RTHvsXLYETF Comparison
VS
ETF 2
XLY
State Street Consumer Discretionary Select Sector SPDR Fund
This fund is part of
US Cons. Discretionary
-0.24%
VanEck Retail ETF (RTH) and State Street Consumer Discretionary Select Sector SPDR Fund (XLY) belong to the same industry segment: US Cons. Discretionary. RTH's top 3 sector exposures are Consumer Non-Cyclicals, Consumer Cyclicals and Healthcare. In contrast, XLY's top sector exposures are Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services. RTH is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.08% for XLY. RTH is up 6.53% year-to-date (YTD) with -$16M in YTD flows. XLY performs worse with -2.84% YTD performance, and -$1.12B in YTD flows. Run a side-by-side ETF comparison of RTH and XLY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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RTH vs XLY performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/28/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | RTH XLY | +5.11%+5.81% | +0.76%+2.73% | +6.53%-2.84% | +6.91%-3.57% | +63.65%+56.55% | +49.17%+19.82% |
| Flows | RTH XLY | -$3M-$308M | -$8M-$25M | -$16M-$1.12B | -$23M-$1.22B | -$11M-$944M | -$43M-$2.10B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | RTH XLY | +14.67%+16.65% | +14.01%+19.28% | +13.91%+20.74% | +17.04%+24.12% |
| Max drawdown | RTH XLY | -8.91%-9.01% | -8.91%-15.00% | -13.84%-26.02% | -24.97%-39.67% |
| Max drawdown duration | RTH XLY | 79d80d | 79d289d | 182d268d | 804d1080d |
Trading data
RTH | XLY | |
Last sale 10/29/2026 at 1:30 PM | $268.15 | $116.20 |
| Previous close 10/28/2026 | $265.68 | $115.33 |
| Consolidated volume 10/28/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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RTH | XLY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/29/2026 at 1:30 PM
Live
Closed
RTH | XLY | |
|---|---|---|
| Last price | $268.15 | $116.20 |
| 1D performance | +0.93% | +0.75% |
| AuM | $247.51 M | $22.38 B |
| E/R | 0.35% | 0.08% |
Characteristics
RTH | XLY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | VanEck | State Street Investment Management |
| Benchmark | MVIS US Listed Retail 25 Index | S&P Consumer Discretionary Select Sector Index |
| N° of holdings | 25 | 46 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | December 20, 2011 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
RTH
USA
97.05%
Other
2.95%
XLY
USA
97.37%
Other
2.63%
Sectors
RTH
Consumer Non-Cycl.
60.58%
Consumer Cyclical.
23.3%
Healthcare
11.08%
Other
5.04%
XLY
Consumer Cyclical.
41.07%
Consumer Non-Cycl.
31.46%
Consumer Services
25.39%
Other
2.08%
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Diversification
RTH
Total weight of top 15 holdings out of 15
85.88%
XLY
Total weight of top 15 holdings out of 15
77.88%
Top 15 holdings
Data as of August 31, 2026
RTH
Amazon.com, Inc.
21.98%
Walmart, Inc.
9.62%
Costco Wholesale Corp.
8.05%
The Home Depot, Inc.
5.08%
McKesson Corp.
4.99%
Lowe's Companies, Inc.
4.25%
CVS Health Corp.
4.19%
O'Reilly Automotive, Inc.
4.19%
Ross Stores, Inc.
4.09%
The TJX Cos., Inc.
3.96%
Target Corp.
3.62%
Fastenal Co.
3.07%
Cardinal Health, Inc.
3.07%
Cencora, Inc.
3.02%
AutoZone, Inc.
2.70%
XLY
Amazon.com, Inc.
24.39%
Tesla, Inc.
17.30%
The Home Depot, Inc.
5.45%
McDonald's Corp.
4.05%
Booking Holdings, Inc.
3.86%
The TJX Cos., Inc.
3.49%
Starbucks Corp.
3.03%
Lowe's Companies, Inc.
2.87%
DoorDash, Inc.
2.20%
General Motors Co.
1.95%
Airbnb, Inc.
1.92%
Marriott International, Inc.
1.87%
Ross Stores, Inc.
1.84%
O'Reilly Automotive, Inc.
1.84%
Hilton Worldwide Holdings, Inc.
1.80%
Frequently asked questions about RTH and XLY
How have the RTH and XLY ETFs performed in 2026?
As of October 28, 2026, RTH is up 6.53% year-to-date (YTD), while XLY has lost -2.84%. That puts RTH better performer ahead so far this year.
Which ETF is attracting more investor money: RTH or XLY?
Year-to-date, the RTH ETF saw -$16M in flows, compared to -$1.12B for XLY.
Which ETF is more volatile: RTH or XLY?
Over the past year, RTH had a volatility of 14.01%, while XLY experienced 19.28%.
Which ETF is bigger: RTH or XLY?
As of October 28, 2026, RTH holds $247.51 M in assets under management (AUM), while XLY manages $22.38 B.
What sectors do the RTH and XLY ETFs invest in?
RTH leans toward sectors like Consumer Non-Cyclicals, Consumer Cyclicals and Healthcare. Meanwhile, XLY focuses on Consumer Cyclicals, Consumer Non-Cyclicals and Consumer Services.
What are the top holdings of the RTH ETF and XLY ETF?
RTH top holdings include Amazon.com, Inc., Walmart, Inc. and Costco Wholesale Corp.. XLY holds in its top three: Amazon.com, Inc., Tesla, Inc. and The Home Depot, Inc..
Which ETF is more diversified: RTH or XLY?
RTH holds 25 securities with 85.88% of its assets in the top 15. XLY has 46 securities and a top 15 weight of 77.88%.
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Latest news about RTH & XLY
There's an ETF for That? Black Friday & Cyber Monday Retail
November 28, 2024
RTH
Consumer Discretionary Sector Hit by Tesla Stock's Plummet
April 22, 2024
XLY
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Consumer Discretionary Funds Weighed Down by Tesla Stocks
January 9, 2024
XLY
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