VTIPvsSCHOETF Comparison

ETF 1

VTIP

Vanguard Short-Term Inflation-Protected Securities ETF

This fund is part of

Inflation-linked Bonds

+0.22%

Full VTIP fund page

ETF 2

SCHO

Schwab Short-Term U.S. Treasury ETF

This fund is part of

US Government Bonds

+0.07%

Full SCHO fund page

Vanguard Short-Term Inflation-Protected Securities ETF (VTIP) belongs to the Inflation-linked Bonds segment. Schwab Short-Term U.S. Treasury ETF (SCHO) is part of the US Government Bonds segment. Both ETFs have the same top 1 sector exposures: Sovereign. Both VTIP and SCHO have the same Total Expense Ratio (TER) of 0.03%. VTIP is up 1.74% year-to-date (YTD) with +$3.94B in YTD flows. SCHO performs worse with 0.98% YTD performance, and +$3.55B in YTD flows. Run a side-by-side ETF comparison of VTIP and SCHO below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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VTIP vs SCHO performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 10/16/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	VTIP SCHO	+0.52%+0.45%	-0.04%+0.16%	+1.74%+0.98%	+1.77%+1.58%	+15.50%+13.06%	+15.95%+10.32%
Flows	VTIP SCHO	+$423M+$351M	+$1.97B+$3.05B	+$3.94B+$3.55B	+$5.17B+$4.51B	+$7.13B+$3.36B	+$5.23B+$7.24B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	VTIP SCHO	+1.74%+1.32%	+1.61%+1.26%	+1.86%+1.57%	+2.69%+1.96%
Max drawdown	VTIP SCHO	-1.32%-0.91%	-1.32%-0.91%	-1.32%-0.96%	-5.32%-5.38%
Max drawdown duration	VTIP SCHO	52d52d	52d52d	52d122d	638d795d

Trading data

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	VTIP	SCHO
Last sale 10/19/2026 at 1:30 PM	$48.64	$23.90
Previous close 10/16/2026	$48.68	$23.92
Consolidated volume 10/16/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of September 30, 2026

1-year trailing difference

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	VTIP	SCHO
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 10/19/2026 at 1:30 PM

Live

Closed

	VTIP	SCHO
Last price	$48.64	$23.90
1D performance	-0.08%	-0.08%
AuM	$20.91 B	$15.66 B
E/R	0.03%	0.03%

Characteristics

	VTIP	SCHO
Management strategy	Passive	Passive
Provider	Vanguard	Schwab ETFs
Benchmark	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index	Bloomberg US Treasury 1-3 Year Index
N° of holdings	25	96
Asset class	Bonds	Fixed Income
Trailing 12m distribution yield	Join	Join
Inception date	October 12, 2012	August 5, 2010
ESG	No	No

More VTIP data on Trackinsight

More SCHO data on Trackinsight

Exposure

Countries

VTIP

USA

99.93%

Other

0.07%

SCHO

USA

100%

Sectors

VTIP

Sovereign

99.93%

Other

0.07%

SCHO

Sovereign

100%

Diversification

VTIP

Total weight of top 15 holdings out of 15

72.01%

SCHO

Total weight of top 15 holdings out of 15

21.2%

Top 15 holdings

Data as of August 31, 2026

VTIP

USA, TIPS 1.125% 15oct2030, USD (AE-2030)

5.35%

USA, TIPS 1.25% 15apr2031, USD (X-2031)

5.30%

USA, TIPS 1.625% 15apr2030, USD (X-2030)

5.26%

USA, TIPS 1.625% 15oct2029, USD (AE-2029)

5.17%

USA, TIPS 2.125% 15apr2029, USD (X-2029)

4.98%

USA, TIPS 2.375% 15oct2028, USD (AE-2028)

4.96%

USA, TIPS 1.625% 15oct2027, USD (AE-2027)

4.83%

USA, TIPS 0.125% 15apr2027, USD (X-2027)

4.77%

USA, TIPS 1.25% 15apr2028, USD (X-2028)

4.70%

USA, TIPS 0.125% 15oct2026, USD (AE-2026)

4.68%

USA, TIPS 0.125% 15jul2031, USD (D-2031)

4.57%

USA, TIPS 0.125% 15jan2031, USD (A-2031)

4.56%

USA, TIPS 0.125% 15jul2030, USD (D-2030)

4.40%

USA, TIPS 0.5% 15jan2028, USD (A-2028)

4.27%

USA, TIPS 0.375% 15jul2027, USD (D-2027)

4.21%

SCHO

USA, Notes 3.5% 31jan2028, USD (U-2028)

2.20%

USA, Notes 4.625% 30apr2029, USD (Y-2029)

1.38%

USA, Notes 4.5% 31may2029, USD (Z-2029)

1.37%

USA, Notes 4.25% 31jul2028, USD (BE-2028)

1.37%

USA, Notes 4.25% 30jun2029, USD (AA-2029)

1.36%

USA, Notes 4.125% 30jun2028, USD (BD-2028)

1.36%

USA, Notes 4% 31may2028, USD (BC-2028)

1.36%

USA, Notes 3.875% 31mar2028, USD (AZ-2028)

1.36%

USA, Notes 3.5% 30sep2027, USD (BH-2027)

1.36%

USA, Notes 4% 31jul2029, USD (AB-2029)

1.36%

USA, Notes 3.75% 30apr2028, USD (BA-2028)

1.36%

USA, Notes 3.375% 30nov2027, USD (BL-2027)

1.35%

USA, Notes 3.375% 31dec2027, USD (BM-2027)

1.35%

USA, Notes 3.375% 29feb2028, USD (AY-2028)

1.35%

USA, Notes 4.125% 31mar2029, USD (W-2029)

1.32%

Frequently asked questions about VTIP and SCHO

How have the VTIP and SCHO ETFs performed in 2026?

As of October 16, 2026, VTIP is up 1.74% year-to-date (YTD), while SCHO has returned 0.98%. That puts VTIP better performer ahead so far this year.

Which ETF is attracting more investor money: VTIP or SCHO?

Year-to-date, the VTIP ETF saw +$3.94B in flows, compared to +$3.55B for SCHO.

Which ETF is more volatile: VTIP or SCHO?

Over the past year, VTIP had a volatility of 1.61%, while SCHO experienced 1.26%.

Which ETF is bigger: VTIP or SCHO?

As of October 16, 2026, VTIP holds $20.91 B in assets under management (AUM), while SCHO manages $15.66 B.

What sectors do the VTIP and SCHO ETFs invest in?

VTIP leans toward sectors like Sovereign. Meanwhile, SCHO focuses on Sovereign.

What are the top holdings of the VTIP ETF and SCHO ETF?

VTIP top holdings include USA, TIPS 1.125% 15oct2030, USD (AE-2030), USA, TIPS 1.25% 15apr2031, USD (X-2031) and USA, TIPS 1.625% 15apr2030, USD (X-2030). SCHO holds in its top three: USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.625% 30apr2029, USD (Y-2029) and USA, Notes 4.5% 31may2029, USD (Z-2029).

VTIPvsSCHOETF Comparison

Vanguard Short-Term Inflation-Protected Securities ETF

Schwab Short-Term U.S. Treasury ETF

VTIP vs SCHO performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the VTIP and SCHO ETFs performed in 2026?

As of October 16, 2026, VTIP is up 1.74% year-to-date (YTD), while SCHO has returned 0.98%. That puts VTIP better performer ahead so far this year.

Which ETF is attracting more investor money: VTIP or SCHO?

Year-to-date, the VTIP ETF saw +$3.94B in flows, compared to +$3.55B for SCHO.

Which ETF is more volatile: VTIP or SCHO?

Over the past year, VTIP had a volatility of 1.61%, while SCHO experienced 1.26%.

Which ETF is bigger: VTIP or SCHO?

As of October 16, 2026, VTIP holds $20.91 B in assets under management (AUM), while SCHO manages $15.66 B.

What sectors do the VTIP and SCHO ETFs invest in?

VTIP leans toward sectors like Sovereign. Meanwhile, SCHO focuses on Sovereign.

What are the top holdings of the VTIP ETF and SCHO ETF?

Which ETF is more diversified: VTIP or SCHO?

VTIP holds 25 securities with 72.01% of its assets in the top 15. SCHO has 96 securities and a top 15 weight of 21.2%.

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