IAIvsXLFETF Comparison
ETF 1
IAI
iShares U.S. Broker-Dealers & Securities Exchanges ETF
This fund is part of
US Financials
-1.39%
VS
iShares U.S. Broker-Dealers & Securities Exchanges ETF (IAI) and State Street Financial Select Sector SPDR ETF (XLF) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. IAI is more expensive with a Total Expense Ratio (TER) of 0.37%, versus 0.08% for XLF. IAI is up 8.49% year-to-date (YTD) with -$300M in YTD flows. XLF performs worse with 5.52% YTD performance, and -$718M in YTD flows. Run a side-by-side ETF comparison of IAI and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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IAI vs XLF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 09/08/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | IAI XLF | +2.66%-0.92% | +7.71%+10.58% | +8.49%+5.52% | +12.57%+9.58% | +112.64%+75.01% | +94.19%+65.51% |
| Flows | IAI XLF | +$10M-$3.74B | -$86M+$370M | -$300M-$718M | -$238M-$3.41B | +$266M+$904M | -$83M-$3.48B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | IAI XLF | +21.16%+13.02% | +20.67%+14.54% | +20.52%+16.11% | +21.62%+18.44% |
| Max drawdown | IAI XLF | -6.72%-2.28% | -16.50%-14.79% | -23.13%-15.51% | -28.75%-25.84% |
| Max drawdown duration | IAI XLF | 16d11d | 168d177d | 120d116d | 850d770d |
Trading data
IAI | XLF | |
Last sale 9/9/2026 at 1:30 PM | $191.63 | $57.06 |
| Previous close 09/08/2026 | $193.29 | $57.30 |
| Consolidated volume 09/08/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of August 31, 2026
1-year trailing difference
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IAI | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 9/9/2026 at 1:30 PM
Live
Closed
IAI | XLF | |
|---|---|---|
| Last price | $191.63 | $57.06 |
| 1D performance | -0.86% | -0.42% |
| AuM | $1.41 B | $54.74 B |
| E/R | 0.37% | 0.08% |
Characteristics
IAI | XLF | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | iShares | State Street Investment Management |
| Benchmark | Dow Jones U.S. Select Investment Services Index | S&P Financials Select Sector Index |
| N° of holdings | 36 | 76 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | May 1, 2006 | December 16, 1998 |
| ESG | No | No |
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Exposure
Countries
IAI
USA
100.03%
Other
-0.03%
XLF
USA
96.29%
Other
3.71%
Sectors
IAI
Finance
85.81%
Technology
9.5%
Other
4.69%
XLF
Finance
95.61%
Other
4.39%
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Diversification
IAI
Total weight of top 15 holdings out of 15
89.61%
XLF
Total weight of top 15 holdings out of 15
65.74%
Top 15 holdings
Data as of July 31, 2026
IAI
The Goldman Sachs Group, Inc.
19.59%
Morgan Stanley
16.22%
The Charles Schwab Corp.
9.15%
Intercontinental Exchange, Inc.
4.79%
Moody's Corp.
4.60%
CME Group, Inc.
4.36%
Robinhood Markets, Inc.
4.31%
S&P Global, Inc.
4.19%
Nasdaq, Inc.
3.82%
MSCI, Inc.
3.76%
Interactive Brokers Group, Inc.
3.62%
Coinbase Global, Inc.
3.27%
Cboe Global Markets, Inc.
2.78%
Raymond James Financial, Inc.
2.72%
LPL Financial Holdings, Inc.
2.43%
XLF
JPMorgan Chase & Co.
11.72%
Berkshire Hathaway, Inc.
11.66%
Visa, Inc.
7.56%
Mastercard, Inc.
5.75%
Bank of America Corp.
5.03%
The Goldman Sachs Group, Inc.
3.74%
Wells Fargo & Co.
3.29%
Morgan Stanley
3.14%
Citigroup, Inc.
2.79%
American Express Co.
2.23%
The Charles Schwab Corp.
2.14%
BlackRock, Inc.
1.96%
Capital One Financial Corp.
1.62%
Chubb Ltd.
1.57%
S&P Global, Inc.
1.55%
Frequently asked questions about IAI and XLF
How have the IAI and XLF ETFs performed in 2026?
As of September 8, 2026, IAI is up 8.49% year-to-date (YTD), while XLF has returned 5.52%. That puts IAI better performer ahead so far this year.
Which ETF is attracting more investor money: IAI or XLF?
Year-to-date, the IAI ETF saw -$300M in flows, compared to -$718M for XLF.
Which ETF is more volatile: IAI or XLF?
Over the past year, IAI had a volatility of 20.67%, while XLF experienced 14.54%.
Which ETF is bigger: IAI or XLF?
As of September 8, 2026, IAI holds $1.41 B in assets under management (AUM), while XLF manages $54.74 B.
What sectors do the IAI and XLF ETFs invest in?
IAI leans toward sectors like Finance and Technology. Meanwhile, XLF focuses on Finance.
What are the top holdings of the IAI ETF and XLF ETF?
IAI top holdings include The Goldman Sachs Group, Inc., Morgan Stanley and The Charles Schwab Corp.. XLF holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc..
Which ETF is more diversified: IAI or XLF?
IAI holds 36 securities with 89.61% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.74%.
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Latest news about IAI & XLF
The Weekly ETF Market Monitor (August 24-28, 2026)
August 31, 2026
XLF
The Weekly ETF Market Monitor (August 17-21, 2026)
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XLF
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March 6, 2026
IAI
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Investing in Sector ETFs: Financials and Real Estate
September 11, 2024
XLF
May 2024 U.S. Sector ETFs Inflows and Outflows Breakdown
May 22, 2024
XLF
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