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FCLDvsIPAYETF Comparison
Fidelity Cloud Computing ETF (FCLD) belongs to the Cloud Computing segment. Amplify Mobile Payments ETF (IPAY) is part of the FinTech segment. FCLD's top 3 sector exposures are Information Technology, Real Estate and Consumer Discretionary. In contrast, IPAY's top sector exposures are Information Technology, Financials FCLD is less expensive with a Total Expense Ratio (TER) of 0.39%, versus 0.75% for IPAY. FCLD is down -6.27% year-to-date (YTD) with -$4M in YTD flows. IPAY performs worse with -16.44% YTD performance, and -$17M in YTD flows. Run a side-by-side ETF comparison of FCLD and IPAY below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
FCLD vs IPAY performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | FCLD IPAY | -2.77%-1.73% | -4.80%-16.86% | -6.27%-16.44% | +16.22%-15.67% | +76.07%+11.99% | n/a-37.61% |
| Flows | FCLD IPAY | -- | -$4M-$20M | -$4M-$17M | -$12M-$68M | +$29M-$342M | --$615M |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | FCLD IPAY | +27.37%+24.91% | +29.26%+25.84% | +24.89%+21.84% | n/a+24.58% |
| Max drawdown | FCLD IPAY | -12.88%-18.70% | -19.36%-27.84% | -31.77%-29.54% | n/a-51.58% |
| Max drawdown duration | FCLD IPAY | 44d66d | 43d250d | 318d388d | n/a1780d |
FCLD | IPAY | |
Last sale 3/13/2026 at 1:30 PM | $27.88 | $43.37 |
| Previous close 03/12/2026 | $27.73 | $43.64 |
| Consolidated volume 03/12/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
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FCLD | IPAY | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
FCLD | IPAY | |
|---|---|---|
| Last price | $27.88 | $43.37 |
| 1D performance | +0.52% | -0.62% |
| AuM | $79.47 M | $167.38 M |
| E/R | 0.39% | 0.75% |
FCLD | IPAY | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Fidelity | Amplify ETFs |
| Benchmark | Fidelity Cloud Computing Index | Nasdaq CTA Global Digital Payments Index |
| N° of holdings | 44 | 36 |
| Asset class | Equities | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | October 5, 2021 | July 16, 2015 |
| ESG | No | No |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the FCLD and IPAY ETFs performed in 2026?
As of March 13, 2026, FCLD is down -6.27% year-to-date (YTD), while IPAY has lost -16.44%. That puts FCLD better performer ahead so far this year.
Which ETF is attracting more investor money: FCLD or IPAY?
Year-to-date, the FCLD ETF saw -$4M in flows, compared to -$17M for IPAY.
Which ETF is more volatile: FCLD or IPAY?
Over the past year, FCLD had a volatility of 29.26%, while IPAY experienced 25.84%.
Which ETF is bigger: FCLD or IPAY?
As of March 13, 2026, FCLD holds $79.47 M in assets under management (AUM), while IPAY manages $167.38 M.
What sectors do the FCLD and IPAY ETFs invest in?
FCLD leans toward sectors like Information Technology and Real Estate. Meanwhile, IPAY focuses on Information Technology and Financials.
What are the top holdings of the FCLD ETF and IPAY ETF?
FCLD top holdings include US80004C2008, WESTERN DIGITAL and SEAGATE TECHNOLOGY HOLDINGS PLC. IPAY holds in its top three: ADYEN NV, AMERICAN EXPRESS and VISA INCORPORATION.
Which ETF is more diversified: FCLD or IPAY?
FCLD holds 50 securities with 54.55% of its assets in the top 15. IPAY has 38 securities and a top 15 weight of 72.49%.
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