BILSvsSCCRETF Comparison
ETF 1
BILS
State Street SPDR Bloomberg 3-12 Month T-Bill ETF
This fund is part of
Money Market Bonds
+0.02%
VS
State Street SPDR Bloomberg 3-12 Month T-Bill ETF (BILS) belongs to the Money Market Bonds segment. Schwab Core Bond ETF (SCCR) is part of the US Aggregate Bonds segment. BILS's top 1 sector exposures are Sovereign. In contrast, SCCR's top sector exposures are Sovereign, Finance and Industrials. BILS is less expensive with a Total Expense Ratio (TER) of 0.1354%, versus 0.16% for SCCR. BILS is up 2.58% year-to-date (YTD) with +$44M in YTD flows. SCCR performs worse with -2.66% YTD performance, and +$780M in YTD flows. Run a side-by-side ETF comparison of BILS and SCCR below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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BILS vs SCCR performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/01/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | BILS SCCR | +0.26%-2.23% | +0.90%-3.34% | +2.58%-2.66% | +3.58%-1.87% | +14.07%n/a | +18.99%n/a |
| Flows | BILS SCCR | +$25M+$67M | +$40M+$366M | +$44M+$780M | +$59M+$921M | +$1.18B- | +$3.89B- |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | BILS SCCR | +0.20%+4.46% | +0.18%+3.94% | +0.22%n/a | +0.27%n/a |
| Max drawdown | BILS SCCR | -0.00%-3.74% | -0.00%-4.75% | -0.00%n/a | -0.36%n/a |
| Max drawdown duration | BILS SCCR | 2d87d | 2d214d | 2dn/a | 359dn/a |
Trading data
BILS | SCCR | |
Last sale 10/2/2026 at 1:30 PM | $99.09 | $24.24 |
| Previous close 10/01/2026 | $99.07 | $24.28 |
| Consolidated volume 10/01/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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SCCR
is actively managed and doesn’t replicate an indexBILS | SCCR | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/2/2026 at 1:30 PM
Live
Closed
BILS | SCCR | |
|---|---|---|
| Last price | $99.09 | $24.24 |
| 1D performance | +0.02% | -0.16% |
| AuM | $3.89 B | $1.77 B |
| E/R | 0.1354% | 0.16% |
Characteristics
BILS | SCCR | |
|---|---|---|
| Management strategy | Passive | Active |
| Provider | State Street Investment Management | Schwab ETFs |
| Benchmark | Bloomberg 3–12 Month U.S. Treasury Bill Index | - |
| N° of holdings | 18 | 226 |
| Asset class | Fixed Income | - |
| Trailing 12m distribution yield | Join | Join |
| Inception date | September 23, 2020 | February 5, 2025 |
| ESG | No | No |
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Exposure
Countries
BILS
USA
74.24%
Other
25.76%
SCCR
USA
71.14%
Other
28.86%
Sectors
BILS
Sovereign
74.24%
Other
25.76%
SCCR
Sovereign
21.52%
Finance
17.41%
Industrials
12.07%
Municipal
7.74%
Other
41.26%
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Diversification
BILS
Total weight of top 15 holdings out of 15
75.05%
SCCR
Total weight of top 15 holdings out of 15
22.22%
Top 15 holdings
Data as of August 31, 2026
BILS
USA, Bills 0% 21jan2027, USD (364D)
7.28%
USA, Bills 0% 18feb2027, USD (364D)
7.10%
USA, Bills 0% 24dec2026, USD (363D)
7.01%
USA, Bills 0% 7jan2027, USD (182D)
4.60%
USA, Bills 0% 14jan2027, USD (182D)
4.60%
USA, Bills 0% 28jan2027, USD (182D)
4.59%
US912797WB95
4.58%
US912797WC78
4.57%
USA, Bills 0% 3dec2026, USD (182D)
4.49%
USA, Bills 0% 10dec2026, USD (182D)
4.48%
USA, Bills 0% 17dec2026, USD (182D)
4.48%
USA, Bills 0% 4feb2027, USD (182D)
4.43%
USA, Bills 0% 31dec2026, USD (182D)
4.43%
US912797WG82
4.20%
US912797WH65
4.20%
SCCR
USA, Notes 4.125% 30jun2031, USD (AA-2031)
2.67%
USA, Notes 4.125% 15jun2029, USD (AP-2029)
2.65%
USA, Notes 4.125% 30jun2028, USD (BD-2028)
2.26%
USA, Notes 3.875% 15apr2029, USD (AM-2029)
1.60%
USA, Bonds 5% 15may2046, USD
1.58%
USA, Notes 4% 31may2028, USD (BC-2028)
1.52%
USA, Notes 3.5% 15mar2029, USD (AL-2029)
1.45%
USA, Notes 4.375% 31jul2031, USD (AB-2031)
1.22%
USA, Notes 4.125% 15jul2029, USD (AQ-2029)
1.21%
USA, Notes 4.125% 31may2031, USD (Z-2031)
1.21%
USA, Bonds 4.625% 15feb2055, USD
1.12%
US3132DWEK53
1.00%
United Airlines 2016-2, 2.875% 7apr2030, USD (ABS)
0.96%
US31418FT568
0.90%
United Airlines 2019-2, 2.7% 1nov2033, USD (ABS, AA)
0.87%
Frequently asked questions about BILS and SCCR
How have the BILS and SCCR ETFs performed in 2026?
As of October 1, 2026, BILS is up 2.58% year-to-date (YTD), while SCCR has lost -2.66%. That puts BILS better performer ahead so far this year.
Which ETF is attracting more investor money: BILS or SCCR?
Year-to-date, the BILS ETF saw +$44M in flows, compared to +$780M for SCCR.
Which ETF is more volatile: BILS or SCCR?
Over the past year, BILS had a volatility of 0.18%, while SCCR experienced 3.94%.
Which ETF is bigger: BILS or SCCR?
As of October 1, 2026, BILS holds $3.89 B in assets under management (AUM), while SCCR manages $1.77 B.
What sectors do the BILS and SCCR ETFs invest in?
BILS leans toward sectors like Sovereign. Meanwhile, SCCR focuses on Sovereign, Finance and Industrials.
What are the top holdings of the BILS ETF and SCCR ETF?
BILS top holdings include USA, Bills 0% 21jan2027, USD (364D), USA, Bills 0% 18feb2027, USD (364D) and USA, Bills 0% 24dec2026, USD (363D). SCCR holds in its top three: USA, Notes 4.125% 30jun2031, USD (AA-2031), USA, Notes 4.125% 15jun2029, USD (AP-2029) and USA, Notes 4.125% 30jun2028, USD (BD-2028).
Which ETF is more diversified: BILS or SCCR?
BILS holds 23 securities with 75.05% of its assets in the top 15. SCCR has 432 securities and a top 15 weight of 22.22%.
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Latest news about BILS & SCCR
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