TIPZvsSCHOETF Comparison
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PIMCO Broad U.S. TIPS Index ETF (TIPZ) belongs to the Inflation-linked Bonds segment. Schwab Short-Term U.S. Treasury ETF (SCHO) is part of the US Government Bonds segment. Both ETFs have the same top 1 sector exposures: Sovereign. TIPZ is more expensive with a Total Expense Ratio (TER) of 0.2%, versus 0.03% for SCHO. TIPZ is down -0.12% year-to-date (YTD) with -$384K in YTD flows. SCHO performs better with 1.11% YTD performance, and +$3.56B in YTD flows. Run a side-by-side ETF comparison of TIPZ and SCHO below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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TIPZ vs SCHO performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/28/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | TIPZ SCHO | +2.15%+0.75% | -0.62%+0.37% | -0.12%+1.11% | -1.14%+1.73% | +14.09%+12.94% | -1.30%+10.55% |
| Flows | TIPZ SCHO | +$8M+$372M | +$3M+$2.98B | -$384K+$3.56B | -$6M+$4.47B | -$29M+$3.58B | -$67M+$7.01B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | TIPZ SCHO | +4.27%+1.40% | +3.63%+1.29% | +4.56%+1.56% | +6.28%+1.97% |
| Max drawdown | TIPZ SCHO | -3.61%-0.91% | -4.15%-0.91% | -4.15%-0.96% | -15.59%-5.38% |
| Max drawdown duration | TIPZ SCHO | 64d64d | 241d64d | 241d122d | 1814d795d |
Trading data
TIPZ | SCHO | |
Last sale 10/29/2026 at 1:30 PM | $50.75 | $23.98 |
| Previous close 10/28/2026 | $50.66 | $23.95 |
| Consolidated volume 10/28/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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TIPZ | SCHO | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/29/2026 at 1:30 PM
Live
Closed
TIPZ | SCHO | |
|---|---|---|
| Last price | $50.75 | $23.98 |
| 1D performance | +0.17% | +0.13% |
| AuM | $90.22 M | $15.69 B |
| E/R | 0.2% | 0.03% |
Characteristics
TIPZ | SCHO | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | PIMCO | Schwab ETFs |
| Benchmark | ICE BofA US Inflation-Linked Treasury Index | Bloomberg US Treasury 1-3 Year Index |
| N° of holdings | 35 | 96 |
| Asset class | Bonds | Fixed Income |
| Trailing 12m distribution yield | Join | Join |
| Inception date | September 3, 2009 | August 5, 2010 |
| ESG | No | No |
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Exposure
Countries
TIPZ
USA
100%
Other
-0%
SCHO
USA
100%
Sectors
TIPZ
Sovereign
100%
Other
-0%
SCHO
Sovereign
100%
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Diversification
TIPZ
Total weight of top 15 holdings out of 15
70.99%
SCHO
Total weight of top 15 holdings out of 15
21.2%
Top 15 holdings
Data as of August 31, 2026
TIPZ
USA, TIPS 1.875% 15jul2035, USD (D-2035)
5.53%
USA, TIPS 1.875% 15jan2036, USD (A-2036)
5.46%
USA, TIPS 2.125% 15jan2035, USD (A-2035)
5.42%
USA, TIPS 1.625% 15apr2030, USD (X-2030)
5.02%
USA, TIPS 1.125% 15oct2030, USD (AE-2030)
5.02%
USA, TIPS 1.125% 15jan2033, USD (A-2033)
4.97%
USA, TIPS 0.125% 15jul2030, USD (D-2030)
4.91%
USA, TIPS 0.125% 15jan2030, USD (A-2030)
4.82%
USA, TIPS 0.25% 15jul2029, USD (D-2029)
4.78%
USA, TIPS 1.625% 15oct2029, USD (AE-2029)
4.74%
USA, TIPS 1.375% 15jul2033, USD (D-2033)
4.61%
USA, TIPS 1.625% 15oct2027, USD (AE-2027)
4.56%
USA, TIPS 0.625% 15jul2032, USD (D-2032)
4.37%
USA, TIPS 1.375% 15feb2044, USD
3.50%
USA, TIPS 1.75% 15jan2028, USD
3.28%
SCHO
USA, Notes 3.5% 31jan2028, USD (U-2028)
2.20%
USA, Notes 4.625% 30apr2029, USD (Y-2029)
1.38%
USA, Notes 4.5% 31may2029, USD (Z-2029)
1.37%
USA, Notes 4.25% 31jul2028, USD (BE-2028)
1.37%
USA, Notes 4.25% 30jun2029, USD (AA-2029)
1.36%
USA, Notes 4.125% 30jun2028, USD (BD-2028)
1.36%
USA, Notes 4% 31may2028, USD (BC-2028)
1.36%
USA, Notes 3.875% 31mar2028, USD (AZ-2028)
1.36%
USA, Notes 3.5% 30sep2027, USD (BH-2027)
1.36%
USA, Notes 4% 31jul2029, USD (AB-2029)
1.36%
USA, Notes 3.75% 30apr2028, USD (BA-2028)
1.36%
USA, Notes 3.375% 30nov2027, USD (BL-2027)
1.35%
USA, Notes 3.375% 31dec2027, USD (BM-2027)
1.35%
USA, Notes 3.375% 29feb2028, USD (AY-2028)
1.35%
USA, Notes 4.125% 31mar2029, USD (W-2029)
1.32%
Frequently asked questions about TIPZ and SCHO
How have the TIPZ and SCHO ETFs performed in 2026?
As of October 28, 2026, TIPZ is down -0.12% year-to-date (YTD), while SCHO has returned 1.11%. That puts SCHO better performer ahead so far this year.
Which ETF is attracting more investor money: TIPZ or SCHO?
Year-to-date, the TIPZ ETF saw -$384K in flows, compared to +$3.56B for SCHO.
Which ETF is more volatile: TIPZ or SCHO?
Over the past year, TIPZ had a volatility of 3.63%, while SCHO experienced 1.29%.
Which ETF is bigger: TIPZ or SCHO?
As of October 28, 2026, TIPZ holds $90.22 M in assets under management (AUM), while SCHO manages $15.69 B.
What sectors do the TIPZ and SCHO ETFs invest in?
TIPZ leans toward sectors like Sovereign. Meanwhile, SCHO focuses on Sovereign.
What are the top holdings of the TIPZ ETF and SCHO ETF?
TIPZ top holdings include USA, TIPS 1.875% 15jul2035, USD (D-2035), USA, TIPS 1.875% 15jan2036, USD (A-2036) and USA, TIPS 2.125% 15jan2035, USD (A-2035). SCHO holds in its top three: USA, Notes 3.5% 31jan2028, USD (U-2028), USA, Notes 4.625% 30apr2029, USD (Y-2029) and USA, Notes 4.5% 31may2029, USD (Z-2029).
Which ETF is more diversified: TIPZ or SCHO?
TIPZ holds 35 securities with 70.99% of its assets in the top 15. SCHO has 96 securities and a top 15 weight of 21.2%.
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Latest news about TIPZ & SCHO
Schwab Launches New High-Yield Bond ETF on NYSE ARCA
July 13, 2023
SCHO
U.S. Treasuries: An Opportunity for the Risk Conscious Investor
March 3, 2023
SCHO
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