SCHZvsBNDETF Comparison

ETF 1

SCHZ

Schwab U.S. Aggregate Bond ETF

This fund is part of

US Aggregate Bonds

+0.25%

Full SCHZ fund page

ETF 2

BND

Vanguard Total Bond Market ETF

This fund is part of

US Aggregate Bonds

+0.25%

Full BND fund page

Schwab U.S. Aggregate Bond ETF (SCHZ) and Vanguard Total Bond Market ETF (BND) belong to the same industry segment: US Aggregate Bonds. SCHZ's top 3 sector exposures are Sovereign, Industrials and Government Agencies. In contrast, BND's top sector exposures are Sovereign, Finance and Industrials. Both SCHZ and BND have the same Total Expense Ratio (TER) of 0.03%. SCHZ is down -1.08% year-to-date (YTD) with +$1.54B in YTD flows. BND performs worse with -1.38% YTD performance, and +$22.89B in YTD flows. Run a side-by-side ETF comparison of SCHZ and BND below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

Find out how industry players manage ETF portfolios. Discover our library of Model portfolios

SCHZ vs BND performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 09/21/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHZ BND	-0.85%-0.80%	-1.42%-1.38%	-1.08%-1.38%	-0.04%-0.35%	+13.87%+13.55%	-2.64%-3.11%
Flows	SCHZ BND	+$150M+$2.88B	+$374M+$8.77B	+$1.54B+$22.89B	+$2.10B+$31.27B	+$3.73B+$68.86B	+$2.99B+$98.04B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHZ BND	+3.99%+3.86%	+3.71%+3.63%	+5.07%+4.92%	+5.96%+5.85%
Max drawdown	SCHZ BND	-2.58%-2.51%	-3.28%-3.49%	-4.88%-4.73%	-17.77%-17.99%
Max drawdown duration	SCHZ BND	84d84d	204d204d	284d282d	1618d1825d

Trading data

Create an account to view trading data

Join for free

	SCHZ	BND
Last sale 9/22/2026 at 1:30 PM	$22.49	$71.41
Previous close 09/21/2026	$22.48	$71.40
Consolidated volume 09/21/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of August 31, 2026

1-year trailing difference

Create an account to view replication metrics

Join for free

Create an account to view replication quality

Join for free

	SCHZ	BND
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 9/22/2026 at 1:30 PM

Live

Closed

	SCHZ	BND
Last price	$22.49	$71.41
1D performance	+0.04%	+0.01%
AuM	$10.64 B	$163.14 B
E/R	0.03%	0.03%

Characteristics

	SCHZ	BND
Management strategy	Passive	Passive
Provider	Schwab ETFs	Vanguard
Benchmark	Bloomberg US Aggregate Bond Index	Bloomberg U.S. Aggregate Float Adjusted Index
N° of holdings	580	9573
Asset class	Bonds	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	July 14, 2011	April 3, 2007
ESG	No	No

More SCHZ data on Trackinsight

More BND data on Trackinsight

Exposure

Countries

SCHZ

USA

84.04%

Other

15.96%

BND

USA

77.2%

Other

22.8%

Sectors

SCHZ

Sovereign

72.98%

Industrials

10.26%

Other

16.77%

BND

Sovereign

49.24%

Finance

10.86%

Industrials

7.38%

Other

32.52%

Diversification

SCHZ

Total weight of top 15 holdings out of 15

8.86%

BND

Total weight of top 15 holdings out of 15

5.83%

Top 15 holdings

Data as of July 31, 2026

SCHZ

USA, Notes 4.125% 15feb2036, USD (B-2036)

0.64%

USA, Notes 4.625% 15feb2035, USD (B-2035)

0.63%

USA, Notes 4.375% 15may2034, USD (C-2034)

0.63%

USA, Notes 4.25% 15nov2034, USD (F-2034)

0.62%

USA, Notes 4.25% 15may2035, USD (C-2035)

0.62%

USA, Notes 4.25% 15aug2035, USD (E-2035)

0.62%

USA, Notes 4% 15feb2034, USD (B-2034)

0.61%

USA, Notes 3.875% 15aug2034, USD (E-2034)

0.60%

USA, Notes 4% 15nov2035, USD (F-2035)

0.60%

USA, Notes 4.5% 15nov2033, USD (F-2033)

0.59%

USA, Notes 3.5% 31jan2028, USD (U-2028)

0.59%

USA, Notes 4.375% 15may2036, USD (C-2036)

0.55%

USA, Notes 3.875% 15aug2033, USD (E-2033)

0.54%

USA, Notes 4% 28feb2030, USD (H-2030)

0.51%

USA, Notes 4.125% 15nov2032, USD (F-2032)

0.51%

BND

USA, Notes 3.5% 31jan2028, USD (U-2028)

0.47%

USA, Notes 4.25% 15nov2034, USD (F-2034)

0.41%

USA, Notes 3.375% 30nov2027, USD (BL-2027)

0.41%

USA, Notes 4.375% 15may2034, USD (C-2034)

0.41%

USA, Notes 4.625% 15feb2035, USD (B-2035)

0.41%

USA, Notes 3.875% 15aug2034, USD (E-2034)

0.40%

USA, Notes 4.125% 15feb2036, USD (B-2036)

0.40%

USA, Notes 4% 15feb2034, USD (B-2034)

0.40%

USA, Notes 4.5% 15nov2033, USD (F-2033)

0.38%

USA, Notes 4.25% 15aug2035, USD (E-2035)

0.38%

USA, Notes 4.375% 15may2036, USD (C-2036)

0.37%

USA, Notes 4.25% 15may2035, USD (C-2035)

0.36%

USA, Notes 3.875% 15aug2033, USD (E-2033)

0.35%

USA, Notes 2.875% 15may2032, USD (C-2032)

0.34%

USA, Notes 4% 28feb2030, USD (H-2030)

0.34%

Frequently asked questions about SCHZ and BND

How have the SCHZ and BND ETFs performed in 2026?

As of September 21, 2026, SCHZ is down -1.08% year-to-date (YTD), while BND has lost -1.38%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: SCHZ or BND?

Year-to-date, the SCHZ ETF saw +$1.54B in flows, compared to +$22.89B for BND.

Which ETF is more volatile: SCHZ or BND?

Over the past year, SCHZ had a volatility of 3.71%, while BND experienced 3.63%.

Which ETF is bigger: SCHZ or BND?

As of September 21, 2026, SCHZ holds $10.64 B in assets under management (AUM), while BND manages $163.14 B.

What sectors do the SCHZ and BND ETFs invest in?

SCHZ leans toward sectors like Sovereign and Industrials. Meanwhile, BND focuses on Sovereign, Finance and Industrials.

What are the top holdings of the SCHZ ETF and BND ETF?

SCHZ top holdings include USA, Notes 4.125% 15feb2036, USD (B-2036), USA, Notes 4.625% 15feb2035, USD (B-2035) and USA, Notes 4.375% 15may2034, USD (C-2034). BND holds in its top three: USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.25% 15nov2034, USD (F-2034) and USA, Notes 3.375% 30nov2027, USD (BL-2027).

SCHZvsBNDETF Comparison

Schwab U.S. Aggregate Bond ETF

Vanguard Total Bond Market ETF

SCHZ vs BND performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SCHZ and BND ETFs performed in 2026?

As of September 21, 2026, SCHZ is down -1.08% year-to-date (YTD), while BND has lost -1.38%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: SCHZ or BND?

Year-to-date, the SCHZ ETF saw +$1.54B in flows, compared to +$22.89B for BND.

Which ETF is more volatile: SCHZ or BND?

Over the past year, SCHZ had a volatility of 3.71%, while BND experienced 3.63%.

Which ETF is bigger: SCHZ or BND?

As of September 21, 2026, SCHZ holds $10.64 B in assets under management (AUM), while BND manages $163.14 B.

What sectors do the SCHZ and BND ETFs invest in?

SCHZ leans toward sectors like Sovereign and Industrials. Meanwhile, BND focuses on Sovereign, Finance and Industrials.

What are the top holdings of the SCHZ ETF and BND ETF?

Which ETF is more diversified: SCHZ or BND?

SCHZ holds 1448 securities with 8.86% of its assets in the top 15. BND has 15701 securities and a top 15 weight of 5.83%.

Which Types of Bond ETFs Are the Most Tax Efficient?

Fixed Income 101: The Ins and Outs of U.S. Aggregate Bond ETFs

Bright Side of Bond Drawdowns

ETF Insights: Top 5 Fund Flows and Segments for July 2023

Schwab Launches New High-Yield Bond ETF on NYSE ARCA

Schwab Launches New High-Yield Bond ETF on NYSE ARCA

Inflows into Fixed Income ETFs Twice Higher Than Inflows Into Equity ETFs

ETF Insights: Top 5 Fund Flows and Segments for April 2023

Build and Analyze Your ETF Portfolio Like a Pro