VCRvsXLYETF Comparison
VS
ETF 2
XLY
State Street Consumer Discretionary Select Sector SPDR Fund
This fund is part of
US Cons. Discretionary
+0.74%
Vanguard Consumer Discretionary ETF (VCR) and State Street Consumer Discretionary Select Sector SPDR Fund (XLY) belong to the same industry segment: US Cons. Discretionary. Both ETFs have the same top 3 sector exposures: Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services. VCR is more expensive with a Total Expense Ratio (TER) of 0.09%, versus 0.08% for XLY. VCR is down -2.59% year-to-date (YTD) with -$255M in YTD flows. XLY performs worse with -3.69% YTD performance, and -$1.24B in YTD flows. Run a side-by-side ETF comparison of VCR and XLY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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VCR vs XLY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/26/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | VCR XLY | +4.32%+4.87% | +1.30%+3.30% | -2.59%-3.69% | -3.58%-4.43% | +57.50%+58.28% | +18.99%+20.60% |
| Flows | VCR XLY | +$15M-$429M | +$25M-$2M | -$255M-$1.24B | -$326M-$1.45B | -$750M-$1.06B | -$1.53B-$2.01B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | VCR XLY | +16.61%+16.90% | +19.23%+19.29% | +20.91%+20.74% | +24.38%+24.12% |
| Max drawdown | VCR XLY | -9.31%-9.01% | -15.57%-15.00% | -27.43%-26.02% | -39.16%-39.67% |
| Max drawdown duration | VCR XLY | 78d78d | 288d287d | 272d268d | 1094d1080d |
Trading data
VCR | XLY | |
Last sale 10/27/2026 at 1:30 PM | $385.22 | $115.45 |
| Previous close 10/26/2026 | $381.38 | $114.26 |
| Consolidated volume 10/26/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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VCR | XLY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/27/2026 at 1:30 PM
Live
Closed
VCR | XLY | |
|---|---|---|
| Last price | $385.22 | $115.45 |
| 1D performance | +1.01% | +1.04% |
| AuM | $5.88 B | $22.06 B |
| E/R | 0.09% | 0.08% |
Characteristics
VCR | XLY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Vanguard | State Street Investment Management |
| Benchmark | MSCI US IMI Consumer Discionary 25-50 Index | S&P Consumer Discretionary Select Sector Index |
| N° of holdings | 276 | 46 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | January 26, 2004 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
VCR
USA
96.44%
Other
3.56%
XLY
USA
97.37%
Other
2.63%
Sectors
VCR
Consumer Cyclical.
42.66%
Consumer Non-Cycl.
32.49%
Consumer Services
21.78%
Other
3.07%
XLY
Consumer Cyclical.
41.07%
Consumer Non-Cycl.
31.46%
Consumer Services
25.39%
Other
2.08%
Diversification
VCR
Total weight of top 15 holdings out of 15
62.3%
XLY
Total weight of top 15 holdings out of 15
77.88%
Top 15 holdings
Data as of August 31, 2026
VCR
Amazon.com, Inc.
22.38%
Tesla, Inc.
15.40%
The Home Depot, Inc.
4.87%
McDonald's Corp.
2.82%
Booking Holdings, Inc.
2.36%
The TJX Cos., Inc.
2.24%
Starbucks Corp.
1.84%
Lowe's Companies, Inc.
1.74%
MercadoLibre, Inc.
1.36%
DoorDash, Inc.
1.36%
General Motors Co.
1.24%
Airbnb, Inc.
1.22%
Marriott International, Inc.
1.18%
O'Reilly Automotive, Inc.
1.16%
Ross Stores, Inc.
1.14%
XLY
Amazon.com, Inc.
24.39%
Tesla, Inc.
17.30%
The Home Depot, Inc.
5.45%
McDonald's Corp.
4.05%
Booking Holdings, Inc.
3.86%
The TJX Cos., Inc.
3.49%
Starbucks Corp.
3.03%
Lowe's Companies, Inc.
2.87%
DoorDash, Inc.
2.20%
General Motors Co.
1.95%
Airbnb, Inc.
1.92%
Marriott International, Inc.
1.87%
Ross Stores, Inc.
1.84%
O'Reilly Automotive, Inc.
1.84%
Hilton Worldwide Holdings, Inc.
1.80%
Frequently asked questions about VCR and XLY
How have the VCR and XLY ETFs performed in 2026?
As of October 26, 2026, VCR is down -2.59% year-to-date (YTD), while XLY has lost -3.69%. That puts VCR better performer ahead so far this year.
Which ETF is attracting more investor money: VCR or XLY?
Year-to-date, the VCR ETF saw -$255M in flows, compared to -$1.24B for XLY.
Which ETF is more volatile: VCR or XLY?
Over the past year, VCR had a volatility of 19.23%, while XLY experienced 19.29%.
Which ETF is bigger: VCR or XLY?
As of October 26, 2026, VCR holds $5.88 B in assets under management (AUM), while XLY manages $22.06 B.
What sectors do the VCR and XLY ETFs invest in?
VCR leans toward sectors like Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services. Meanwhile, XLY focuses on Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services.
What are the top holdings of the VCR ETF and XLY ETF?
VCR top holdings include Amazon.com, Inc., Tesla, Inc. and The Home Depot, Inc.. XLY holds in its top three: Amazon.com, Inc., Tesla, Inc. and The Home Depot, Inc..
Which ETF is more diversified: VCR or XLY?
VCR holds 277 securities with 62.3% of its assets in the top 15. XLY has 46 securities and a top 15 weight of 77.88%.
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Latest news about VCR & XLY
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April 22, 2024
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January 9, 2024
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Consumer Discretionary Funds Weighed Down by Tesla Stocks
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January 5, 2024
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Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
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