KREvsFNCLETF Comparison
VS
State Street SPDR S&P Regional Banking ETF (KRE) and Fidelity MSCI Financials Index ETF (FNCL) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: and Financials. KRE is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.08% for FNCL. KRE is up 7.13% year-to-date (YTD) with +$75M in YTD flows. FNCL performs worse with -4.02% YTD performance, and -$108M in YTD flows. Run a side-by-side ETF comparison of KRE and FNCL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
Find out how industry players manage ETF portfolios. Discover our library of Model portfolios
KRE vs FNCL performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 04/29/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | KRE FNCL | +8.57%+7.97% | +0.59%-1.49% | +7.13%-4.02% | +29.27%+12.09% | +81.86%+69.71% | +14.13%+58.17% |
| Flows | KRE FNCL | +$88M-$96M | +$130M-$135M | +$75M-$108M | +$529M-$91M | +$150M+$55M | -$438M-$19M |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | KRE FNCL | +23.01%+17.97% | +23.78%+15.18% | +29.99%+17.05% | +30.11%+19.40% |
| Max drawdown | KRE FNCL | -14.92%-11.77% | -14.92%-14.71% | -28.14%-17.30% | -52.80%-25.71% |
| Max drawdown duration | KRE FNCL | 80d79d | 80d112d | 380d129d | 1477d770d |
Trading data
KRE | FNCL | |
Last sale 4/29/2026 at 1:30 PM | $69.03 | $74.07 |
| Previous close 04/29/2026 | $70.37 | $74.14 |
| Consolidated volume 04/29/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of March 31, 2026
1-year trailing difference
Create an account to view replication metrics
Join for free
KRE | FNCL | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
Advertisement
Main metrics
Last update 4/29/2026 at 1:30 PM
Live
Closed
KRE | FNCL | |
|---|---|---|
| Last price | $69.03 | $74.07 |
| 1D performance | -1.90% | -0.09% |
| AuM | $4.15 B | $2.21 B |
| E/R | 0.35% | 0.08% |
Characteristics
KRE | FNCL | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | State Street Investment Management | Fidelity |
| Benchmark | S&P Regional Banks Select Industry Index | MSCI USA IMI Financials 25/50 Index |
| N° of holdings | 140 | 345 |
| Asset class | Equities | - |
| Trailing 12m distribution yield | Join | Join |
| Inception date | June 19, 2006 | October 21, 2013 |
| ESG | No | No |
Advertisement
Exposure
Countries
KRE
USA
95.48%
Other
4.52%
FNCL
USA
95.48%
Other
4.52%
Sectors
KRE
Financials
93.43%
Other
6.57%
FNCL
Financials
82.05%
Information Techn.
14.45%
Other
3.49%
Advertisement
Diversification
KRE
Total weight of top 15 holdings out of 15
22.64%
FNCL
Total weight of top 15 holdings out of 15
56.08%
Top 15 holdings
Data as of March 31, 2026
KRE
US6494454001
1.55%
ZIONS
1.53%
BANK OZK
1.52%
TEXAS CAPITAL
1.52%
ASSOCIATED BANCORP
1.52%
POPULAR
1.52%
WINTRUST FINCL
1.51%
FNB
1.50%
VALLEY NATL BANCORP
1.50%
CULLEN FROST BANKERS
1.50%
CITIZENS FINANCIAL GROUP
1.50%
COLUMBIA BANKING SYSTEM
1.49%
ATLANTIC UNION BANKSHARES CORPORATION
1.49%
PROSPRTY BNCSHRS
1.49%
BOK FINANCIAL
1.49%
FNCL
JPMORGAN CHASE
10.02%
BERKSHIRE HATHWAY
8.25%
VISA INCORPORATION
6.51%
MASTERCARD
5.35%
BK OF AMERICA CO
4.17%
WELLS FARGO
3.13%
THE GOLDMAN SACHS GROUP
3.12%
CITIGROUP
2.54%
MORGAN STANLEY
2.45%
AMERICAN EXPRESS
2.08%
CHARLES SCHWAB
2.01%
US09290D1019
1.80%
S&P GLOBAL INC
1.61%
CHUBB LTD
1.53%
PROGRESSIVE
1.50%
Frequently asked questions about KRE and FNCL
How have the KRE and FNCL ETFs performed in 2026?
As of April 29, 2026, KRE is up 7.13% year-to-date (YTD), while FNCL has lost -4.02%. That puts KRE better performer ahead so far this year.
Which ETF is attracting more investor money: KRE or FNCL?
Year-to-date, the KRE ETF saw +$75M in flows, compared to -$108M for FNCL.
Which ETF is more volatile: KRE or FNCL?
Over the past year, KRE had a volatility of 23.78%, while FNCL experienced 15.18%.
Which ETF is bigger: KRE or FNCL?
As of April 29, 2026, KRE holds $4.15 B in assets under management (AUM), while FNCL manages $2.21 B.
What sectors do the KRE and FNCL ETFs invest in?
KRE leans toward sectors like Financials. Meanwhile, FNCL focuses on Financials and Information Technology.
What are the top holdings of the KRE ETF and FNCL ETF?
KRE top holdings include US6494454001, ZIONS and BANK OZK. FNCL holds in its top three: JPMORGAN CHASE, BERKSHIRE HATHWAY and VISA INCORPORATION.
Which ETF is more diversified: KRE or FNCL?
KRE holds 148 securities with 22.64% of its assets in the top 15. FNCL has 383 securities and a top 15 weight of 56.08%.
Advertisement
Latest news about KRE & FNCL
Financials Gain Momentum
March 25, 2024
KRE
Regional Bank Stocks Bounce Back After a Tough Start to the Year
March 11, 2024
KRE
Regional Bank Crisis: The NYCB Effect and Market Fallout
February 5, 2024
KRE
The Top Three Moments That Moved ETF Markets in 2023
January 3, 2024
KRE
Advertisement
Regional Bank Stocks Rally as Fed Signals Rate Cuts for 2024 Amid Slowing Inflation
December 19, 2023
KRE
Regional Bank Stocks Fall After Downbeat Interest Income Forecasts
November 28, 2023
KRE
Financial Sector Rebounds Into Positive Year-to-date Performance
November 21, 2023
KRE
Advertisement
