SCHOvsVTIPETF Comparison

ETF 1

SCHO

Schwab Short-Term U.S. Treasury ETF

This fund is part of

US Government Bonds

-0.02%

Full SCHO fund page

ETF 2

VTIP

Vanguard Short-Term Inflation-Protected Securities ETF

This fund is part of

Inflation-linked Bonds

-0.01%

Full VTIP fund page

Schwab Short-Term U.S. Treasury ETF (SCHO) belongs to the US Government Bonds segment. Vanguard Short-Term Inflation-Protected Securities ETF (VTIP) is part of the Inflation-linked Bonds segment. Both ETFs have the same top 1 sector exposures: Sovereign. Both SCHO and VTIP have the same Total Expense Ratio (TER) of 0.03%. SCHO is up 1.08% year-to-date (YTD) with +$3.54B in YTD flows. VTIP performs better with 2.02% YTD performance, and +$4.05B in YTD flows. Run a side-by-side ETF comparison of SCHO and VTIP below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

Find out how industry players manage ETF portfolios. Discover our library of Model portfolios

SCHO vs VTIP performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 10/27/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SCHO VTIP	+0.72%+1.16%	+0.44%+0.45%	+1.08%+2.02%	+1.73%+2.10%	+12.85%+15.59%	+10.51%+15.46%
Flows	SCHO VTIP	+$355M+$527M	+$2.97B+$1.86B	+$3.54B+$4.05B	+$4.45B+$5.12B	+$3.57B+$7.40B	+$7.28B+$4.97B

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SCHO VTIP	+1.41%+1.82%	+1.29%+1.63%	+1.56%+1.86%	+1.97%+2.69%
Max drawdown	SCHO VTIP	-0.91%-1.32%	-0.91%-1.32%	-0.96%-1.32%	-5.38%-5.32%
Max drawdown duration	SCHO VTIP	63d63d	63d63d	122d63d	795d638d

Trading data

Create an account to view trading data

Join for free

	SCHO	VTIP
Last sale 10/28/2026 at 5:20 PM	$23.93	$48.80
Previous close 10/27/2026	$23.94	$48.81
Consolidated volume 10/27/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of September 30, 2026

1-year trailing difference

Create an account to view replication metrics

Join for free

Create an account to view replication quality

Join for free

	SCHO	VTIP
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 10/28/2026 at 5:20 PM

Live

Closed

	SCHO	VTIP
Last price	$23.93	$48.80
1D performance	-0.04%	-0.02%
AuM	$15.67 B	$21.08 B
E/R	0.03%	0.03%

Characteristics

	SCHO	VTIP
Management strategy	Passive	Passive
Provider	Schwab ETFs	Vanguard
Benchmark	Bloomberg US Treasury 1-3 Year Index	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
N° of holdings	96	25
Asset class	Fixed Income	Bonds
Trailing 12m distribution yield	Join	Join
Inception date	August 5, 2010	October 12, 2012
ESG	No	No

More SCHO data on Trackinsight

More VTIP data on Trackinsight

Exposure

Countries

SCHO

USA

100%

Other

-0%

VTIP

USA

99.93%

Other

0.07%

Sectors

SCHO

Sovereign

100%

Other

-0%

VTIP

Sovereign

99.93%

Other

0.07%

Diversification

SCHO

Total weight of top 15 holdings out of 15

21.2%

VTIP

Total weight of top 15 holdings out of 15

72.01%

Top 15 holdings

Data as of August 31, 2026

SCHO

USA, Notes 3.5% 31jan2028, USD (U-2028)

2.20%

USA, Notes 4.625% 30apr2029, USD (Y-2029)

1.38%

USA, Notes 4.5% 31may2029, USD (Z-2029)

1.37%

USA, Notes 4.25% 31jul2028, USD (BE-2028)

1.37%

USA, Notes 4.25% 30jun2029, USD (AA-2029)

1.36%

USA, Notes 4.125% 30jun2028, USD (BD-2028)

1.36%

USA, Notes 4% 31may2028, USD (BC-2028)

1.36%

USA, Notes 3.875% 31mar2028, USD (AZ-2028)

1.36%

USA, Notes 3.5% 30sep2027, USD (BH-2027)

1.36%

USA, Notes 4% 31jul2029, USD (AB-2029)

1.36%

USA, Notes 3.75% 30apr2028, USD (BA-2028)

1.36%

USA, Notes 3.375% 30nov2027, USD (BL-2027)

1.35%

USA, Notes 3.375% 31dec2027, USD (BM-2027)

1.35%

USA, Notes 3.375% 29feb2028, USD (AY-2028)

1.35%

USA, Notes 4.125% 31mar2029, USD (W-2029)

1.32%

VTIP

USA, TIPS 1.125% 15oct2030, USD (AE-2030)

5.35%

USA, TIPS 1.25% 15apr2031, USD (X-2031)

5.30%

USA, TIPS 1.625% 15apr2030, USD (X-2030)

5.26%

USA, TIPS 1.625% 15oct2029, USD (AE-2029)

5.17%

USA, TIPS 2.125% 15apr2029, USD (X-2029)

4.98%

USA, TIPS 2.375% 15oct2028, USD (AE-2028)

4.96%

USA, TIPS 1.625% 15oct2027, USD (AE-2027)

4.83%

USA, TIPS 0.125% 15apr2027, USD (X-2027)

4.77%

USA, TIPS 1.25% 15apr2028, USD (X-2028)

4.70%

USA, TIPS 0.125% 15oct2026, USD (AE-2026)

4.68%

USA, TIPS 0.125% 15jul2031, USD (D-2031)

4.57%

USA, TIPS 0.125% 15jan2031, USD (A-2031)

4.56%

USA, TIPS 0.125% 15jul2030, USD (D-2030)

4.40%

USA, TIPS 0.5% 15jan2028, USD (A-2028)

4.27%

USA, TIPS 0.375% 15jul2027, USD (D-2027)

4.21%

Frequently asked questions about SCHO and VTIP

How have the SCHO and VTIP ETFs performed in 2026?

As of October 27, 2026, SCHO is up 1.08% year-to-date (YTD), while VTIP has returned 2.02%. That puts VTIP better performer ahead so far this year.

Which ETF is attracting more investor money: SCHO or VTIP?

Year-to-date, the SCHO ETF saw +$3.54B in flows, compared to +$4.05B for VTIP.

Which ETF is more volatile: SCHO or VTIP?

Over the past year, SCHO had a volatility of 1.29%, while VTIP experienced 1.63%.

Which ETF is bigger: SCHO or VTIP?

As of October 27, 2026, SCHO holds $15.67 B in assets under management (AUM), while VTIP manages $21.08 B.

What sectors do the SCHO and VTIP ETFs invest in?

SCHO leans toward sectors like Sovereign. Meanwhile, VTIP focuses on Sovereign.

What are the top holdings of the SCHO ETF and VTIP ETF?

SCHO top holdings include USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.625% 30apr2029, USD (Y-2029) and USA, Notes 4.5% 31may2029, USD (Z-2029). VTIP holds in its top three: USA, TIPS 1.125% 15oct2030, USD (AE-2030), USA, TIPS 1.25% 15apr2031, USD (X-2031) and USA, TIPS 1.625% 15apr2030, USD (X-2030).

SCHOvsVTIPETF Comparison

Schwab Short-Term U.S. Treasury ETF

Vanguard Short-Term Inflation-Protected Securities ETF

SCHO vs VTIP performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SCHO and VTIP ETFs performed in 2026?

As of October 27, 2026, SCHO is up 1.08% year-to-date (YTD), while VTIP has returned 2.02%. That puts VTIP better performer ahead so far this year.

Which ETF is attracting more investor money: SCHO or VTIP?

Year-to-date, the SCHO ETF saw +$3.54B in flows, compared to +$4.05B for VTIP.

Which ETF is more volatile: SCHO or VTIP?

Over the past year, SCHO had a volatility of 1.29%, while VTIP experienced 1.63%.

Which ETF is bigger: SCHO or VTIP?

As of October 27, 2026, SCHO holds $15.67 B in assets under management (AUM), while VTIP manages $21.08 B.

What sectors do the SCHO and VTIP ETFs invest in?

SCHO leans toward sectors like Sovereign. Meanwhile, VTIP focuses on Sovereign.

What are the top holdings of the SCHO ETF and VTIP ETF?

Which ETF is more diversified: SCHO or VTIP?

SCHO holds 96 securities with 21.2% of its assets in the top 15. VTIP has 25 securities and a top 15 weight of 72.01%.

ETF Model Portfolios: The Anti-Inflation and Rising Interest Rate Allocation

2024 Stock Market Predictions from Vanguard, BlackRock, & State Street: ETFs to Watch

Schwab Launches New High-Yield Bond ETF on NYSE ARCA

U.S. Treasuries: An Opportunity for the Risk Conscious Investor

Creating an "All-Weather" Portfolio with Vanguard ETFs

Creating an "All-Weather" Portfolio with Vanguard ETFs

ETFs’ Next Act: From Access to Selection