SCHZvsAGGETF Comparison

ETF 1

SCHZ

Schwab U.S. Aggregate Bond ETF

This fund is part of

US Aggregate Bonds

+0.03%

Full SCHZ fund page

ETF 2

AGG

iShares Core U.S. Aggregate Bond ETF

This fund is part of

US Aggregate Bonds

+0.03%

Full AGG fund page

The ETFs Schwab U.S. Aggregate Bond ETF (SCHZ) and iShares Core U.S. Aggregate Bond ETF (AGG) track the Bloomberg US Aggregate Total Return Index - USD and belong to the same industry segment: US Aggregate Bonds. SCHZ's top 3 sector exposures are Sovereign, Industrials and Government Agencies. In contrast, AGG's top sector exposures are Sovereign, Finance and Industrials. Both SCHZ and AGG have the same Total Expense Ratio (TER) of 0.03%. SCHZ is down -1.51% year-to-date (YTD) with +$1.65B in YTD flows. AGG performs worse with -1.56% YTD performance, and +$9.47B in YTD flows. Run a side-by-side ETF comparison of SCHZ and AGG below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SCHZ vs AGG performance and flow charts

Performance

Cumulative Flows

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Data Services

Historic performance and flows

Data as of 10/16/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHZ AGG	-0.04%-0.07%	-1.72%-1.76%	-1.51%-1.56%	-1.68%-1.69%	+14.88%+14.92%	-1.84%-1.69%
Flows	SCHZ AGG	+$124M+$1.99B	+$397M+$3.85B	+$1.65B+$9.47B	+$2.09B+$12.04B	+$3.92B+$47.93B	+$3.11B+$66.75B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHZ AGG	+4.37%+4.37%	+3.85%+3.87%	+4.97%+4.94%	+5.98%+5.93%
Max drawdown	SCHZ AGG	-3.29%-3.28%	-4.68%-4.64%	-4.88%-4.86%	-17.41%-17.35%
Max drawdown duration	SCHZ AGG	52d52d	229d229d	284d284d	1556d1555d

Trading data

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	SCHZ	AGG
Last sale 10/19/2026 at 1:30 PM	$22.23	$95.11
Previous close 10/16/2026	$22.29	$95.38
Consolidated volume 10/16/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of September 30, 2026

1-year trailing difference

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	SCHZ	AGG
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 10/19/2026 at 1:30 PM

Live

Closed

	SCHZ	AGG
Last price	$22.23	$95.11
1D performance	-0.27%	-0.28%
AuM	$10.67 B	$138.51 B
E/R	0.03%	0.03%

Characteristics

	SCHZ	AGG
Management strategy	Passive	Passive
Provider	Schwab ETFs	iShares
Benchmark	Bloomberg US Aggregate Bond Index	Bloomberg US Aggregate Bond Index
N° of holdings	577	10222
Asset class	Bonds	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	July 14, 2011	September 22, 2003
ESG	No	No

More SCHZ data on Trackinsight

More AGG data on Trackinsight

Exposure

Countries

SCHZ

USA

83.82%

Other

16.18%

AGG

USA

76.71%

Other

23.29%

Sectors

SCHZ

Sovereign

72.98%

Industrials

10.09%

Other

16.93%

AGG

Sovereign

47.19%

Finance

9.95%

Industrials

7.05%

Other

35.81%

Diversification

SCHZ

Total weight of top 15 holdings out of 15

8.98%

AGG

Total weight of top 15 holdings out of 15

8.43%

Top 15 holdings

Data as of August 31, 2026

SCHZ

USA, Notes 4.375% 15may2036, USD (C-2036)

0.73%

USA, Notes 4.125% 15feb2036, USD (B-2036)

0.64%

USA, Notes 4.625% 15feb2035, USD (B-2035)

0.63%

USA, Notes 4.375% 15may2034, USD (C-2034)

0.62%

USA, Notes 4.25% 15nov2034, USD (F-2034)

0.62%

USA, Notes 4.25% 15may2035, USD (C-2035)

0.61%

USA, Notes 4.25% 15aug2035, USD (E-2035)

0.61%

USA, Notes 4% 15feb2034, USD (B-2034)

0.61%

USA, Notes 3.875% 15aug2034, USD (E-2034)

0.60%

USA, Notes 4% 15nov2035, USD (F-2035)

0.60%

USA, Notes 4.5% 15nov2033, USD (F-2033)

0.59%

USA, Notes 3.5% 31jan2028, USD (U-2028)

0.55%

USA, Notes 3.875% 15aug2033, USD (E-2033)

0.54%

USA, Notes 4% 28feb2030, USD (H-2030)

0.51%

USA, Notes 1.25% 15aug2031, USD (E-2031)

0.51%

AGG

BlackRock Cash Funds - Institutional

3.01%

USA, Notes 4.625% 15feb2035, USD (B-2035)

0.41%

USA, Notes 4.25% 15nov2034, USD (F-2034)

0.40%

USA, Notes 4.375% 15may2034, USD (C-2034)

0.40%

USA, Notes 4% 28feb2030, USD (H-2030)

0.40%

USA, Notes 3.875% 15aug2034, USD (E-2034)

0.39%

USA, Notes 4.125% 15feb2036, USD (B-2036)

0.39%

USA, Notes 4.25% 15may2035, USD (C-2035)

0.39%

USA, Notes 4.5% 15nov2033, USD (F-2033)

0.39%

USA, Notes 4.25% 15aug2035, USD (E-2035)

0.38%

USA, Notes 3.875% 15jul2028, USD (AQ-2028)

0.38%

USA, Notes 4% 15nov2035, USD (F-2035)

0.38%

USA, Notes 4% 15feb2034, USD (B-2034)

0.37%

USA, Notes 4.375% 15may2036, USD (C-2036)

0.37%

USA, Notes 3.5% 15oct2028, USD (AT-2028)

0.37%

Frequently asked questions about SCHZ and AGG

How have the SCHZ and AGG ETFs performed in 2026?

As of October 16, 2026, SCHZ is down -1.51% year-to-date (YTD), while AGG has lost -1.56%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: SCHZ or AGG?

Year-to-date, the SCHZ ETF saw +$1.65B in flows, compared to +$9.47B for AGG.

Which ETF is more volatile: SCHZ or AGG?

Over the past year, SCHZ had a volatility of 3.85%, while AGG experienced 3.87%.

Which ETF is bigger: SCHZ or AGG?

As of October 16, 2026, SCHZ holds $10.67 B in assets under management (AUM), while AGG manages $138.51 B.

What sectors do the SCHZ and AGG ETFs invest in?

SCHZ leans toward sectors like Sovereign and Industrials. Meanwhile, AGG focuses on Sovereign, Finance and Industrials.

What are the top holdings of the SCHZ ETF and AGG ETF?

SCHZ top holdings include USA, Notes 4.375% 15may2036, USD (C-2036), USA, Notes 4.125% 15feb2036, USD (B-2036) and USA, Notes 4.625% 15feb2035, USD (B-2035). AGG holds in its top three: BlackRock Cash Funds - Institutional, USA, Notes 4.625% 15feb2035, USD (B-2035) and USA, Notes 4.25% 15nov2034, USD (F-2034).

SCHZvsAGGETF Comparison

Schwab U.S. Aggregate Bond ETF

iShares Core U.S. Aggregate Bond ETF

SCHZ vs AGG performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SCHZ and AGG ETFs performed in 2026?

As of October 16, 2026, SCHZ is down -1.51% year-to-date (YTD), while AGG has lost -1.56%. That puts SCHZ better performer ahead so far this year.

Which ETF is attracting more investor money: SCHZ or AGG?

Year-to-date, the SCHZ ETF saw +$1.65B in flows, compared to +$9.47B for AGG.

Which ETF is more volatile: SCHZ or AGG?

Over the past year, SCHZ had a volatility of 3.85%, while AGG experienced 3.87%.

Which ETF is bigger: SCHZ or AGG?

As of October 16, 2026, SCHZ holds $10.67 B in assets under management (AUM), while AGG manages $138.51 B.

What sectors do the SCHZ and AGG ETFs invest in?

SCHZ leans toward sectors like Sovereign and Industrials. Meanwhile, AGG focuses on Sovereign, Finance and Industrials.

What are the top holdings of the SCHZ ETF and AGG ETF?

Which ETF is more diversified: SCHZ or AGG?

SCHZ holds 1446 securities with 8.98% of its assets in the top 15. AGG has 13256 securities and a top 15 weight of 8.43%.

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