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VFHvsFNCLETF Comparison
Vanguard Financials ETF (VFH) and Fidelity MSCI Financials Index ETF (FNCL) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Financials, Information Technology and Real Estate. VFH is more expensive with a Total Expense Ratio (TER) of 0.09%, versus 0.08% for FNCL. VFH is down -8.43% year-to-date (YTD) with +$180M in YTD flows. FNCL performs better with -7.97% YTD performance, and +$9M in YTD flows. Run a side-by-side ETF comparison of VFH and FNCL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
VFH vs FNCL performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | VFH FNCL | -7.02%-7.21% | -6.97%-5.26% | -8.43%-7.97% | +7.61%+8.16% | +62.58%+59.47% | +57.97%+61.71% |
| Flows | VFH FNCL | -$31M-$18M | +$231M+$13M | +$180M+$9M | +$265M+$20M | +$434M+$143M | +$239M+$242M |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | VFH FNCL | +17.23%+17.44% | +19.96%+19.98% | +17.50%+17.62% | +19.66%+19.41% |
| Max drawdown | VFH FNCL | -11.22%-10.77% | -13.59%-13.58% | -17.30%-17.30% | -25.72%-25.71% |
| Max drawdown duration | VFH FNCL | 63d62d | 45d45d | 129d129d | 770d770d |
VFH | FNCL | |
Last sale 3/11/2026 at 7:19 PM | $120.84 | $70.31 |
| Previous close 03/10/2026 | $122.22 | $71.16 |
| Consolidated volume 03/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Create an account to view replication metrics
VFH | FNCL | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
VFH | FNCL | |
|---|---|---|
| Last price | $120.84 | $70.31 |
| 1D performance | -1.13% | -1.19% |
| AuM | $12.43 B | $2.24 B |
| E/R | 0.09% | 0.08% |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the VFH and FNCL ETFs performed in 2026?
As of March 10, 2026, VFH is down -8.43% year-to-date (YTD), while FNCL has lost -7.97%. That puts FNCL better performer ahead so far this year.
Which ETF is attracting more investor money: VFH or FNCL?
Year-to-date, the VFH ETF saw +$180M in flows, compared to +$9M for FNCL.
Which ETF is more volatile: VFH or FNCL?
Over the past year, VFH had a volatility of 19.96%, while FNCL experienced 19.98%.
Which ETF is bigger: VFH or FNCL?
As of March 10, 2026, VFH holds $12.43 B in assets under management (AUM), while FNCL manages $2.24 B.
What sectors do the VFH and FNCL ETFs invest in?
VFH leans toward sectors like Financials and Information Technology. Meanwhile, FNCL focuses on Financials and Information Technology.
What are the top holdings of the VFH ETF and FNCL ETF?
VFH top holdings include JPMORGAN CHASE, BERKSHIRE HATHWAY and MASTERCARD. FNCL holds in its top three: JPMORGAN CHASE, BERKSHIRE HATHWAY and VISA INCORPORATION.
Which ETF is more diversified: VFH or FNCL?
VFH holds 418 securities with 51.51% of its assets in the top 15. FNCL has 386 securities and a top 15 weight of 55.6%.
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