MORTvsXLFETF Comparison
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VanEck Mortgage REIT Income ETF (MORT) and State Street Financial Select Sector SPDR ETF (XLF) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: and Financials. MORT is more expensive with a Total Expense Ratio (TER) of 0.42%, versus 0.08% for XLF. MORT is up 4.52% year-to-date (YTD) with +$30M in YTD flows. XLF performs worse with -4.81% YTD performance, and +$1.60B in YTD flows. Run a side-by-side ETF comparison of MORT and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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MORT vs XLF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/28/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | MORT XLF | +10.12%+7.27% | -2.69%-1.63% | +4.52%-4.81% | +17.66%+9.23% | +37.24%+64.04% | -3.08%+57.44% |
| Flows | MORT XLF | +$2M+$932M | +$40M-$2.53B | +$30M+$1.60B | +$117M-$267M | +$235M+$2.80B | +$239M-$1.20B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | MORT XLF | +21.38%+17.57% | +17.20%+14.67% | +21.28%+16.17% | +23.78%+18.72% |
| Max drawdown | MORT XLF | -13.47%-11.42% | -14.34%-14.79% | -21.81%-15.51% | -42.84%-25.84% |
| Max drawdown duration | MORT XLF | 89d79d | 99d112d | 147d116d | 1784d770d |
Trading data
MORT | XLF | |
Last sale 4/29/2026 at 1:30 PM | $10.44 | $51.92 |
| Previous close 04/28/2026 | $10.61 | $51.85 |
| Consolidated volume 04/28/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
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MORT | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 4/29/2026 at 1:30 PM
Live
Closed
MORT | XLF | |
|---|---|---|
| Last price | $10.44 | $51.92 |
| 1D performance | -1.60% | +0.14% |
| AuM | $408.47 M | $51.83 B |
| E/R | 0.42% | 0.08% |
Characteristics
MORT | XLF | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | VanEck | State Street Investment Management |
| Benchmark | MVIS US Mortgage REITs Index | S&P Financials Select Sector Index |
| N° of holdings | 20 | 75 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | August 16, 2011 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
MORT
USA
100%
Other
0%
XLF
USA
95.93%
Other
4.07%
Sectors
MORT
Financials
66.75%
Other
33.25%
XLF
Financials
82.37%
Information Techn.
15.19%
Other
2.44%
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Diversification
MORT
Total weight of top 15 holdings out of 15
85.3%
XLF
Total weight of top 15 holdings out of 15
65.62%
Top 15 holdings
Data as of March 31, 2026
MORT
US0357108390
17.26%
AGNC INVESTMENT CORP
13.26%
STARWOOD PROPERTY REIT
7.46%
NEW RESIDENTIAL INVT CORP
6.57%
DYNEX CAPITAL REIT
4.84%
BLACKSTONE MORTGAGE TRUST INC
4.81%
US0423157058
4.29%
US68571X3017
4.23%
ELLINGTON FINANCIAL INC
4.05%
ARBOR REALTY REIT
3.73%
APOLLO COMMERCIAL REAL EST FIN REIT
3.31%
LADDER CAPITAL
3.04%
US90187B8046
2.98%
US16934Q8024
2.74%
MFA MORTGAGE REIT
2.72%
XLF
BERKSHIRE HATHWAY
12.46%
JPMORGAN CHASE
11.24%
VISA INCORPORATION
7.20%
MASTERCARD
5.77%
BK OF AMERICA CO
4.59%
THE GOLDMAN SACHS GROUP
3.60%
WELLS FARGO
3.49%
CITIGROUP
2.81%
MORGAN STANLEY
2.81%
AMERICAN EXPRESS
2.30%
CHARLES SCHWAB
2.23%
US09290D1019
1.97%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.68%
PROGRESSIVE
1.65%
Frequently asked questions about MORT and XLF
How have the MORT and XLF ETFs performed in 2026?
As of April 28, 2026, MORT is up 4.52% year-to-date (YTD), while XLF has lost -4.81%. That puts MORT better performer ahead so far this year.
Which ETF is attracting more investor money: MORT or XLF?
Year-to-date, the MORT ETF saw +$30M in flows, compared to +$1.60B for XLF.
Which ETF is more volatile: MORT or XLF?
Over the past year, MORT had a volatility of 17.2%, while XLF experienced 14.67%.
Which ETF is bigger: MORT or XLF?
As of April 28, 2026, MORT holds $408.47 M in assets under management (AUM), while XLF manages $51.83 B.
What sectors do the MORT and XLF ETFs invest in?
MORT leans toward sectors like Financials. Meanwhile, XLF focuses on Financials and Information Technology.
What are the top holdings of the MORT ETF and XLF ETF?
MORT top holdings include US0357108390, AGNC INVESTMENT CORP and STARWOOD PROPERTY REIT. XLF holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: MORT or XLF?
MORT holds 25 securities with 85.3% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.62%.
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Latest news about MORT & XLF
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