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XLFIvsFNCLETF Comparison
The Financial Select Sector SPDR Premium Income Fund
The Financial Select Sector SPDR Premium Income Fund (XLFI) belongs to the Options Strategies segment. Fidelity MSCI Financials Index ETF (FNCL) is part of the US Financials segment. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. XLFI is more expensive with a Total Expense Ratio (TER) of 0.35%, versus 0.08% for FNCL. XLFI is down -7.48% year-to-date (YTD) with +$1M in YTD flows. FNCL performs worse with -8.42% YTD performance, and +$9M in YTD flows. Run a side-by-side ETF comparison of XLFI and FNCL below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
XLFI vs FNCL performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | XLFI FNCL | -4.93%-6.99% | -6.81%-6.96% | -7.48%-8.42% | n/a+7.63% | n/a+62.54% | n/a+57.93% |
| Flows | XLFI FNCL | -$14K-$18M | +$1M+$13M | +$1M+$9M | -+$20M | -+$143M | -+$218M |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | XLFI FNCL | +13.91%+17.20% | n/a+19.94% | n/a+17.57% | n/a+19.39% |
| Max drawdown | XLFI FNCL | -9.06%-11.21% | n/a-13.58% | n/a-17.30% | n/a-25.71% |
| Max drawdown duration | XLFI FNCL | 64d63d | n/a45d | n/a129d | n/a770d |
XLFI | FNCL | |
Last sale 3/12/2026 at 1:30 PM | $22.15 | $69.39 |
| Previous close 03/11/2026 | $22.49 | $70.54 |
| Consolidated volume 03/11/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Create an account to view replication metrics
XLFI | FNCL | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
XLFI | FNCL | |
|---|---|---|
| Last price | $22.15 | $69.39 |
| 1D performance | -1.51% | -1.63% |
| AuM | $2.92 M | $2.23 B |
| E/R | 0.35% | 0.08% |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the XLFI and FNCL ETFs performed in 2026?
As of March 11, 2026, XLFI is down -7.48% year-to-date (YTD), while FNCL has lost -8.42%. That puts XLFI better performer ahead so far this year.
Which ETF is attracting more investor money: XLFI or FNCL?
Year-to-date, the XLFI ETF saw +$1M in flows, compared to +$9M for FNCL.
Which ETF is bigger: XLFI or FNCL?
As of March 11, 2026, XLFI holds $2.92 M in assets under management (AUM), while FNCL manages $2.23 B.
What sectors do the XLFI and FNCL ETFs invest in?
XLFI leans toward sectors like Financials and Information Technology. Meanwhile, FNCL focuses on Financials and Information Technology.
What are the top holdings of the XLFI ETF and FNCL ETF?
XLFI top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION. FNCL holds in its top three: JPMORGAN CHASE, BERKSHIRE HATHWAY and VISA INCORPORATION.
Which ETF is more diversified: XLFI or FNCL?
XLFI holds 76 securities with 64.96% of its assets in the top 15. FNCL has 386 securities and a top 15 weight of 55.6%.
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