SGVTvsBILSETF Comparison
VS
ETF 2
BILS
State Street SPDR Bloomberg 3-12 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.03%
Schwab Government Money Market ETF (SGVT) and State Street SPDR Bloomberg 3-12 Month T-Bill ETF (BILS) belong to the same industry segment: Money Market Bonds. SGVT's top 2 sector exposures are Government Agencies and Sovereign. In contrast, BILS's top sector exposures are Sovereign. SGVT is more expensive with a Total Expense Ratio (TER) of 0.28%, versus 0.1354% for BILS. SGVT is up 2.73% year-to-date (YTD) with +$608M in YTD flows. BILS performs better with 2.75% YTD performance, and +$44M in YTD flows. Run a side-by-side ETF comparison of SGVT and BILS below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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SGVT vs BILS performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/16/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | SGVT BILS | +0.32%+0.35% | +0.89%+0.90% | +2.73%+2.75% | +3.53%+3.61% | n/a+14.02% | n/a+19.21% |
| Flows | SGVT BILS | +$66M+$40M | +$255M+$65M | +$608M+$44M | +$768M+$40M | -+$1.11B | -+$3.89B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | SGVT BILS | +0.12%+0.19% | +0.13%+0.18% | n/a+0.22% | n/a+0.27% |
| Max drawdown | SGVT BILS | n/a-0.00% | n/a-0.00% | n/a-0.00% | n/a-0.36% |
| Max drawdown duration | SGVT BILS | n/a2d | n/a2d | n/a2d | n/a342d |
Trading data
SGVT | BILS | |
Last sale 10/16/2026 at 1:30 PM | $100.68 | $99.24 |
| Previous close 10/15/2026 | $100.65 | $99.19 |
| Consolidated volume 10/15/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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SGVT
is actively managed and doesn’t replicate an indexSGVT | BILS | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/16/2026 at 1:30 PM
Live
Closed
SGVT | BILS | |
|---|---|---|
| Last price | $100.68 | $99.24 |
| 1D performance | +0.03% | +0.05% |
| AuM | $1.04 B | $3.90 B |
| E/R | 0.28% | 0.1354% |
Characteristics
SGVT | BILS | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | Schwab ETFs | State Street Investment Management |
| Benchmark | - | Bloomberg 3–12 Month U.S. Treasury Bill Index |
| N° of holdings | 94 | 18 |
| Asset class | - | Fixed Income |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 12, 2025 | September 23, 2020 |
| ESG | No | No |
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Exposure
Countries
SGVT
USA
79.8%
Other
20.2%
BILS
USA
74.24%
Other
25.76%
Sectors
SGVT
Government Agenci.
55.71%
Sovereign
24.09%
Other
20.2%
BILS
Sovereign
74.24%
Other
25.76%
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Diversification
SGVT
Total weight of top 15 holdings out of 15
45.42%
BILS
Total weight of top 15 holdings out of 15
75.05%
Top 15 holdings
Data as of August 31, 2026
SGVT
US313589P645
10.63%
USA, Notes 4.125% 28feb2027, USD (AY-2027)
5.75%
Federal Farm Credit Banks, FRN 6may2027, USD
3.83%
FHLB, FRN 16feb2027, USD
2.68%
USA, Notes FRN 31oct2027, USD (BK-2027)
2.30%
US3130BBWZ46
2.30%
USA, Notes 2.375% 15may2027, USD (C-2027)
2.27%
FHLB, 0% 17feb2027, USD (365D)
2.26%
USA, Notes 4.375% 15jul2027, USD (AQ-2027)
1.92%
US3133EWXT26
1.92%
US3130BBWN16
1.91%
FHLB, FRN 6apr2028, USD (8891)
1.91%
Fannie Mae, FRN 6apr2028, USD
1.91%
Federal Farm Credit Banks, FRN 6apr2028, USD
1.91%
FHLB, 4% 1jun2027, USD (MU-8027)
1.91%
BILS
USA, Bills 0% 21jan2027, USD (364D)
7.28%
USA, Bills 0% 18feb2027, USD (364D)
7.10%
USA, Bills 0% 24dec2026, USD (363D)
7.01%
USA, Bills 0% 7jan2027, USD (182D)
4.60%
USA, Bills 0% 14jan2027, USD (182D)
4.60%
USA, Bills 0% 28jan2027, USD (182D)
4.59%
US912797WB95
4.58%
US912797WC78
4.57%
USA, Bills 0% 3dec2026, USD (182D)
4.49%
USA, Bills 0% 10dec2026, USD (182D)
4.48%
USA, Bills 0% 17dec2026, USD (182D)
4.48%
USA, Bills 0% 4feb2027, USD (182D)
4.43%
USA, Bills 0% 31dec2026, USD (182D)
4.43%
US912797WG82
4.20%
US912797WH65
4.20%
Frequently asked questions about SGVT and BILS
How have the SGVT and BILS ETFs performed in 2026?
As of October 16, 2026, SGVT is up 2.73% year-to-date (YTD), while BILS has returned 2.75%. That puts BILS better performer ahead so far this year.
Which ETF is attracting more investor money: SGVT or BILS?
Year-to-date, the SGVT ETF saw +$608M in flows, compared to +$44M for BILS.
Which ETF is more volatile: SGVT or BILS?
Over the past year, SGVT had a volatility of 0.13%, while BILS experienced 0.18%.
Which ETF is bigger: SGVT or BILS?
As of October 16, 2026, SGVT holds $1.04 B in assets under management (AUM), while BILS manages $3.90 B.
What sectors do the SGVT and BILS ETFs invest in?
SGVT leans toward sectors like Government Agencies and Sovereign. Meanwhile, BILS focuses on Sovereign.
What are the top holdings of the SGVT ETF and BILS ETF?
SGVT top holdings include US313589P645, USA, Notes 4.125% 28feb2027, USD (AY-2027) and Federal Farm Credit Banks, FRN 6may2027, USD. BILS holds in its top three: USA, Bills 0% 21jan2027, USD (364D), USA, Bills 0% 18feb2027, USD (364D) and USA, Bills 0% 24dec2026, USD (363D).
Which ETF is more diversified: SGVT or BILS?
SGVT holds 104 securities with 45.42% of its assets in the top 15. BILS has 23 securities and a top 15 weight of 75.05%.
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Latest news about SGVT & BILS
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