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IAIvsXLFETF Comparison
iShares U.S. Broker-Dealers & Securities Exchanges ETF
iShares U.S. Broker-Dealers & Securities Exchanges ETF (IAI) and State Street Financial Select Sector SPDR ETF (XLF) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: and Financials. IAI is more expensive with a Total Expense Ratio (TER) of 0.38%, versus 0.08% for XLF. IAI is down -7.72% year-to-date (YTD) with +$100M in YTD flows. XLF performs worse with -9.32% YTD performance, and -$1.37B in YTD flows. Run a side-by-side ETF comparison of IAI and XLF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
IAI vs XLF performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | IAI XLF | -3.39%-5.86% | -8.91%-9.19% | -7.72%-9.32% | +23.24%+5.75% | +98.27%+64.81% | +87.77%+57.28% |
| Flows | IAI XLF | -$187M-$4.11B | +$191M-$1.61B | +$100M-$1.37B | -$7M-$4.40B | +$212M+$1.23B | +$745M-$3.60B |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | IAI XLF | +24.62%+16.57% | +24.25%+19.27% | +20.14%+16.45% | +21.34%+18.72% |
| Max drawdown | IAI XLF | -13.04%-11.97% | -16.81%-12.83% | -23.13%-15.51% | -28.75%-25.84% |
| Max drawdown duration | IAI XLF | 55d64d | 43d45d | 120d116d | 850d770d |
IAI | XLF | |
Last sale 3/12/2026 at 6:17 PM | $161.77 | $48.87 |
| Previous close 03/11/2026 | $165.49 | $49.64 |
| Consolidated volume 03/11/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
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IAI | XLF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
IAI | XLF | |
|---|---|---|
| Last price | $161.77 | $48.87 |
| 1D performance | -2.25% | -1.55% |
| AuM | $1.58 B | $46.71 B |
| E/R | 0.38% | 0.08% |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the IAI and XLF ETFs performed in 2026?
As of March 11, 2026, IAI is down -7.72% year-to-date (YTD), while XLF has lost -9.32%. That puts IAI better performer ahead so far this year.
Which ETF is attracting more investor money: IAI or XLF?
Year-to-date, the IAI ETF saw +$100M in flows, compared to -$1.37B for XLF.
Which ETF is more volatile: IAI or XLF?
Over the past year, IAI had a volatility of 24.25%, while XLF experienced 19.27%.
Which ETF is bigger: IAI or XLF?
As of March 11, 2026, IAI holds $1.58 B in assets under management (AUM), while XLF manages $46.71 B.
What sectors do the IAI and XLF ETFs invest in?
IAI leans toward sectors like Financials. Meanwhile, XLF focuses on Financials and Information Technology.
What are the top holdings of the IAI ETF and XLF ETF?
IAI top holdings include THE GOLDMAN SACHS GROUP, MORGAN STANLEY and CHARLES SCHWAB. XLF holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: IAI or XLF?
IAI holds 34 securities with 88.82% of its assets in the top 15. XLF has 76 securities and a top 15 weight of 65.26%.
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