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SGOVvsTFLOETF Comparison

ETF 1

SGOV

iShares 0-3 Month Treasury Bond ETF

This fund is part of

Money Market Bonds

+0.01%

Full SGOV fund page

VS

ETF 2

TFLO

iShares Treasury Floating Rate Bond ETF

This fund is part of

US Government Bonds

-0.28%

Full TFLO fund page

iShares 0-3 Month Treasury Bond ETF (SGOV) belongs to the Money Market Bonds segment. iShares Treasury Floating Rate Bond ETF (TFLO) is part of the US Government Bonds segment. Both ETFs have the same top 2 sector exposures: Sovereign and Non-Corporate. SGOV is less expensive with a Total Expense Ratio (TER) of 0.09%, versus 0.15% for TFLO. SGOV is up 3.09% year-to-date (YTD) with +$47.98B in YTD flows. TFLO performs better with 3.3% YTD performance, and +$860M in YTD flows. Run a side-by-side ETF comparison of SGOV and TFLO below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SGOV vs TFLO performance and flow charts

Performance

Cumulative Flows

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 11/03/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SGOV TFLO	+0.32%+0.34%	+0.95%+1.01%	+3.09%+3.30%	+3.74%+3.99%	+14.08%+14.30%	+20.82%+21.58%
Flows	SGOV TFLO	+$3.44B+$273M	+$16.89B+$647M	+$47.98B+$860M	+$57.61B+$825M	+$98.97B-$3.51B	+$115.77B+$7.05B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SGOV TFLO	+0.14%+0.15%	+0.14%+0.15%	+0.17%+0.20%	+0.19%+0.21%
Max drawdown	SGOV TFLO	n/an/a	n/an/a	n/an/a	-0.01%-0.03%
Max drawdown duration	SGOV TFLO	n/an/a	n/an/a	n/an/a	7d27d

Trading data

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	SGOV	TFLO
Last sale 11/4/2026 at 2:30 PM		$50.54
Previous close 11/03/2026		$50.53
Consolidated volume 11/03/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of October 30, 2026

1-year trailing difference

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	SGOV	TFLO
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 11/4/2026 at 2:30 PM

Live

Closed

	SGOV	TFLO
Last price	–	$50.54
1D performance	–	+0.02%
AuM	$116.55 B	$7.33 B
E/R	0.09%	0.15%

Characteristics

	SGOV	TFLO
Management strategy	Passive	Passive
Provider	iShares	iShares
Benchmark	ICE 0-3 Month US Treasury Securities Index	Bloomberg U.S. Treasury Floating Rate Index
N° of holdings	23	9
Asset class	Fixed Income	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	March 26, 2020	February 3, 2014
ESG	No	No

More SGOV data on Trackinsight

More TFLO data on Trackinsight

Exposure

Countries

SGOV

USA

105.11%

Other

-5.11%

TFLO

USA

99.69%

Other

0.31%

Sectors

SGOV

Sovereign

104.53%

Other

-4.53%

TFLO

Sovereign

99.68%

Other

0.32%

Diversification

SGOV

Total weight of top 15 holdings out of 15

86.14%

TFLO

Total weight of top 9 holdings out of 9

99.69%

Top 15 holdings

Data as of September 30, 2026

SGOV

USA, Bills 0% 20oct2026, USD (119D)

10.21%

USA, Bills 0% 13oct2026, USD (119D)

8.53%

USA, Bills 0% 17nov2026, USD (119D)

7.61%

USA, Bills 0% 27oct2026, USD (119D)

6.83%

USA, Bills 0% 24nov2026, USD (119D)

6.78%

USA, Bills 0% 10nov2026, USD (119D)

5.99%

USA, Bills 0% 29oct2026, USD (364D)

5.20%

USA, Bills 0% 1oct2026, USD (364D)

5.03%

USA, Bills 0% 6oct2026, USD (119D)

4.73%

USA, Bills 0% 19nov2026, USD (182D)

4.42%

USA, Bills 0% 10dec2026, USD (182D)

4.35%

USA, Bills 0% 31dec2026, USD (182D)

4.25%

USA, Bills 0% 5nov2026, USD (182D)

4.18%

USA, Bills 0% 15oct2026, USD (182D)

4.15%

USA, Bills 0% 17dec2026, USD (182D)

3.88%

TFLO

USA, Notes FRN 30apr2028, USD (BB-2028)

14.47%

USA, Notes FRN 31oct2027, USD (BK-2027)

13.09%

USA, Notes FRN 31jan2028, USD (AX-2028)

13.01%

USA, Notes FRN 31jul2028, USD (BF-2028)

12.61%

USA, Notes FRN 31oct2026, USD (BK-2026)

12.26%

USA, Notes FRN 30apr2027, USD (BB-2027)

11.77%

USA, Notes FRN 31jul2027, USD (BF-2027)

11.44%

USA, Notes FRN 31jan2027, USD (AX-2027)

11.03%

BlackRock Cash Funds - Treasury

0.01%

Frequently asked questions about SGOV and TFLO

How have the SGOV and TFLO ETFs performed in 2026?

As of November 3, 2026, SGOV is up 3.09% year-to-date (YTD), while TFLO has returned 3.3%. That puts TFLO better performer ahead so far this year.

Which ETF is attracting more investor money: SGOV or TFLO?

Year-to-date, the SGOV ETF saw +$47.98B in flows, compared to +$860M for TFLO.

Which ETF is more volatile: SGOV or TFLO?

Over the past year, SGOV had a volatility of 0.14%, while TFLO experienced 0.15%.

Which ETF is bigger: SGOV or TFLO?

As of November 3, 2026, SGOV holds $116.55 B in assets under management (AUM), while TFLO manages $7.33 B.

What sectors do the SGOV and TFLO ETFs invest in?

SGOV leans toward sectors like Sovereign. Meanwhile, TFLO focuses on Sovereign.

What are the top holdings of the SGOV ETF and TFLO ETF?

SGOV top holdings include USA, Bills 0% 20oct2026, USD (119D), USA, Bills 0% 13oct2026, USD (119D) and USA, Bills 0% 17nov2026, USD (119D). TFLO holds in its top three: USA, Notes FRN 30apr2028, USD (BB-2028), USA, Notes FRN 31oct2027, USD (BK-2027) and USA, Notes FRN 31jan2028, USD (AX-2028).

SGOVvsTFLOETF Comparison

iShares 0-3 Month Treasury Bond ETF

iShares Treasury Floating Rate Bond ETF

SGOV vs TFLO performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SGOV and TFLO ETFs performed in 2026?

As of November 3, 2026, SGOV is up 3.09% year-to-date (YTD), while TFLO has returned 3.3%. That puts TFLO better performer ahead so far this year.

Which ETF is attracting more investor money: SGOV or TFLO?

Year-to-date, the SGOV ETF saw +$47.98B in flows, compared to +$860M for TFLO.

Which ETF is more volatile: SGOV or TFLO?

Over the past year, SGOV had a volatility of 0.14%, while TFLO experienced 0.15%.

Which ETF is bigger: SGOV or TFLO?

As of November 3, 2026, SGOV holds $116.55 B in assets under management (AUM), while TFLO manages $7.33 B.

What sectors do the SGOV and TFLO ETFs invest in?

SGOV leans toward sectors like Sovereign. Meanwhile, TFLO focuses on Sovereign.

What are the top holdings of the SGOV ETF and TFLO ETF?

SGOV top holdings include USA, Bills 0% 20oct2026, USD (119D), USA, Bills 0% 13oct2026, USD (119D) and USA, Bills 0% 17nov2026, USD (119D). TFLO holds in its top three: USA, Notes FRN 30apr2028, USD (BB-2028), USA, Notes FRN 31oct2027, USD (BK-2027) and USA, Notes FRN 31jan2028, USD (AX-2028).

Which ETF is more diversified: SGOV or TFLO?

SGOV holds 23 securities with 86.14% of its assets in the top 15. TFLO has 9 securities.

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