IYGvsXLFETF Comparison
VS
iShares U.S. Financial Services ETF (IYG) and State Street Financial Select Sector SPDR ETF (XLF) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. IYG is more expensive with a Total Expense Ratio (TER) of 0.37%, versus 0.08% for XLF. IYG is up 2.24% year-to-date (YTD) with +$131M in YTD flows. XLF performs better with 3.28% YTD performance, and -$2.43B in YTD flows. Run a side-by-side ETF comparison of IYG and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
IYG vs XLF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/27/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | IYG XLF | +2.33%+3.09% | -1.66%-1.45% | +2.24%+3.28% | +6.12%+6.44% | +100.70%+86.00% | +53.14%+52.46% |
| Flows | IYG XLF | +$46M-$1.47B | +$102M-$3.93B | +$131M-$2.43B | +$200M-$3.89B | +$229M+$1.05B | -$752M-$6.07B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | IYG XLF | +13.10%+12.63% | +15.50%+14.41% | +17.64%+16.04% | +20.22%+18.32% |
| Max drawdown | IYG XLF | -8.52%-8.51% | -15.91%-14.79% | -18.59%-15.51% | -29.58%-25.84% |
| Max drawdown duration | IYG XLF | 54d54d | 189d177d | 127d116d | 797d770d |
Trading data
IYG | XLF | |
Last sale 10/28/2026 at 1:30 PM | $93.86 | $56.13 |
| Previous close 10/27/2026 | $93.50 | $55.88 |
| Consolidated volume 10/27/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
IYG | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 10/28/2026 at 1:30 PM
Live
Closed
IYG | XLF | |
|---|---|---|
| Last price | $93.86 | $56.13 |
| 1D performance | +0.39% | +0.45% |
| AuM | $2.22 B | $51.65 B |
| E/R | 0.37% | 0.08% |
Characteristics
IYG | XLF | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | iShares | State Street Investment Management |
| Benchmark | Dow Jones U.S. Financial Services Index | S&P Financials Select Sector Index |
| N° of holdings | 99 | 76 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 12, 2000 | December 16, 1998 |
| ESG | No | No |
Advertisement
Exposure
Countries
IYG
USA
99.72%
Other
0.28%
XLF
USA
96.37%
Other
3.63%
Sectors
IYG
Finance
96.24%
Other
3.76%
XLF
Finance
95.38%
Other
4.62%
Advertisement
Diversification
IYG
Total weight of top 15 holdings out of 15
72.6%
XLF
Total weight of top 15 holdings out of 15
65.62%
Top 15 holdings
Data as of August 31, 2026
IYG
JPMorgan Chase & Co.
12.99%
Berkshire Hathaway, Inc.
12.58%
Visa, Inc.
8.57%
Mastercard, Inc.
6.47%
Bank of America Corp.
5.51%
The Goldman Sachs Group, Inc.
4.12%
Wells Fargo & Co.
3.60%
Morgan Stanley
3.48%
Citigroup, Inc.
3.06%
The Charles Schwab Corp.
2.44%
American Express Co.
2.39%
BlackRock, Inc.
2.27%
Capital One Financial Corp.
1.82%
S&P Global, Inc.
1.80%
The Bank of New York Mellon Corp.
1.51%
XLF
JPMorgan Chase & Co.
11.70%
Berkshire Hathaway, Inc.
11.34%
Visa, Inc.
7.72%
Mastercard, Inc.
5.83%
Bank of America Corp.
4.96%
The Goldman Sachs Group, Inc.
3.69%
Wells Fargo & Co.
3.24%
Morgan Stanley
3.14%
Citigroup, Inc.
2.75%
The Charles Schwab Corp.
2.20%
American Express Co.
2.16%
BlackRock, Inc.
2.05%
Capital One Financial Corp.
1.64%
S&P Global, Inc.
1.62%
The Progressive Corp.
1.56%
Frequently asked questions about IYG and XLF
How have the IYG and XLF ETFs performed in 2026?
As of October 27, 2026, IYG is up 2.24% year-to-date (YTD), while XLF has returned 3.28%. That puts XLF better performer ahead so far this year.
Which ETF is attracting more investor money: IYG or XLF?
Year-to-date, the IYG ETF saw +$131M in flows, compared to -$2.43B for XLF.
Which ETF is more volatile: IYG or XLF?
Over the past year, IYG had a volatility of 15.5%, while XLF experienced 14.41%.
Which ETF is bigger: IYG or XLF?
As of October 27, 2026, IYG holds $2.22 B in assets under management (AUM), while XLF manages $51.65 B.
What sectors do the IYG and XLF ETFs invest in?
IYG leans toward sectors like Finance. Meanwhile, XLF focuses on Finance.
What are the top holdings of the IYG ETF and XLF ETF?
IYG top holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc.. XLF holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc..
Which ETF is more diversified: IYG or XLF?
IYG holds 99 securities with 72.6% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.62%.
Advertisement
Latest news about IYG & XLF
MoneyShow Chart of the Day 10/16/26: Revenge of the (Non-Tech) Nerds
October 16, 2026
XLF
The Weekly ETF Market Monitor (August 24-28, 2026)
August 31, 2026
XLF
The Weekly ETF Market Monitor (August 17-21, 2026)
August 24, 2026
XLF
Advertisement
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
Advertisement
