FNCLvsVFHETF Comparison
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Fidelity MSCI Financials Index ETF (FNCL) and Vanguard Financials ETF (VFH) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Financials, Information Technology and Real Estate. FNCL is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.09% for VFH. FNCL is down -4.17% year-to-date (YTD) with -$108M in YTD flows. VFH performs worse with -4.78% YTD performance, and -$277M in YTD flows. Run a side-by-side ETF comparison of FNCL and VFH below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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FNCL vs VFH performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/23/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | FNCL VFH | +5.90%+5.16% | -1.79%-3.01% | -4.17%-4.78% | +13.28%+11.14% | +69.09%+68.00% | +60.22%+58.77% |
| Flows | FNCL VFH | -$110M-$397M | -$135M-$530M | -$108M-$277M | -$91M+$75M | +$48M+$276M | -$14M-$750M |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | FNCL VFH | +17.96%+17.99% | +15.21%+15.19% | +17.12%+17.05% | +19.40%+19.64% |
| Max drawdown | FNCL VFH | -11.77%-11.80% | -14.71%-14.72% | -17.30%-17.30% | -25.71%-25.72% |
| Max drawdown duration | FNCL VFH | 74d75d | 107d108d | 129d129d | 770d770d |
Trading data
FNCL | VFH | |
Last sale 4/24/2026 at 1:30 PM | $73.58 | $126.63 |
| Previous close 04/23/2026 | $74.01 | $127.44 |
| Consolidated volume 04/23/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
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FNCL | VFH | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 4/24/2026 at 1:30 PM
Live
Closed
FNCL | VFH | |
|---|---|---|
| Last price | $73.58 | $126.63 |
| 1D performance | -0.58% | -0.64% |
| AuM | $2.20 B | $12.43 B |
| E/R | 0.08% | 0.09% |
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Exposure
Countries
FNCL
USA
95.48%
Other
4.52%
VFH
USA
88.77%
Other
11.23%
Sectors
FNCL
Financials
82.05%
Information Techn.
14.45%
Other
3.49%
VFH
Financials
78.3%
Information Techn.
11.42%
Other
10.28%
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Diversification
FNCL
Total weight of top 15 holdings out of 15
56.08%
VFH
Total weight of top 15 holdings out of 15
50.78%
Top 15 holdings
Data as of March 31, 2026
FNCL
JPMORGAN CHASE
10.02%
BERKSHIRE HATHWAY
8.25%
VISA INCORPORATION
6.51%
MASTERCARD
5.35%
BK OF AMERICA CO
4.17%
WELLS FARGO
3.13%
THE GOLDMAN SACHS GROUP
3.12%
CITIGROUP
2.54%
MORGAN STANLEY
2.45%
AMERICAN EXPRESS
2.08%
CHARLES SCHWAB
2.01%
US09290D1019
1.80%
S&P GLOBAL INC
1.61%
CHUBB LTD
1.53%
PROGRESSIVE
1.50%
VFH
JPMORGAN CHASE
9.06%
BERKSHIRE HATHWAY
7.99%
MASTERCARD
5.13%
VISA INCORPORATION
3.98%
BK OF AMERICA CO
3.85%
WELLS FARGO
3.03%
THE GOLDMAN SACHS GROUP
2.92%
MORGAN STANLEY
2.37%
CITIGROUP
2.31%
AMERICAN EXPRESS
2.02%
CHARLES SCHWAB
1.92%
US09290D1019
1.72%
S&P GLOBAL INC
1.60%
CHUBB LTD
1.48%
PROGRESSIVE
1.41%
Frequently asked questions about FNCL and VFH
How have the FNCL and VFH ETFs performed in 2026?
As of April 23, 2026, FNCL is down -4.17% year-to-date (YTD), while VFH has lost -4.78%. That puts FNCL better performer ahead so far this year.
Which ETF is attracting more investor money: FNCL or VFH?
Year-to-date, the FNCL ETF saw -$108M in flows, compared to -$277M for VFH.
Which ETF is more volatile: FNCL or VFH?
Over the past year, FNCL had a volatility of 15.21%, while VFH experienced 15.19%.
Which ETF is bigger: FNCL or VFH?
As of April 23, 2026, FNCL holds $2.20 B in assets under management (AUM), while VFH manages $12.43 B.
What sectors do the FNCL and VFH ETFs invest in?
FNCL leans toward sectors like Financials and Information Technology. Meanwhile, VFH focuses on Financials and Information Technology.
What are the top holdings of the FNCL ETF and VFH ETF?
FNCL top holdings include JPMORGAN CHASE, BERKSHIRE HATHWAY and VISA INCORPORATION. VFH holds in its top three: JPMORGAN CHASE, BERKSHIRE HATHWAY and MASTERCARD.
Which ETF is more diversified: FNCL or VFH?
FNCL holds 383 securities with 56.08% of its assets in the top 15. VFH has 415 securities and a top 15 weight of 50.78%.
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Latest news about FNCL & VFH
Tony's ETF Buyer's Guide: Sector ETFs (Vanguard versus State Street SPDR)
December 1, 2023
VFH
Financial Sector Rebounds Into Positive Year-to-date Performance
November 21, 2023
VFH
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