5.38% year-to-date (YTD) with -$560M in YTD flows. XLFI performs worse with 4.76% YTD performance, and +$8M in YTD flows. Run a side-by-side ETF comparison of VFH and XLFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
VFH vs XLFI performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/09/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | VFH XLFI | -1.35%-0.21% | +8.90%+7.66% | +5.38%+4.76% | +8.53%+8.33% | +76.63%n/a | +65.26%n/a |
| Flows | VFH XLFI | -$272M+$2M | -$43M+$5M | -$560M+$8M | -$345M+$9M | -$510M- | -$1.23B- |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | VFH XLFI | +12.99%+8.86% | +14.88%+11.53% | +16.79%n/a | +19.23%n/a |
| Max drawdown | VFH XLFI | -2.63%-1.89% | -14.72%-11.60% | -17.30%n/a | -25.72%n/a |
| Max drawdown duration | VFH XLFI | 6d6d | 177d185d | 129dn/a | 770dn/a |
Trading data
VFH | XLFI | |
Last sale 9/9/2026 at 1:30 PM | $139.35 | $24.19 |
| Previous close 09/09/2026 | $140.06 | $24.29 |
| Consolidated volume 09/09/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
XLFI
is actively managed and doesn’t replicate an indexVFH | XLFI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 9/9/2026 at 1:30 PM
Live
Closed
VFH | XLFI | |
|---|---|---|
| Last price | $139.35 | $24.19 |
| 1D performance | -0.51% | -0.41% |
| AuM | $13.36 B | $10.14 M |
| E/R | 0.09% | 0.35% |
Characteristics
VFH | XLFI | |
|---|---|---|
| Management strategy | Passive | Active |
| Provider | Vanguard | State Street Investment Management |
| Benchmark | MSCI US IMI Financials 25/50 Index | - |
| N° of holdings | 426 | 76 |
| Asset class | Equities | - |
| Trailing 12m distribution yield | Join | Join |
| Inception date | January 26, 2004 | July 30, 2025 |
| ESG | No | No |
Advertisement
Exposure
Countries
VFH
USA
90.64%
Other
9.36%
XLFI
USA
96.01%
Other
3.99%
Sectors
VFH
Finance
90.31%
Other
9.69%
XLFI
Finance
95.33%
Other
4.67%
Advertisement
Diversification
VFH
Total weight of top 15 holdings out of 15
52.03%
XLFI
Total weight of top 15 holdings out of 15
65.55%
Top 15 holdings
Data as of July 31, 2026
VFH
JPMorgan Chase & Co.
10.14%
Berkshire Hathaway, Inc.
7.65%
Mastercard, Inc.
5.04%
Bank of America Corp.
4.52%
Visa, Inc.
4.20%
The Goldman Sachs Group, Inc.
3.06%
Wells Fargo & Co.
2.85%
Morgan Stanley
2.68%
Citigroup, Inc.
2.35%
American Express Co.
1.92%
The Charles Schwab Corp.
1.87%
BlackRock, Inc.
1.73%
Capital One Financial Corp.
1.34%
S&P Global, Inc.
1.34%
The Progressive Corp.
1.33%
XLFI
JPMorgan Chase & Co.
11.69%
Berkshire Hathaway, Inc.
11.63%
Visa, Inc.
7.53%
Mastercard, Inc.
5.73%
Bank of America Corp.
5.01%
The Goldman Sachs Group, Inc.
3.73%
Wells Fargo & Co.
3.28%
Morgan Stanley
3.13%
Citigroup, Inc.
2.79%
American Express Co.
2.22%
The Charles Schwab Corp.
2.13%
BlackRock, Inc.
1.95%
Capital One Financial Corp.
1.61%
Chubb Ltd.
1.57%
S&P Global, Inc.
1.55%
Frequently asked questions about VFH and XLFI
How have the VFH and XLFI ETFs performed in 2026?
As of September 9, 2026, VFH is up 5.38% year-to-date (YTD), while XLFI has returned 4.76%. That puts VFH better performer ahead so far this year.
Which ETF is attracting more investor money: VFH or XLFI?
Year-to-date, the VFH ETF saw -$560M in flows, compared to +$8M for XLFI.
Which ETF is more volatile: VFH or XLFI?
Over the past year, VFH had a volatility of 14.88%, while XLFI experienced 11.53%.
Which ETF is bigger: VFH or XLFI?
As of September 9, 2026, VFH holds $13.36 B in assets under management (AUM), while XLFI manages $10.14 M.
What sectors do the VFH and XLFI ETFs invest in?
VFH leans toward sectors like Finance. Meanwhile, XLFI focuses on Finance.
What are the top holdings of the VFH ETF and XLFI ETF?
VFH top holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Mastercard, Inc.. XLFI holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc..
Which ETF is more diversified: VFH or XLFI?
VFH holds 426 securities with 52.03% of its assets in the top 15. XLFI has 76 securities and a top 15 weight of 65.55%.
Advertisement
Latest news about VFH & XLFI
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
VFH
Financial Sector Rebounds Into Positive Year-to-date Performance
November 21, 2023
VFH
Advertisement
Advertisement
