UDIvsSPYDETF Comparison
VS
ETF 2
SPYD
State Street SPDR Portfolio S&P 500 High Dividend ETF
This fund is part of
US High Dividend
+0.09%
USCF Dividend Income Fund ETF (UDI) and State Street SPDR Portfolio S&P 500 High Dividend ETF (SPYD) belong to the same industry segment: US High Dividend. UDI's top 3 sector exposures are Finance, Healthcare and Energy. In contrast, SPYD's top sector exposures are Finance, Consumer Non-Cyclicals and Utilities. UDI is more expensive with a Total Expense Ratio (TER) of 0.65%, versus 0.07% for SPYD. UDI is up 16.83% year-to-date (YTD) with -$4M in YTD flows. SPYD performs worse with 14.78% YTD performance, and -$568M in YTD flows. Run a side-by-side ETF comparison of UDI and SPYD below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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UDI vs SPYD performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/27/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | UDI SPYD | +3.67%+4.73% | +0.09%-3.86% | +16.83%+14.78% | +21.63%+15.31% | +79.80%+65.25% | n/a+47.82% |
| Flows | UDI SPYD | --$23M | -$373K+$57M | -$4M-$568M | -$3M-$580M | -$5M-$758M | -+$1.39B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | UDI SPYD | +8.78%+12.83% | +9.83%+12.21% | +12.54%+14.23% | n/a+16.01% |
| Max drawdown | UDI SPYD | -6.73%-9.81% | -6.73%-9.81% | -14.39%-16.16% | n/a-22.18% |
| Max drawdown duration | UDI SPYD | 54d65d | 54d65d | 120d411d | n/a812d |
Trading data
UDI | SPYD | |
Last sale 10/28/2026 at 1:46 PM | $36.72 | $48.65 |
| Previous close 10/27/2026 | $36.74 | $48.05 |
| Consolidated volume 10/27/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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UDI
is actively managed and doesn’t replicate an indexUDI | SPYD | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/28/2026 at 1:46 PM
Live
Closed
UDI | SPYD | |
|---|---|---|
| Last price | $36.72 | $48.65 |
| 1D performance | -0.03% | +1.25% |
| AuM | $3.12 M | $7.46 B |
| E/R | 0.65% | 0.07% |
Characteristics
UDI | SPYD | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | USCF Investment | State Street Investment Management |
| Benchmark | - | S&P 500 High Dividend Index |
| N° of holdings | 42 | 79 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 8, 2022 | October 21, 2015 |
| ESG | Yes | No |
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Exposure
Countries
UDI
USA
84.83%
Other
15.17%
SPYD
USA
92.31%
Other
7.69%
Sectors
UDI
Finance
34.69%
Healthcare
16.9%
Energy
12.37%
Technology
7.38%
Utilities
7.13%
Other
21.52%
SPYD
Finance
37.95%
Consumer Non-Cycl.
15.33%
Utilities
10.26%
Non-Energy Materi.
7.75%
Other
28.71%
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Diversification
UDI
Total weight of top 15 holdings out of 15
46.9%
SPYD
Total weight of top 15 holdings out of 15
21.66%
Top 15 holdings
Data as of August 31, 2026
UDI
ConocoPhillips
4.06%
Phillips 66
4.04%
Johnson & Johnson
3.59%
Medtronic Plc
3.31%
East West Bancorp, Inc.
3.30%
AbbVie, Inc.
3.16%
State Street Corp.
3.08%
Lamar Advertising Co.
2.99%
Verizon Communications, Inc.
2.94%
Paychex, Inc.
2.87%
Canadian Natural Resources Ltd.
2.86%
Bank of America Corp.
2.72%
M&T Bank Corp.
2.70%
Citigroup, Inc.
2.64%
U.S. Bancorp
2.64%
SPYD
Accenture Plc
1.70%
Ares Management Corp.
1.50%
HP, Inc.
1.50%
Target Corp.
1.46%
Blackstone, Inc.
1.46%
Paychex, Inc.
1.44%
Pfizer Inc.
1.44%
Comcast Corp.
1.42%
Verizon Communications, Inc.
1.41%
AT&T, Inc.
1.41%
General Mills, Inc.
1.40%
The J. M. Smucker Co.
1.39%
Medtronic Plc
1.39%
Omnicom Group, Inc.
1.38%
Bristol Myers Squibb Co.
1.38%
Frequently asked questions about UDI and SPYD
How have the UDI and SPYD ETFs performed in 2026?
As of October 27, 2026, UDI is up 16.83% year-to-date (YTD), while SPYD has returned 14.78%. That puts UDI better performer ahead so far this year.
Which ETF is attracting more investor money: UDI or SPYD?
Year-to-date, the UDI ETF saw -$4M in flows, compared to -$568M for SPYD.
Which ETF is more volatile: UDI or SPYD?
Over the past year, UDI had a volatility of 9.83%, while SPYD experienced 12.21%.
Which ETF is bigger: UDI or SPYD?
As of October 27, 2026, UDI holds $3.12 M in assets under management (AUM), while SPYD manages $7.46 B.
What sectors do the UDI and SPYD ETFs invest in?
UDI leans toward sectors like Finance, Healthcare and Energy. Meanwhile, SPYD focuses on Finance, Consumer Non-Cyclicals and Utilities.
What are the top holdings of the UDI ETF and SPYD ETF?
UDI top holdings include ConocoPhillips, Phillips 66 and Johnson & Johnson. SPYD holds in its top three: Accenture Plc, Ares Management Corp. and HP, Inc..
Which ETF is more diversified: UDI or SPYD?
UDI holds 42 securities with 46.9% of its assets in the top 15. SPYD has 79 securities and a top 15 weight of 21.66%.
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