SCHZvsAGGETF Comparison

ETF 1

SCHZ

Schwab U.S. Aggregate Bond ETF

This fund is part of

Intl IG Bonds

-0.2%

Full SCHZ fund page

ETF 2

AGG

iShares Core U.S. Aggregate Bond ETF

This fund is part of

Intl IG Bonds

-0.2%

Full AGG fund page

The ETFs Schwab U.S. Aggregate Bond ETF (SCHZ) and iShares Core U.S. Aggregate Bond ETF (AGG) track the Bloomberg US Aggregate Total Return Index - USD and belong to the same industry segment: Intl IG Bonds. SCHZ's top 3 sector exposures are Sovereign, Other sectors and Government agencies. In contrast, AGG's top sector exposures are Sovereign, Other sectors and Banks. Both SCHZ and AGG have the same Total Expense Ratio (TER) of 0.03%. SCHZ is up 0.24% year-to-date (YTD) with +$986M in YTD flows. AGG performs worse with 0.23% YTD performance, and +$2.90B in YTD flows. Run a side-by-side ETF comparison of SCHZ and AGG below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SCHZ vs AGG performance and flow charts

Performance

Cumulative Flows

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 06/03/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHZ AGG	+0.28%+0.29%	-1.08%-1.06%	+0.24%+0.23%	+5.16%+5.20%	+12.25%+12.38%	+0.64%+0.89%
Flows	SCHZ AGG	+$245M+$1.84B	+$537M-$1.12B	+$986M+$2.90B	+$1.84B+$11.30B	+$3.37B+$45.30B	+$2.84B+$61.09B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHZ AGG	+4.43%+4.45%	+3.73%+3.75%	+5.28%+5.24%	+5.93%+5.88%
Max drawdown	SCHZ AGG	-2.25%-2.25%	-2.76%-2.73%	-6.09%-6.07%	-17.95%-17.86%
Max drawdown duration	SCHZ AGG	92d92d	94d94d	139d139d	1765d1667d

Trading data

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	SCHZ	AGG
Last sale 6/4/2026 at 2:49 PM	$23.07	$98.68
Previous close 06/03/2026	$23.04	$98.50
Consolidated volume 06/03/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of May 29, 2026

1-year trailing difference

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	SCHZ	AGG
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 6/4/2026 at 2:49 PM

Live

Closed

	SCHZ	AGG
Last price	$23.07	$98.68
1D performance	+0.13%	+0.18%
AuM	$10.34 B	$136.31 B
E/R	0.03%	0.03%

Characteristics

	SCHZ	AGG
Management strategy	Passive	Passive
Provider	Schwab ETFs	iShares
Benchmark	Bloomberg US Aggregate Bond Index	Bloomberg US Aggregate Bond Index
N° of holdings	480	8525
Asset class	Bonds	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	July 14, 2011	September 22, 2003
ESG	No	No

More SCHZ data on Trackinsight

More AGG data on Trackinsight

Exposure

Countries

SCHZ

USA

100%

Other

-0%

AGG

USA

97.43%

Other

2.57%

Sectors

SCHZ

Sovereign

52.05%

Other sectors

9.06%

Other

38.89%

AGG

Sovereign

35%

Other

65%

Diversification

SCHZ

Total weight of top 15 holdings out of 15

8.89%

AGG

Total weight of top 15 holdings out of 15

8.17%

Top 15 holdings

Data as of April 30, 2026

SCHZ

USA, Notes 4% 15feb2034, USD (B-2034)

0.65%

US91282CPJ44

0.64%

USA, Notes 4.625% 15feb2035, USD (B-2035)

0.63%

USA, Notes 4.375% 15may2034, USD (C-2034)

0.62%

USA, Notes 4.25% 15nov2034, USD (F-2034)

0.62%

US91282CNC19

0.62%

US91282CNT44

0.62%

USA, Notes 3.875% 15aug2034, USD (E-2034)

0.60%

US01F0426571

0.60%

USA, Notes 4.5% 15nov2033, USD (F-2033)

0.59%

USA, Notes 3.875% 15aug2033, USD (E-2033)

0.57%

USA, Notes 4% 28feb2030, USD (H-2030)

0.55%

USA, Notes 3.5% 31jan2028, USD (U-2028)

0.54%

US91282CPZ85

0.54%

USA, Notes 4.125% 15nov2032, USD (F-2032)

0.51%

AGG

US0669225197

2.66%

USA, Notes 4.625% 15feb2035, USD (B-2035)

0.43%

USA, Notes 4.25% 15nov2034, USD (F-2034)

0.43%

USA, Notes 4% 28feb2030, USD (H-2030)

0.42%

USA, Notes 4.5% 15nov2033, USD (F-2033)

0.42%

USA, Notes 3.875% 15aug2034, USD (E-2034)

0.41%

US91282CNC19

0.40%

US91282CNT44

0.40%

US91282CPJ44

0.40%

USA, Notes 4% 15feb2034, USD (B-2034)

0.39%

USA, Notes 4.375% 15may2034, USD (C-2034)

0.38%

US91282CPZ85

0.37%

US91282CNH06

0.37%

USA, Notes 3.875% 15aug2033, USD (E-2033)

0.36%

USA, Notes 2.875% 15may2032, USD (C-2032)

0.34%

Frequently asked questions about SCHZ and AGG

How have the SCHZ and AGG ETFs performed in 2026?

As of June 3, 2026, SCHZ is up 0.24% year-to-date (YTD), while AGG has returned 0.23%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: SCHZ or AGG?

Year-to-date, the SCHZ ETF saw +$986M in flows, compared to +$2.90B for AGG.

Which ETF is more volatile: SCHZ or AGG?

Over the past year, SCHZ had a volatility of 3.73%, while AGG experienced 3.75%.

Which ETF is bigger: SCHZ or AGG?

As of June 3, 2026, SCHZ holds $10.34 B in assets under management (AUM), while AGG manages $136.31 B.

What sectors do the SCHZ and AGG ETFs invest in?

SCHZ leans toward sectors like Sovereign and Other sectors. Meanwhile, AGG focuses on Sovereign.

What are the top holdings of the SCHZ ETF and AGG ETF?

SCHZ top holdings include USA, Notes 4% 15feb2034, USD (B-2034), US91282CPJ44 and USA, Notes 4.625% 15feb2035, USD (B-2035). AGG holds in its top three: US0669225197, USA, Notes 4.625% 15feb2035, USD (B-2035) and USA, Notes 4.25% 15nov2034, USD (F-2034).

SCHZvsAGGETF Comparison

Schwab U.S. Aggregate Bond ETF

iShares Core U.S. Aggregate Bond ETF

SCHZ vs AGG performance and flow charts

Performance

Cumulative Flows

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Countries

Sectors

Diversification

Top 15 holdings

How have the SCHZ and AGG ETFs performed in 2026?

As of June 3, 2026, SCHZ is up 0.24% year-to-date (YTD), while AGG has returned 0.23%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: SCHZ or AGG?

Year-to-date, the SCHZ ETF saw +$986M in flows, compared to +$2.90B for AGG.

Which ETF is more volatile: SCHZ or AGG?

Over the past year, SCHZ had a volatility of 3.73%, while AGG experienced 3.75%.

Which ETF is bigger: SCHZ or AGG?

As of June 3, 2026, SCHZ holds $10.34 B in assets under management (AUM), while AGG manages $136.31 B.

What sectors do the SCHZ and AGG ETFs invest in?

SCHZ leans toward sectors like Sovereign and Other sectors. Meanwhile, AGG focuses on Sovereign.

What are the top holdings of the SCHZ ETF and AGG ETF?

SCHZ top holdings include USA, Notes 4% 15feb2034, USD (B-2034), US91282CPJ44 and USA, Notes 4.625% 15feb2035, USD (B-2035). AGG holds in its top three: US0669225197, USA, Notes 4.625% 15feb2035, USD (B-2035) and USA, Notes 4.25% 15nov2034, USD (F-2034).

Which ETF is more diversified: SCHZ or AGG?

SCHZ holds 1460 securities with 8.89% of its assets in the top 15. AGG has 13055 securities and a top 15 weight of 8.17%.

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