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BNDvsSCHZETF Comparison

ETF 1
BND

Vanguard Total Bond Market ETF

This fund is part of
US Aggregate Bonds
+0.02%
VS
ETF 2
SCHZ

Schwab U.S. Aggregate Bond ETF

This fund is part of
Intl IG Bonds
+0.06%

Vanguard Total Bond Market ETF (BND) belongs to the US Aggregate Bonds segment. Schwab U.S. Aggregate Bond ETF (SCHZ) is part of the Intl IG Bonds segment. BND's top 3 sector exposures are Sovereign, Other sectors and Banks. In contrast, SCHZ's top sector exposures are Sovereign, Other sectors and Government agencies. Both BND and SCHZ have the same Total Expense Ratio (TER) of 0.03%. BND is down -0.67% year-to-date (YTD) with +$11.61B in YTD flows. SCHZ performs better with -0.15% YTD performance, and +$875M in YTD flows. Run a side-by-side ETF comparison of BND and SCHZ below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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BND vs SCHZ performance and flow charts

Performance

-1.5-1.0-0.50.0%Apr 21Apr 28May 5May 12May 19

Cumulative Flows

0 M1,000 M2,000 M3,000 M4,000 MApr 21Apr 28May 5May 12May 19

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Historic performance and flows
Data as of 05/21/2026
1M3MYTD1Y3Y5Y
Perf.
BND
SCHZ
-0.87%-0.70%
-2.13%-1.68%
-0.67%-0.15%
+5.07%+5.46%
+11.69%+12.16%
-0.32%+0.25%
Flows
BND
SCHZ
+$4.21B+$296M
+$6.81B+$440M
+$11.61B+$875M
+$28.65B+$1.68B
+$63.39B+$3.28B
+$93.30B+$2.76B
Volatility and drawdown
3M1Y3Y5Y
Volatility
BND
SCHZ
+4.39%+4.50%
+3.71%+3.77%
+5.15%+5.30%
+5.84%+5.93%
Max drawdown
BND
SCHZ
-2.99%-2.76%
-2.99%-2.76%
-5.96%-6.09%
-18.10%-17.95%
Max drawdown duration
BND
SCHZ
81d82d
81d82d
138d139d
1767d1753d
Trading data

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BND
SCHZ
Last sale
5/22/2026 at 1:30 PM
$73.00
$23.00
Previous close
05/22/2026
$72.93
$22.99
Consolidated volume
05/22/2026
Average volume
30 days
Average discount or premium
30 days
Average Bid/Ask spread
30 days
Replication quality
Data as of April 30, 2026
1-year trailing difference

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BND
SCHZ
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst
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Main metrics
Last update 5/22/2026 at 1:30 PM
Live
Closed
BND
SCHZ
Last price
$73.00
$23.00
1D performance
+0.10%
+0.04%
AuM$155.27 B$10.23 B
E/R0.03%0.03%
Characteristics
BND
SCHZ
Management strategyPassivePassive
ProviderVanguardSchwab ETFs
BenchmarkBloomberg U.S. Aggregate Float Adjusted IndexBloomberg US Aggregate Bond Index
N° of holdings8019482
Asset classBondsBonds
Trailing 12m distribution yield
Join
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Inception dateApril 3, 2007July 14, 2011
ESGNoNo
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Exposure

Countries

BND
USA
93.53%
Other
6.47%
SCHZ
USA
100%
Other
0%

Sectors

BND
Sovereign
37.21%
Other
62.79%
SCHZ
Sovereign
52.43%
Other sectors
9.05%
Other
38.53%
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Diversification

BND

Total weight of top 15 holdings out of 15

5.88%
SCHZ

Total weight of top 15 holdings out of 15

8.88%

Top 15 holdings

Data as of March 31, 2026
BND
USA, Notes 3.5% 31jan2028, USD (U-2028)
0.48%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.42%
US91282CPL99
0.42%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.41%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.41%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.41%
USA, Notes 4% 15feb2034, USD (B-2034)
0.40%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.39%
US91282CNT44
0.39%
US91282CPZ85
0.38%
US91282CNC19
0.36%
USA, Notes 3.875% 15aug2033, USD (E-2033)
0.36%
USA, Notes 4.125% 15nov2032, USD (F-2032)
0.36%
USA, Notes 2.875% 15may2032, USD (C-2032)
0.35%
USA, Notes 4% 28feb2030, USD (H-2030)
0.35%
SCHZ
US91282CPJ44
0.71%
USA, Notes 4% 15feb2034, USD (B-2034)
0.64%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.63%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.62%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.62%
US91282CNC19
0.62%
US91282CNT44
0.61%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.60%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.59%
US91282CPS43
0.58%
USA, Notes 3.875% 15aug2033, USD (E-2033)
0.57%
US01F0426407
0.56%
USA, Notes 4% 28feb2030, USD (H-2030)
0.51%
USA, Notes 4.125% 15nov2032, USD (F-2032)
0.51%
USA, Notes 0.875% 15nov2030, USD (F-2030)
0.51%
Frequently asked questions about BND and SCHZ

How have the BND and SCHZ ETFs performed in 2026?

As of May 21, 2026, BND is down -0.67% year-to-date (YTD), while SCHZ has lost -0.15%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: BND or SCHZ?

Year-to-date, the BND ETF saw +$11.61B in flows, compared to +$875M for SCHZ.

Which ETF is more volatile: BND or SCHZ?

Over the past year, BND had a volatility of 3.71%, while SCHZ experienced 3.77%.

Which ETF is bigger: BND or SCHZ?

As of May 21, 2026, BND holds $155.27 B in assets under management (AUM), while SCHZ manages $10.23 B.

What sectors do the BND and SCHZ ETFs invest in?

BND leans toward sectors like Sovereign. Meanwhile, SCHZ focuses on Sovereign and Other sectors.

What are the top holdings of the BND ETF and SCHZ ETF?

BND top holdings include USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.375% 15may2034, USD (C-2034) and US91282CPL99. SCHZ holds in its top three: US91282CPJ44, USA, Notes 4% 15feb2034, USD (B-2034) and USA, Notes 4.625% 15feb2035, USD (B-2035).

Which ETF is more diversified: BND or SCHZ?

BND holds 15767 securities with 5.88% of its assets in the top 15. SCHZ has 1459 securities and a top 15 weight of 8.88%.

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