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TFNSvsXLFETF Comparison
T. Rowe Price Financials ETF (TFNS) and State Street Financial Select Sector SPDR ETF (XLF) belong to the same industry segment: US Financials. TFNS's top 3 sector exposures are Financials, Information Technology and Industrials. In contrast, XLF's top sector exposures are Financials, Information Technology TFNS is more expensive with a Total Expense Ratio (TER) of 0.44%, versus 0.08% for XLF. TFNS is down -7.57% year-to-date (YTD) with -$12K in YTD flows. XLF performs worse with -8.57% YTD performance, and -$1.96B in YTD flows. Run a side-by-side ETF comparison of TFNS and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
TFNS vs XLF performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | TFNS XLF | -7.54%-6.48% | -4.44%-6.75% | -7.57%-8.57% | n/a+5.72% | n/a+59.71% | n/a+58.15% |
| Flows | TFNS XLF | --$4.61B | -$12K-$2.38B | -$12K-$1.96B | --$5.11B | -+$496M | --$3.82B |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | TFNS XLF | +17.59%+17.01% | n/a+19.28% | n/a+16.60% | n/a+18.71% |
| Max drawdown | TFNS XLF | -10.19%-11.24% | n/a-12.83% | n/a-15.51% | n/a-25.84% |
| Max drawdown duration | TFNS XLF | 62d63d | n/a45d | n/a116d | n/a770d |
TFNS | XLF | |
Last sale 3/11/2026 at 1:30 PM | $25.06 | $49.64 |
| Previous close 03/10/2026 | $25.28 | $50.06 |
| Consolidated volume 03/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Create an account to view replication metrics
TFNS | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
TFNS | XLF | |
|---|---|---|
| Last price | $25.06 | $49.64 |
| 1D performance | -0.83% | -0.84% |
| AuM | $11.43 M | $46.50 B |
| E/R | 0.44% | 0.08% |
TFNS | XLF | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | T. Rowe Price | SPDR |
| Benchmark | - | S&P Financials Select Sector Index |
| N° of holdings | 66 | 75 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 11, 2025 | December 16, 1998 |
| ESG | No | No |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the TFNS and XLF ETFs performed in 2026?
As of March 9, 2026, TFNS is down -7.57% year-to-date (YTD), while XLF has lost -8.57%. That puts TFNS better performer ahead so far this year.
Which ETF is attracting more investor money: TFNS or XLF?
Year-to-date, the TFNS ETF saw -$12K in flows, compared to -$1.96B for XLF.
Which ETF is bigger: TFNS or XLF?
As of March 9, 2026, TFNS holds $11.43 M in assets under management (AUM), while XLF manages $46.50 B.
What sectors do the TFNS and XLF ETFs invest in?
TFNS leans toward sectors like Financials and Information Technology. Meanwhile, XLF focuses on Financials and Information Technology.
What are the top holdings of the TFNS ETF and XLF ETF?
TFNS top holdings include BERKSHIRE HATHWAY, VISA INCORPORATION and MASTERCARD. XLF holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: TFNS or XLF?
TFNS holds 67 securities with 59.53% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.26%.
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