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FDFFvsIPAYETF Comparison

ETF 1

FDFF

Fidelity Disruptive Finance ETF

This fund is part of

FinTech

+0.19%

Full FDFF fund page

VS

ETF 2

IPAY

Amplify Mobile Payments ETF

This fund is part of

FinTech

+0.19%

Full IPAY fund page

Fidelity Disruptive Finance ETF (FDFF) and Amplify Mobile Payments ETF (IPAY) belong to the same industry segment: FinTech. FDFF's top 3 sector exposures are Finance, Technology and Business Services. In contrast, IPAY's top sector exposures are Finance, Technology and Consumer Cyclicals. FDFF is less expensive with a Total Expense Ratio (TER) of 0.5%, versus 0.75% for IPAY. FDFF is down -2.47% year-to-date (YTD) with -$4M in YTD flows. IPAY performs worse with -7.64% YTD performance, and -$30M in YTD flows. Run a side-by-side ETF comparison of FDFF and IPAY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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FDFF vs IPAY performance and flow charts

Performance

Cumulative Flows

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 07/24/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	FDFF IPAY	+6.06%+7.33%	+3.34%+2.18%	-2.47%-7.64%	-9.99%-19.69%	+31.31%+8.27%	n/a-31.83%
Flows	FDFF IPAY	-+$8M	--$6M	-$4M-$30M	-$3M-$63M	-$11M-$295M	--$653M

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	FDFF IPAY	+15.86%+23.55%	+17.71%+23.68%	+18.08%+22.59%	n/a+25.08%
Max drawdown	FDFF IPAY	-5.58%-11.20%	-21.81%-31.24%	-22.10%-32.90%	n/a-51.29%
Max drawdown duration	FDFF IPAY	58d58d	365d362d	540d521d	n/a1787d

Trading data

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	FDFF	IPAY
Last sale 7/27/2026 at 1:30 PM		$49.50
Previous close 07/24/2026		$48.01
Consolidated volume 07/24/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Replication quality

Data as of June 30, 2026

1-year trailing difference

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FDFF

is actively managed and doesn’t replicate an index

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	FDFF	IPAY
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst

Main metrics

Last update 7/27/2026 at 1:30 PM

Live

Closed

	FDFF	IPAY
Last price	–	$49.50
1D performance	–	+3.10%
AuM	$43.05 M	$170.58 M
E/R	0.5%	0.75%

Characteristics

	FDFF	IPAY
Management strategy	Active	Passive
Provider	Fidelity	Amplify ETFs
Benchmark	-	Nasdaq CTA Global Digital Payments Index
N° of holdings	45	37
Asset class	-	Equities
Trailing 12m distribution yield	Join	Join
Inception date	June 12, 2023	July 16, 2015
ESG	No	No

More FDFF data on Trackinsight

More IPAY data on Trackinsight

Exposure

Countries

FDFF

USA

71.77%

Other

28.23%

IPAY

USA

81.05%

Other

18.95%

Sectors

FDFF

Finance

90.32%

Other

9.68%

IPAY

Finance

91.38%

Other

8.62%

Diversification

FDFF

Total weight of top 15 holdings out of 15

64.11%

IPAY

Total weight of top 15 holdings out of 15

72.38%

Top 15 holdings

Data as of June 30, 2026

FDFF

DBS Group Holdings Ltd.

6.04%

Capital One Financial Corp.

6.00%

BlackRock, Inc.

5.61%

Bankinter SA

4.93%

FinecoBank SpA

4.67%

Visa, Inc.

4.54%

Block, Inc.

4.37%

Mastercard, Inc.

4.28%

Apollo Global Management, Inc.

4.19%

Hiscox Ltd.

4.01%

Toast, Inc.

3.80%

Equifax, Inc.

3.34%

Chime Financial, Inc.

3.13%

Robinhood Markets, Inc.

2.67%

Intercontinental Exchange, Inc.

2.53%

IPAY

Capital One Financial Corp.

6.36%

American Express Co.

6.34%

Visa, Inc.

6.02%

Mastercard, Inc.

5.89%

PayPal Holdings, Inc.

5.82%

Affirm Holdings, Inc.

5.29%

Toast, Inc.

5.14%

Block, Inc.

4.84%

Global Payments, Inc.

4.52%

Corpay, Inc.

4.43%

Fidelity National Information Services, Inc.

4.04%

Adyen NV

3.97%

Fiserv, Inc.

3.91%

Coinbase Global, Inc.

3.34%

WEX, Inc.

2.47%

Frequently asked questions about FDFF and IPAY

How have the FDFF and IPAY ETFs performed in 2026?

As of July 24, 2026, FDFF is down -2.47% year-to-date (YTD), while IPAY has lost -7.64%. That puts FDFF better performer ahead so far this year.

Which ETF is attracting more investor money: FDFF or IPAY?

Year-to-date, the FDFF ETF saw -$4M in flows, compared to -$30M for IPAY.

Which ETF is more volatile: FDFF or IPAY?

Over the past year, FDFF had a volatility of 17.71%, while IPAY experienced 23.68%.

Which ETF is bigger: FDFF or IPAY?

As of July 24, 2026, FDFF holds $43.05 M in assets under management (AUM), while IPAY manages $170.58 M.

What sectors do the FDFF and IPAY ETFs invest in?

FDFF leans toward sectors like Finance. Meanwhile, IPAY focuses on Finance.

What are the top holdings of the FDFF ETF and IPAY ETF?

FDFF top holdings include DBS Group Holdings Ltd., Capital One Financial Corp. and BlackRock, Inc.. IPAY holds in its top three: Capital One Financial Corp., American Express Co. and Visa, Inc..

Which ETF is more diversified: FDFF or IPAY?

FDFF holds 45 securities with 64.11% of its assets in the top 15. IPAY has 37 securities and a top 15 weight of 72.38%.

ETF Contrarian Corner: Two Unloved Segments That Investors Are Ignoring

June 12, 2026

IPAY

Maximizing E-commerce Investment Opportunities

March 7, 2023

IPAY

FDFFvsIPAYETF Comparison

Fidelity Disruptive Finance ETF

Amplify Mobile Payments ETF

FDFF vs IPAY performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the FDFF and IPAY ETFs performed in 2026?

As of July 24, 2026, FDFF is down -2.47% year-to-date (YTD), while IPAY has lost -7.64%. That puts FDFF better performer ahead so far this year.

Which ETF is attracting more investor money: FDFF or IPAY?

Year-to-date, the FDFF ETF saw -$4M in flows, compared to -$30M for IPAY.

Which ETF is more volatile: FDFF or IPAY?

Over the past year, FDFF had a volatility of 17.71%, while IPAY experienced 23.68%.

Which ETF is bigger: FDFF or IPAY?

As of July 24, 2026, FDFF holds $43.05 M in assets under management (AUM), while IPAY manages $170.58 M.

What sectors do the FDFF and IPAY ETFs invest in?

FDFF leans toward sectors like Finance. Meanwhile, IPAY focuses on Finance.

What are the top holdings of the FDFF ETF and IPAY ETF?

FDFF top holdings include DBS Group Holdings Ltd., Capital One Financial Corp. and BlackRock, Inc.. IPAY holds in its top three: Capital One Financial Corp., American Express Co. and Visa, Inc..

Which ETF is more diversified: FDFF or IPAY?

FDFF holds 45 securities with 64.11% of its assets in the top 15. IPAY has 37 securities and a top 15 weight of 72.38%.

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