IYGvsXLFETF Comparison
VS
iShares U.S. Financial Services ETF (IYG) and State Street Financial Select Sector SPDR ETF (XLF) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. IYG is more expensive with a Total Expense Ratio (TER) of 0.38%, versus 0.08% for XLF. IYG is down -4.8% year-to-date (YTD) with +$46M in YTD flows. XLF performs better with -4.73% YTD performance, and +$913M in YTD flows. Run a side-by-side ETF comparison of IYG and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
IYG vs XLF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/29/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | IYG XLF | +8.31%+7.36% | -3.15%-2.63% | -4.80%-4.73% | +14.05%+8.28% | +78.49%+64.64% | +53.35%+54.75% |
| Flows | IYG XLF | +$13M+$246M | +$32M-$3.47B | +$46M+$913M | +$170M-$954M | +$59M+$2.03B | +$17M-$2.20B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | IYG XLF | +19.38%+17.42% | +15.94%+14.64% | +17.97%+16.16% | +20.55%+18.70% |
| Max drawdown | IYG XLF | -12.59%-11.42% | -15.91%-14.79% | -18.59%-15.51% | -29.58%-25.84% |
| Max drawdown duration | IYG XLF | 80d80d | 113d113d | 127d116d | 797d770d |
Trading data
IYG | XLF | |
Last sale 4/30/2026 at 1:30 PM | $88.06 | $52.13 |
| Previous close 04/29/2026 | $87.58 | $51.92 |
| Consolidated volume 04/29/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of April 29, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
IYG | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 4/30/2026 at 1:30 PM
Live
Closed
IYG | XLF | |
|---|---|---|
| Last price | $88.06 | $52.13 |
| 1D performance | +0.55% | +0.40% |
| AuM | $2.00 B | $51.19 B |
| E/R | 0.38% | 0.08% |
Characteristics
IYG | XLF | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | iShares | State Street Investment Management |
| Benchmark | Dow Jones U.S. Financial Services Index | S&P Financials Select Sector Index |
| N° of holdings | 95 | 75 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 12, 2000 | December 16, 1998 |
| ESG | No | No |
Advertisement
Exposure
Countries
IYG
USA
99.47%
Other
0.53%
XLF
USA
95.93%
Other
4.07%
Sectors
IYG
Financials
82.74%
Information Techn.
14.43%
Other
2.83%
XLF
Financials
82.37%
Information Techn.
15.19%
Other
2.44%
Advertisement
Diversification
IYG
Total weight of top 15 holdings out of 15
72.78%
XLF
Total weight of top 15 holdings out of 15
65.62%
Top 15 holdings
Data as of March 31, 2026
IYG
BERKSHIRE HATHWAY
13.86%
JPMORGAN CHASE
12.51%
VISA INCORPORATION
8.01%
MASTERCARD
6.42%
BK OF AMERICA CO
5.10%
THE GOLDMAN SACHS GROUP
4.00%
WELLS FARGO
3.88%
MORGAN STANLEY
3.12%
CITIGROUP
3.12%
AMERICAN EXPRESS
2.56%
CHARLES SCHWAB
2.48%
US09290D1019
2.19%
S&P GLOBAL INC
2.05%
CAPITAL ONE FINANCIAL
1.80%
CME GROUP
1.68%
XLF
BERKSHIRE HATHWAY
12.46%
JPMORGAN CHASE
11.24%
VISA INCORPORATION
7.20%
MASTERCARD
5.77%
BK OF AMERICA CO
4.59%
THE GOLDMAN SACHS GROUP
3.60%
WELLS FARGO
3.49%
CITIGROUP
2.81%
MORGAN STANLEY
2.81%
AMERICAN EXPRESS
2.30%
CHARLES SCHWAB
2.23%
US09290D1019
1.97%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.68%
PROGRESSIVE
1.65%
Frequently asked questions about IYG and XLF
How have the IYG and XLF ETFs performed in 2026?
As of April 29, 2026, IYG is down -4.8% year-to-date (YTD), while XLF has lost -4.73%. That puts XLF better performer ahead so far this year.
Which ETF is attracting more investor money: IYG or XLF?
Year-to-date, the IYG ETF saw +$46M in flows, compared to +$913M for XLF.
Which ETF is more volatile: IYG or XLF?
Over the past year, IYG had a volatility of 15.94%, while XLF experienced 14.64%.
Which ETF is bigger: IYG or XLF?
As of April 29, 2026, IYG holds $2.00 B in assets under management (AUM), while XLF manages $51.19 B.
What sectors do the IYG and XLF ETFs invest in?
IYG leans toward sectors like Financials and Information Technology. Meanwhile, XLF focuses on Financials and Information Technology.
What are the top holdings of the IYG ETF and XLF ETF?
IYG top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. XLF holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: IYG or XLF?
IYG holds 100 securities with 72.78% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.62%.
Advertisement
Latest news about IYG & XLF
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
Advertisement
The Top Three Moments That Moved ETF Markets in 2023
January 3, 2024
XLF
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
XLF
Advertisement
