XLFvsIAIETF Comparison
VS
ETF 2
IAI
iShares U.S. Broker-Dealers & Securities Exchanges ETF
This fund is part of
US Financials
+1.33%
State Street Financial Select Sector SPDR ETF (XLF) and iShares U.S. Broker-Dealers & Securities Exchanges ETF (IAI) belong to the same industry segment: US Financials. XLF's top 3 sector exposures are Financials and Information Technology. In contrast, IAI's top sector exposures are Financials XLF is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.38% for IAI. XLF is down -2.08% year-to-date (YTD) with -$1.08B in YTD flows. IAI performs better with 3.16% YTD performance, and -$214M in YTD flows. Run a side-by-side ETF comparison of XLF and IAI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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XLF vs IAI performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 06/12/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLF IAI | +3.49%+3.39% | +9.77%+14.62% | -2.08%+3.16% | +6.20%+19.27% | +68.98%+112.60% | +56.56%+97.99% |
| Flows | XLF IAI | -$1.81B-$125M | +$293M-$314M | -$1.08B-$214M | -$1.10B-$40M | +$2.05B+$233M | -$6.41B+$28M |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLF IAI | +14.24%+18.96% | +14.62%+19.66% | +16.00%+20.06% | +18.68%+21.51% |
| Max drawdown | XLF IAI | -3.39%-4.45% | -14.79%-16.50% | -15.51%-23.13% | -25.84%-28.75% |
| Max drawdown duration | XLF IAI | 51d9d | 157d148d | 116d120d | 770d850d |
Trading data
XLF | IAI | |
Last sale 6/12/2026 at 1:30 PM | $53.34 | $184.27 |
| Previous close 06/11/2026 | $52.62 | $180.95 |
| Consolidated volume 06/11/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of May 29, 2026
1-year trailing difference
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XLF | IAI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 6/12/2026 at 1:30 PM
Live
Closed
XLF | IAI | |
|---|---|---|
| Last price | $53.34 | $184.27 |
| 1D performance | +1.37% | +1.83% |
| AuM | $50.54 B | $1.43 B |
| E/R | 0.08% | 0.38% |
Characteristics
XLF | IAI | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | iShares |
| Benchmark | S&P Financials Select Sector Index | Dow Jones U.S. Select Investment Services Index |
| N° of holdings | 75 | 31 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | December 16, 1998 | May 1, 2006 |
| ESG | No | No |
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Exposure
Countries
XLF
USA
96.16%
Other
3.84%
IAI
USA
99.95%
Other
0.05%
Sectors
XLF
Financials
82.18%
Information Techn.
15.25%
Other
2.57%
IAI
Financials
98.23%
Other
1.77%
Diversification
XLF
Total weight of top 15 holdings out of 15
65.41%
IAI
Total weight of top 15 holdings out of 15
88.96%
Top 15 holdings
Data as of April 30, 2026
XLF
BERKSHIRE HATHWAY
11.67%
JPMORGAN CHASE
11.35%
VISA INCORPORATION
7.45%
MASTERCARD
5.51%
BK OF AMERICA CO
4.77%
THE GOLDMAN SACHS GROUP
3.72%
WELLS FARGO
3.42%
MORGAN STANLEY
3.08%
CITIGROUP
3.01%
AMERICAN EXPRESS
2.33%
US09290D1019
2.07%
CHARLES SCHWAB
2.06%
S&P GLOBAL INC
1.77%
CAPITAL ONE FINANCIAL
1.61%
CHUBB LTD
1.60%
IAI
THE GOLDMAN SACHS GROUP
18.61%
MORGAN STANLEY
15.41%
CHARLES SCHWAB
10.28%
MOODYS
4.36%
INTERCONTINENTAL EXCHANGE INC
4.23%
S&P GLOBAL INC
4.23%
MSCI
4.21%
NASDAQ INC
4.00%
CME GROUP
3.99%
COINBASE GLOBAL
3.98%
ROBINHOOD MARKETS
3.90%
INTERACTIVE BROKERS GROUP
3.43%
CBOE GLOBAL MARKETS INC
3.04%
RAYMOND JAMES
2.70%
LPL FINANCIAL HOLDINGS
2.59%
Frequently asked questions about XLF and IAI
How have the XLF and IAI ETFs performed in 2026?
As of June 12, 2026, XLF is down -2.08% year-to-date (YTD), while IAI has returned 3.16%. That puts IAI better performer ahead so far this year.
Which ETF is attracting more investor money: XLF or IAI?
Year-to-date, the XLF ETF saw -$1.08B in flows, compared to -$214M for IAI.
Which ETF is more volatile: XLF or IAI?
Over the past year, XLF had a volatility of 14.62%, while IAI experienced 19.66%.
Which ETF is bigger: XLF or IAI?
As of June 12, 2026, XLF holds $50.54 B in assets under management (AUM), while IAI manages $1.43 B.
What sectors do the XLF and IAI ETFs invest in?
XLF leans toward sectors like Financials and Information Technology. Meanwhile, IAI focuses on Financials.
What are the top holdings of the XLF ETF and IAI ETF?
XLF top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. IAI holds in its top three: THE GOLDMAN SACHS GROUP, MORGAN STANLEY and CHARLES SCHWAB.
Which ETF is more diversified: XLF or IAI?
XLF holds 76 securities with 65.41% of its assets in the top 15. IAI has 35 securities and a top 15 weight of 88.96%.
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Latest news about XLF & IAI
These Industry ETFs Could Be Vulnerable to AI Disruption
March 6, 2026
IAI
Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
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May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
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