FNCLvsVFHETF Comparison
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Fidelity MSCI Financials Index ETF (FNCL) and Vanguard Financials ETF (VFH) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. FNCL is less expensive with a Total Expense Ratio (TER) of 0.084%, versus 0.09% for VFH. FNCL is up 5.09% year-to-date (YTD) with -$154M in YTD flows. VFH performs worse with 5.08% YTD performance, and -$567M in YTD flows. Run a side-by-side ETF comparison of FNCL and VFH below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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FNCL vs VFH performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/10/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | FNCL VFH | -1.63%-1.63% | +9.10%+9.08% | +5.09%+5.08% | +8.57%+8.55% | +76.17%+76.13% | +65.95%+66.04% |
| Flows | FNCL VFH | -$12M-$279M | -$23M-$50M | -$154M-$567M | -$130M-$352M | +$60M-$516M | -$157M-$1.23B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | FNCL VFH | +13.32%+12.96% | +14.95%+14.88% | +16.86%+16.78% | +19.14%+19.23% |
| Max drawdown | FNCL VFH | -2.91%-2.90% | -14.71%-14.72% | -17.30%-17.30% | -25.71%-25.72% |
| Max drawdown duration | FNCL VFH | 7d7d | 177d177d | 129d129d | 770d770d |
Trading data
FNCL | VFH | |
Last sale 9/11/2026 at 1:30 PM | $81.37 | $139.68 |
| Previous close 09/10/2026 | $80.89 | $138.91 |
| Consolidated volume 09/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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FNCL | VFH | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 9/11/2026 at 1:30 PM
Live
Closed
FNCL | VFH | |
|---|---|---|
| Last price | $81.37 | $139.68 |
| 1D performance | +0.59% | +0.55% |
| AuM | $2.36 B | $13.32 B |
| E/R | 0.084% | 0.09% |
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Exposure
Countries
FNCL
USA
95.96%
Other
4.04%
VFH
USA
90.64%
Other
9.36%
Sectors
FNCL
Finance
95.7%
Other
4.3%
VFH
Finance
90.31%
Other
9.69%
Diversification
FNCL
Total weight of top 15 holdings out of 15
55.95%
VFH
Total weight of top 15 holdings out of 15
52.03%
Top 15 holdings
Data as of July 31, 2026
FNCL
JPMorgan Chase & Co.
10.47%
Berkshire Hathaway, Inc.
7.79%
Visa, Inc.
6.73%
Mastercard, Inc.
5.03%
Bank of America Corp.
4.64%
The Goldman Sachs Group, Inc.
3.33%
Wells Fargo & Co.
2.91%
Morgan Stanley
2.74%
Citigroup, Inc.
2.47%
American Express Co.
1.95%
The Charles Schwab Corp.
1.91%
BlackRock, Inc.
1.77%
S&P Global, Inc.
1.41%
The Progressive Corp.
1.40%
Chubb Ltd.
1.39%
VFH
JPMorgan Chase & Co.
10.14%
Berkshire Hathaway, Inc.
7.65%
Mastercard, Inc.
5.04%
Bank of America Corp.
4.52%
Visa, Inc.
4.20%
The Goldman Sachs Group, Inc.
3.06%
Wells Fargo & Co.
2.85%
Morgan Stanley
2.68%
Citigroup, Inc.
2.35%
American Express Co.
1.92%
The Charles Schwab Corp.
1.87%
BlackRock, Inc.
1.73%
Capital One Financial Corp.
1.34%
S&P Global, Inc.
1.34%
The Progressive Corp.
1.33%
Frequently asked questions about FNCL and VFH
How have the FNCL and VFH ETFs performed in 2026?
As of September 10, 2026, FNCL is up 5.09% year-to-date (YTD), while VFH has returned 5.08%. That puts FNCL better performer ahead so far this year.
Which ETF is attracting more investor money: FNCL or VFH?
Year-to-date, the FNCL ETF saw -$154M in flows, compared to -$567M for VFH.
Which ETF is more volatile: FNCL or VFH?
Over the past year, FNCL had a volatility of 14.95%, while VFH experienced 14.88%.
Which ETF is bigger: FNCL or VFH?
As of September 10, 2026, FNCL holds $2.36 B in assets under management (AUM), while VFH manages $13.32 B.
What sectors do the FNCL and VFH ETFs invest in?
FNCL leans toward sectors like Finance. Meanwhile, VFH focuses on Finance.
What are the top holdings of the FNCL ETF and VFH ETF?
FNCL top holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc.. VFH holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Mastercard, Inc..
Which ETF is more diversified: FNCL or VFH?
FNCL holds 383 securities with 55.95% of its assets in the top 15. VFH has 426 securities and a top 15 weight of 52.03%.
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Latest news about FNCL & VFH
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
VFH
Financial Sector Rebounds Into Positive Year-to-date Performance
November 21, 2023
VFH
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