SCHZvsAGGETF Comparison
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The ETFs Schwab U.S. Aggregate Bond ETF (SCHZ) and iShares Core U.S. Aggregate Bond ETF (AGG) track the Bloomberg US Aggregate Total Return Index - USD and belong to the same industry segment: Intl IG Bonds. SCHZ's top 3 sector exposures are Sovereign, Other sectors and Government agencies. In contrast, AGG's top sector exposures are Sovereign, Other sectors and Banks. Both SCHZ and AGG have the same Total Expense Ratio (TER) of 0.03%. SCHZ is up 0.91% year-to-date (YTD) with +$579M in YTD flows. AGG performs worse with 0.89% YTD performance, and +$1.12B in YTD flows. Run a side-by-side ETF comparison of SCHZ and AGG below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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SCHZ vs AGG performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/20/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | SCHZ AGG | +1.45%+1.49% | +1.10%+1.09% | +0.91%+0.89% | +6.60%+6.65% | +12.17%+12.31% | +1.32%+1.54% |
| Flows | SCHZ AGG | +$56M-$3.51B | +$373M+$142M | +$579M+$1.12B | +$1.43B+$11.24B | +$3.03B+$46.99B | +$2.54B+$60.92B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | SCHZ AGG | +4.04%+4.10% | +3.85%+3.86% | +5.40%+5.37% | +5.91%+5.86% |
| Max drawdown | SCHZ AGG | -2.47%-2.47% | -2.47%-2.47% | -7.20%-7.16% | -17.95%-17.86% |
| Max drawdown duration | SCHZ AGG | 50d50d | 50d50d | 223d223d | 1721d1667d |
Trading data
SCHZ | AGG | |
Last sale 4/21/2026 at 1:30 PM | $23.28 | $99.47 |
| Previous close 04/20/2026 | $23.36 | $99.84 |
| Consolidated volume 04/20/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
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SCHZ | AGG | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 4/21/2026 at 1:30 PM
Live
Closed
SCHZ | AGG | |
|---|---|---|
| Last price | $23.28 | $99.47 |
| 1D performance | -0.34% | -0.37% |
| AuM | $10.07 B | $136.32 B |
| E/R | 0.03% | 0.03% |
Characteristics
SCHZ | AGG | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Schwab ETFs | iShares |
| Benchmark | Bloomberg US Aggregate Bond Index | Bloomberg US Aggregate Bond Index |
| N° of holdings | 488 | 8781 |
| Asset class | Bonds | Bonds |
| Trailing 12m distribution yield | Join | Join |
| Inception date | July 14, 2011 | September 22, 2003 |
| ESG | No | No |
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Exposure
Countries
SCHZ
USA
100%
Other
-0%
AGG
USA
97.81%
Other
2.19%
Sectors
SCHZ
Sovereign
53.46%
Other sectors
9.22%
Other
37.32%
AGG
Sovereign
35.91%
Other
64.09%
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Diversification
SCHZ
Total weight of top 15 holdings out of 15
9.05%
AGG
Total weight of top 15 holdings out of 15
8.95%
Top 15 holdings
Data as of February 28, 2026
SCHZ
US91282CPJ44
0.78%
US91282CNC19
0.66%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.64%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.63%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.62%
US91282CNT44
0.62%
USA, Notes 4% 15feb2034, USD (B-2034)
0.61%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.60%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.60%
US91282CPW54
0.58%
US91282CPS43
0.57%
US01F0426324
0.56%
USA, Notes 3.875% 15aug2033, USD (E-2033)
0.54%
USA, Notes 3.5% 15feb2033, USD (B-2033)
0.53%
US01F0406367
0.52%
AGG
US0669225197
3.20%
US91282CPL99
0.47%
US91282CPR69
0.43%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.43%
US91282CPJ44
0.43%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.42%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.42%
USA, Notes 4% 15feb2034, USD (B-2034)
0.41%
USA, Notes 4% 28feb2030, USD (H-2030)
0.41%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.41%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.40%
US91282CNC19
0.40%
US91282CNT44
0.39%
USA, Notes 1.375% 15nov2031, USD (F-2031)
0.38%
USA, Notes 3.5% 15feb2033, USD (B-2033)
0.35%
Frequently asked questions about SCHZ and AGG
How have the SCHZ and AGG ETFs performed in 2026?
As of April 20, 2026, SCHZ is up 0.91% year-to-date (YTD), while AGG has returned 0.89%. That puts SCHZ better performer ahead so far this year.
Which ETF is attracting more investor money: SCHZ or AGG?
Year-to-date, the SCHZ ETF saw +$579M in flows, compared to +$1.12B for AGG.
Which ETF is more volatile: SCHZ or AGG?
Over the past year, SCHZ had a volatility of 3.85%, while AGG experienced 3.86%.
Which ETF is bigger: SCHZ or AGG?
As of April 20, 2026, SCHZ holds $10.07 B in assets under management (AUM), while AGG manages $136.32 B.
What sectors do the SCHZ and AGG ETFs invest in?
SCHZ leans toward sectors like Sovereign and Other sectors. Meanwhile, AGG focuses on Sovereign.
What are the top holdings of the SCHZ ETF and AGG ETF?
SCHZ top holdings include US91282CPJ44, US91282CNC19 and USA, Notes 4.625% 15feb2035, USD (B-2035). AGG holds in its top three: US0669225197, US91282CPL99 and US91282CPR69.
Which ETF is more diversified: SCHZ or AGG?
SCHZ holds 1453 securities with 9.05% of its assets in the top 15. AGG has 13058 securities and a top 15 weight of 8.95%.
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