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SBILvsUSFIETF Comparison

ETF 1

SBIL

Simplify Government Money Market ETF

This fund is part of

Money Market Bonds

+0.03%

Full SBIL fund page

VS

ETF 2

USFI

BrandywineGLOBAL - U.S. Fixed Income ETF

This fund is part of

US Aggregate Bonds

+0.03%

Full USFI fund page

Simplify Government Money Market ETF (SBIL) belongs to the Money Market Bonds segment. BrandywineGLOBAL - U.S. Fixed Income ETF (USFI) is part of the US Aggregate Bonds segment. SBIL's top 2 sector exposures are Government Agencies and Sovereign. In contrast, USFI's top sector exposures are Sovereign, Industrials and Finance. SBIL is less expensive with a Total Expense Ratio (TER) of 0.15%, versus 0.39% for USFI. SBIL is up 2.87% year-to-date (YTD) with -$268M in YTD flows. USFI performs worse with -2.88% YTD performance, and -$4M in YTD flows. Run a side-by-side ETF comparison of SBIL and USFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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SBIL vs USFI performance and flow charts

Performance

Cumulative Flows

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Data Services

Historic performance and flows

Data as of 10/16/2026

		1M	3M	YTD	1Y	3Y	5Y
Perf.	SBIL USFI	+0.33%-0.42%	+0.93%-2.52%	+2.87%-2.88%	+3.71%-3.79%	n/a+13.01%	n/an/a
Flows	SBIL USFI	-$575M-	-$873M-	-$268M-$4M	+$684M-$2M	--$2M	--

Volatility and drawdown

		3M	1Y	3Y	5Y
Volatility	SBIL USFI	+0.12%+3.22%	+0.12%+2.76%	n/a+6.27%	n/an/a
Max drawdown	SBIL USFI	n/a-3.48%	n/a-4.97%	n/a-6.44%	n/an/a
Max drawdown duration	SBIL USFI	n/a89d	n/a359d	n/a216d	n/an/a

Trading data

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	SBIL	USFI
Last sale 10/16/2026 at 1:30 PM	$100.26
Previous close 10/15/2026	$100.22
Consolidated volume 10/15/2026
Average volume 30 days
Average discount or premium 30 days
Average Bid/Ask spread 30 days

Main metrics

Last update 10/16/2026 at 1:30 PM

Live

Closed

	SBIL	USFI
Last price	$100.26	–
1D performance	+0.04%	–
AuM	$4.14 B	$9.52 M
E/R	0.15%	0.39%

Characteristics

	SBIL	USFI
Management strategy	Active	Active
Provider	Simplify	Franklin Templeton
Benchmark	-	-
N° of holdings	125	34
Asset class	-	-
Trailing 12m distribution yield	Join	Join
Inception date	July 14, 2025	July 25, 2023
ESG	No	No

More SBIL data on Trackinsight

More USFI data on Trackinsight

Exposure

Countries

SBIL

USA

70.39%

Other

29.61%

USFI

USA

67.92%

Other

32.08%

Sectors

SBIL

Government Agenci.

45.34%

Sovereign

25.05%

Other

29.61%

USFI

Sovereign

45.96%

Industrials

17.4%

Other

36.64%

Diversification

SBIL

Total weight of top 15 holdings out of 15

22.61%

USFI

Total weight of top 15 holdings out of 15

74.98%

Top 15 holdings

Data as of August 31, 2026

SBIL

Freddie Mac, FRN 22sep2027, USD

2.98%

USA, Notes FRN 31jul2027, USD (BF-2027)

2.07%

FHLB, 0% 27aug2026, USD (365D)

2.06%

FHLB, 0% 3sep2026, USD (365D)

1.65%

USA, Notes FRN 31oct2027, USD (BK-2027)

1.45%

FHLB, 0% 28aug2026, USD (365D)

1.45%

FHLB, 0% 8oct2026, USD (365D)

1.44%

USA, Notes FRN 30apr2027, USD (BB-2027)

1.30%

US313313F450

1.24%

USA, Bills 0% 29oct2026, USD (364D)

1.23%

USA, Bills 0% 1dec2026, USD (119D)

1.23%

FHLB, 0% 23oct2026, USD (365D)

1.21%

FHLB, 0% 30oct2026, USD (365D)

1.11%

FHLB, 0% 21oct2026, USD (365D)

1.10%

FHLB, 0% 28sep2026, USD (364D)

1.09%

USFI

USA, TIPS 1.25% 15apr2031, USD (X-2031)

22.86%

USA, Notes FRN 30apr2028, USD (BB-2028)

9.53%

USA, Notes 4.25% 15aug2035, USD (E-2035)

5.45%

US91282CRF04

4.85%

USA, TIPS 2.375% 15feb2056, USD

4.85%

US36180AAG85

3.41%

G2 MB0873, 6% 20jan2056, USD (ABS)

3.41%

USA, Notes FRN 31jul2028, USD (BF-2028)

3.28%

US3618N5VR78

2.85%

US3618N5RF86

2.79%

G2 MA9780, 6% 20jul2054, USD (ABS)

2.72%

US912810UW61

2.52%

G2 MA9669, 6% 20may2054, USD (ABS)

2.30%

US102104AA49

2.10%

US36179YKT00

2.08%

Frequently asked questions about SBIL and USFI

How have the SBIL and USFI ETFs performed in 2026?

As of October 16, 2026, SBIL is up 2.87% year-to-date (YTD), while USFI has lost -2.88%. That puts SBIL better performer ahead so far this year.

Which ETF is attracting more investor money: SBIL or USFI?

Year-to-date, the SBIL ETF saw -$268M in flows, compared to -$4M for USFI.

Which ETF is more volatile: SBIL or USFI?

Over the past year, SBIL had a volatility of 0.12%, while USFI experienced 2.76%.

Which ETF is bigger: SBIL or USFI?

As of October 16, 2026, SBIL holds $4.14 B in assets under management (AUM), while USFI manages $9.52 M.

What sectors do the SBIL and USFI ETFs invest in?

SBIL leans toward sectors like Government Agencies and Sovereign. Meanwhile, USFI focuses on Sovereign and Industrials.

What are the top holdings of the SBIL ETF and USFI ETF?

SBIL top holdings include Freddie Mac, FRN 22sep2027, USD, USA, Notes FRN 31jul2027, USD (BF-2027) and FHLB, 0% 27aug2026, USD (365D). USFI holds in its top three: USA, TIPS 1.25% 15apr2031, USD (X-2031), USA, Notes FRN 30apr2028, USD (BB-2028) and USA, Notes 4.25% 15aug2035, USD (E-2035).

Which ETF is more diversified: SBIL or USFI?

SBIL holds 172 securities with 22.61% of its assets in the top 15. USFI has 59 securities and a top 15 weight of 74.98%.

How Some ETF Issuers Use Their Own Funds for Cash Management

October 9, 2026

SBIL

SBILvsUSFIETF Comparison

Simplify Government Money Market ETF

BrandywineGLOBAL - U.S. Fixed Income ETF

SBIL vs USFI performance and flow charts

Performance

Cumulative Flows

Get all the metrics on this page, and more, through a reliable ETF data feed

Countries

Sectors

Diversification

Top 15 holdings

How have the SBIL and USFI ETFs performed in 2026?

As of October 16, 2026, SBIL is up 2.87% year-to-date (YTD), while USFI has lost -2.88%. That puts SBIL better performer ahead so far this year.

Which ETF is attracting more investor money: SBIL or USFI?

Year-to-date, the SBIL ETF saw -$268M in flows, compared to -$4M for USFI.

Which ETF is more volatile: SBIL or USFI?

Over the past year, SBIL had a volatility of 0.12%, while USFI experienced 2.76%.

Which ETF is bigger: SBIL or USFI?

As of October 16, 2026, SBIL holds $4.14 B in assets under management (AUM), while USFI manages $9.52 M.

What sectors do the SBIL and USFI ETFs invest in?

SBIL leans toward sectors like Government Agencies and Sovereign. Meanwhile, USFI focuses on Sovereign and Industrials.

What are the top holdings of the SBIL ETF and USFI ETF?

SBIL top holdings include Freddie Mac, FRN 22sep2027, USD, USA, Notes FRN 31jul2027, USD (BF-2027) and FHLB, 0% 27aug2026, USD (365D). USFI holds in its top three: USA, TIPS 1.25% 15apr2031, USD (X-2031), USA, Notes FRN 30apr2028, USD (BB-2028) and USA, Notes 4.25% 15aug2035, USD (E-2035).

Which ETF is more diversified: SBIL or USFI?

SBIL holds 172 securities with 22.61% of its assets in the top 15. USFI has 59 securities and a top 15 weight of 74.98%.

How Some ETF Issuers Use Their Own Funds for Cash Management

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