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IPAYvsFDFFETF Comparison

ETF 1

IPAY

Amplify Mobile Payments ETF

This fund is part of

FinTech

-0.6%

Full IPAY fund page

VS

ETF 2

FDFF

Fidelity Disruptive Finance ETF

This fund is part of

FinTech

-0.6%

Full FDFF fund page

Amplify Mobile Payments ETF (IPAY) and Fidelity Disruptive Finance ETF (FDFF) belong to the same industry segment: FinTech. IPAY's top 3 sector exposures are Finance, Technology and Consumer Cyclicals. In contrast, FDFF's top sector exposures are Finance, Technology and Business Services. IPAY is more expensive with a Total Expense Ratio (TER) of 0.75%, versus 0.5% for FDFF. IPAY is down -0.97% year-to-date (YTD) with -$27M in YTD flows. FDFF performs better with 3.23% YTD performance, and -$4M in YTD flows. Run a side-by-side ETF comparison of IPAY and FDFF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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IPAY vs FDFF performance and flow charts

Performance

Cumulative Flows

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 08/05/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	IPAY FDFF	+5.67%+5.11%	+9.67%+9.11%	-0.97%+3.23%	-8.50%-1.58%	+20.17%+40.83%	-25.31%n/a
Flows	IPAY FDFF	+$15M-	-$3M-	-$27M-$4M	-$58M-$3M	-$289M-$11M	-$650M-

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	IPAY FDFF	+24.75%+16.73%	+23.71%+17.69%	+22.66%+18.15%	+25.15%n/a
Max drawdown	IPAY FDFF	-9.80%-5.56%	-30.89%-20.49%	-32.90%-22.10%	-51.29%n/a
Max drawdown duration	IPAY FDFF	54d55d	338d346d	533d552d	1799dn/a

Trading data

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	IPAY	FDFF
Last sale 8/5/2026 at 1:30 PM	$51.53
Previous close 08/05/2026	$51.68
Consolidated volume 08/05/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of July 31, 2026

1-year trailing difference

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FDFF

is actively managed and doesn’t replicate an index

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	IPAY	FDFF
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 8/5/2026 at 1:30 PM

Live

Closed

	IPAY	FDFF
Last price	$51.53	–
1D performance	-0.29%	–
AuM	$185.47 M	$45.56 M
E/R	0.75%	0.5%

Characteristics

	IPAY	FDFF
Management strategy	Passive	Active
Provider	Amplify ETFs	Fidelity
Benchmark	Nasdaq CTA Global Digital Payments Index	-
N° of holdings	37	45
Asset class	Equities	-
Trailing 12m distribution yield	Join	Join
Inception date	July 16, 2015	June 12, 2023
ESG	No	No

More IPAY data on Trackinsight

More FDFF data on Trackinsight

Exposure

Countries

IPAY

USA

81.05%

Other

18.95%

FDFF

USA

71.77%

Other

28.23%

Sectors

IPAY

Finance

91.38%

Other

8.62%

FDFF

Finance

90.32%

Other

9.68%

Diversification

IPAY

Total weight of top 15 holdings out of 15

72.38%

FDFF

Total weight of top 15 holdings out of 15

64.11%

Top 15 holdings

Data as of June 30, 2026

IPAY

Capital One Financial Corp.

6.36%

American Express Co.

6.34%

Visa, Inc.

6.02%

Mastercard, Inc.

5.89%

PayPal Holdings, Inc.

5.82%

Affirm Holdings, Inc.

5.29%

Toast, Inc.

5.14%

Block, Inc.

4.84%

Global Payments, Inc.

4.52%

Corpay, Inc.

4.43%

Fidelity National Information Services, Inc.

4.04%

Adyen NV

3.97%

Fiserv, Inc.

3.91%

Coinbase Global, Inc.

3.34%

WEX, Inc.

2.47%

FDFF

DBS Group Holdings Ltd.

6.04%

Capital One Financial Corp.

6.00%

BlackRock, Inc.

5.61%

Bankinter SA

4.93%

FinecoBank SpA

4.67%

Visa, Inc.

4.54%

Block, Inc.

4.37%

Mastercard, Inc.

4.28%

Apollo Global Management, Inc.

4.19%

Hiscox Ltd.

4.01%

Toast, Inc.

3.80%

Equifax, Inc.

3.34%

Chime Financial, Inc.

3.13%

Robinhood Markets, Inc.

2.67%

Intercontinental Exchange, Inc.

2.53%

Frequently asked questions about IPAY and FDFF

How have the IPAY and FDFF ETFs performed in 2026?

As of August 5, 2026, IPAY is down -0.97% year-to-date (YTD), while FDFF has returned 3.23%. That puts FDFF better performer ahead so far this year.

Which ETF is attracting more investor money: IPAY or FDFF?

Year-to-date, the IPAY ETF saw -$27M in flows, compared to -$4M for FDFF.

Which ETF is more volatile: IPAY or FDFF?

Over the past year, IPAY had a volatility of 23.71%, while FDFF experienced 17.69%.

Which ETF is bigger: IPAY or FDFF?

As of August 5, 2026, IPAY holds $185.47 M in assets under management (AUM), while FDFF manages $45.56 M.

What sectors do the IPAY and FDFF ETFs invest in?

IPAY leans toward sectors like Finance. Meanwhile, FDFF focuses on Finance.

What are the top holdings of the IPAY ETF and FDFF ETF?

IPAY top holdings include Capital One Financial Corp., American Express Co. and Visa, Inc.. FDFF holds in its top three: DBS Group Holdings Ltd., Capital One Financial Corp. and BlackRock, Inc..

Which ETF is more diversified: IPAY or FDFF?

IPAY holds 37 securities with 72.38% of its assets in the top 15. FDFF has 45 securities and a top 15 weight of 64.11%.

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IPAY

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March 7, 2023

IPAY

IPAYvsFDFFETF Comparison

Amplify Mobile Payments ETF

Fidelity Disruptive Finance ETF

IPAY vs FDFF performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the IPAY and FDFF ETFs performed in 2026?

As of August 5, 2026, IPAY is down -0.97% year-to-date (YTD), while FDFF has returned 3.23%. That puts FDFF better performer ahead so far this year.

Which ETF is attracting more investor money: IPAY or FDFF?

Year-to-date, the IPAY ETF saw -$27M in flows, compared to -$4M for FDFF.

Which ETF is more volatile: IPAY or FDFF?

Over the past year, IPAY had a volatility of 23.71%, while FDFF experienced 17.69%.

Which ETF is bigger: IPAY or FDFF?

As of August 5, 2026, IPAY holds $185.47 M in assets under management (AUM), while FDFF manages $45.56 M.

What sectors do the IPAY and FDFF ETFs invest in?

IPAY leans toward sectors like Finance. Meanwhile, FDFF focuses on Finance.

What are the top holdings of the IPAY ETF and FDFF ETF?

IPAY top holdings include Capital One Financial Corp., American Express Co. and Visa, Inc.. FDFF holds in its top three: DBS Group Holdings Ltd., Capital One Financial Corp. and BlackRock, Inc..

Which ETF is more diversified: IPAY or FDFF?

IPAY holds 37 securities with 72.38% of its assets in the top 15. FDFF has 45 securities and a top 15 weight of 64.11%.

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